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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 5 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.85%
5 years fixed
Your return on €10,000
€285
per year, annualised · €1,425 total over 5 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,425.
Interest built up over 5 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,425

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, paid out
Fees
none
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.85% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (60 mo) 2.85%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct7 years · 2.90% · Direct
After 1 month: €23.75 rate · balance €10,023.75After 2 months: €47.50 rate · balance €10,047.50After 3 months: €71.25 rate · balance €10,071.25After 4 months: €95 rate · balance €10,095After 5 months: €118.75 rate · balance €10,118.75After 6 months: €142.50 rate · balance €10,142.50After 7 months: €166.25 rate · balance €10,166.25After 8 months: €190 rate · balance €10,190After 9 months: €213.75 rate · balance €10,213.75After 10 months: €237.50 rate · balance €10,237.50After 11 months: €261.25 rate · balance €10,261.25After 12 months: €285 rate · balance €10,285After 13 months: €308.75 rate · balance €10,308.75After 14 months: €332.50 rate · balance €10,332.50After 15 months: €356.25 rate · balance €10,356.25After 16 months: €380 rate · balance €10,380After 17 months: €403.75 rate · balance €10,403.75After 18 months: €427.50 rate · balance €10,427.50After 19 months: €451.25 rate · balance €10,451.25After 20 months: €475 rate · balance €10,475After 21 months: €498.75 rate · balance €10,498.75After 22 months: €522.50 rate · balance €10,522.50After 23 months: €546.25 rate · balance €10,546.25After 24 months: €570 rate · balance €10,570After 25 months: €593.75 rate · balance €10,593.75After 26 months: €617.50 rate · balance €10,617.50After 27 months: €641.25 rate · balance €10,641.25After 28 months: €665 rate · balance €10,665After 29 months: €688.75 rate · balance €10,688.75After 30 months: €712.50 rate · balance €10,712.50After 31 months: €736.25 rate · balance €10,736.25After 32 months: €760 rate · balance €10,760After 33 months: €783.75 rate · balance €10,783.75After 34 months: €807.50 rate · balance €10,807.50After 35 months: €831.25 rate · balance €10,831.25After 36 months: €855 rate · balance €10,855After 37 months: €878.75 rate · balance €10,878.75After 38 months: €902.50 rate · balance €10,902.50After 39 months: €926.25 rate · balance €10,926.25After 40 months: €950 rate · balance €10,950After 41 months: €973.75 rate · balance €10,973.75After 42 months: €997.50 rate · balance €10,997.50After 43 months: €1,021.25 rate · balance €11,021.25After 44 months: €1,045 rate · balance €11,045After 45 months: €1,068.75 rate · balance €11,068.75After 46 months: €1,092.50 rate · balance €11,092.50After 47 months: €1,116.25 rate · balance €11,116.25After 48 months: €1,140 rate · balance €11,140After 49 months: €1,163.75 rate · balance €11,163.75After 50 months: €1,187.50 rate · balance €11,187.50After 51 months: €1,211.25 rate · balance €11,211.25After 52 months: €1,235 rate · balance €11,235After 53 months: €1,258.75 rate · balance €11,258.75After 54 months: €1,282.50 rate · balance €11,282.50After 55 months: €1,306.25 rate · balance €11,306.25After 56 months: €1,330 rate · balance €11,330After 57 months: €1,353.75 rate · balance €11,353.75After 58 months: €1,377.50 rate · balance €11,377.50After 59 months: €1,401.25 rate · balance €11,401.25After 60 months: €1,425 rate · balance €11,425
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,425After 1 month: €23.75 rate · balance €10,023.75After 2 months: €47.50 rate · balance €10,047.50After 3 months: €71.25 rate · balance €10,071.25After 4 months: €95 rate · balance €10,095After 5 months: €118.75 rate · balance €10,118.75After 6 months: €142.50 rate · balance €10,142.50After 7 months: €166.25 rate · balance €10,166.25After 8 months: €190 rate · balance €10,190After 9 months: €213.75 rate · balance €10,213.75After 10 months: €237.50 rate · balance €10,237.50After 11 months: €261.25 rate · balance €10,261.25After 12 months: €285 rate · balance €10,285After 13 months: €308.75 rate · balance €10,308.75After 14 months: €332.50 rate · balance €10,332.50After 15 months: €356.25 rate · balance €10,356.25After 16 months: €380 rate · balance €10,380After 17 months: €403.75 rate · balance €10,403.75After 18 months: €427.50 rate · balance €10,427.50After 19 months: €451.25 rate · balance €10,451.25After 20 months: €475 rate · balance €10,475After 21 months: €498.75 rate · balance €10,498.75After 22 months: €522.50 rate · balance €10,522.50After 23 months: €546.25 rate · balance €10,546.25After 24 months: €570 rate · balance €10,570After 25 months: €593.75 rate · balance €10,593.75After 26 months: €617.50 rate · balance €10,617.50After 27 months: €641.25 rate · balance €10,641.25After 28 months: €665 rate · balance €10,665After 29 months: €688.75 rate · balance €10,688.75After 30 months: €712.50 rate · balance €10,712.50After 31 months: €736.25 rate · balance €10,736.25After 32 months: €760 rate · balance €10,760After 33 months: €783.75 rate · balance €10,783.75After 34 months: €807.50 rate · balance €10,807.50After 35 months: €831.25 rate · balance €10,831.25After 36 months: €855 rate · balance €10,855After 37 months: €878.75 rate · balance €10,878.75After 38 months: €902.50 rate · balance €10,902.50After 39 months: €926.25 rate · balance €10,926.25After 40 months: €950 rate · balance €10,950After 41 months: €973.75 rate · balance €10,973.75After 42 months: €997.50 rate · balance €10,997.50After 43 months: €1,021.25 rate · balance €11,021.25After 44 months: €1,045 rate · balance €11,045After 45 months: €1,068.75 rate · balance €11,068.75After 46 months: €1,092.50 rate · balance €11,092.50After 47 months: €1,116.25 rate · balance €11,116.25After 48 months: €1,140 rate · balance €11,140After 49 months: €1,163.75 rate · balance €11,163.75After 50 months: €1,187.50 rate · balance €11,187.50After 51 months: €1,211.25 rate · balance €11,211.25After 52 months: €1,235 rate · balance €11,235After 53 months: €1,258.75 rate · balance €11,258.75After 54 months: €1,282.50 rate · balance €11,282.50After 55 months: €1,306.25 rate · balance €11,306.25After 56 months: €1,330 rate · balance €11,330After 57 months: €1,353.75 rate · balance €11,353.75After 58 months: €1,377.50 rate · balance €11,377.50After 59 months: €1,401.25 rate · balance €11,401.25After 60 months: €1,425 rate · balance €11,425
Per year
AfterInterest up to thenBalance
1 year€285€10,285
2 years€570€10,570
3 years€855€10,855
4 years€1,140€11,140
5 years€1,425€11,425

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct