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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 5 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.85%
5 years fixed
Your return on €100,000
€2,850
per year, annualised · €14,250 total over 5 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €14,250.
Interest built up over 5 years
€ 0€ 5k€ 10kstart2 yrs4 yrs€14,250

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, paid out
Fees
none
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.85% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (60 mo) 2.85%

Rate checked on 19 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct7 years · 2.90% · Direct
After 1 month: €237.50 rate · balance €100,237.50After 2 months: €475 rate · balance €100,475After 3 months: €712.50 rate · balance €100,712.50After 4 months: €950 rate · balance €100,950After 5 months: €1,187.50 rate · balance €101,187.50After 6 months: €1,425 rate · balance €101,425After 7 months: €1,662.50 rate · balance €101,662.50After 8 months: €1,900 rate · balance €101,900After 9 months: €2,137.50 rate · balance €102,137.50After 10 months: €2,375 rate · balance €102,375After 11 months: €2,612.50 rate · balance €102,612.50After 12 months: €2,850 rate · balance €102,850After 13 months: €3,087.50 rate · balance €103,087.50After 14 months: €3,325 rate · balance €103,325After 15 months: €3,562.50 rate · balance €103,562.50After 16 months: €3,800 rate · balance €103,800After 17 months: €4,037.50 rate · balance €104,037.50After 18 months: €4,275 rate · balance €104,275After 19 months: €4,512.50 rate · balance €104,512.50After 20 months: €4,750 rate · balance €104,750After 21 months: €4,987.50 rate · balance €104,987.50After 22 months: €5,225 rate · balance €105,225After 23 months: €5,462.50 rate · balance €105,462.50After 24 months: €5,700 rate · balance €105,700After 25 months: €5,937.50 rate · balance €105,937.50After 26 months: €6,175 rate · balance €106,175After 27 months: €6,412.50 rate · balance €106,412.50After 28 months: €6,650 rate · balance €106,650After 29 months: €6,887.50 rate · balance €106,887.50After 30 months: €7,125 rate · balance €107,125After 31 months: €7,362.50 rate · balance €107,362.50After 32 months: €7,600 rate · balance €107,600After 33 months: €7,837.50 rate · balance €107,837.50After 34 months: €8,075 rate · balance €108,075After 35 months: €8,312.50 rate · balance €108,312.50After 36 months: €8,550 rate · balance €108,550After 37 months: €8,787.50 rate · balance €108,787.50After 38 months: €9,025 rate · balance €109,025After 39 months: €9,262.50 rate · balance €109,262.50After 40 months: €9,500 rate · balance €109,500After 41 months: €9,737.50 rate · balance €109,737.50After 42 months: €9,975 rate · balance €109,975After 43 months: €10,212.50 rate · balance €110,212.50After 44 months: €10,450 rate · balance €110,450After 45 months: €10,687.50 rate · balance €110,687.50After 46 months: €10,925 rate · balance €110,925After 47 months: €11,162.50 rate · balance €111,162.50After 48 months: €11,400 rate · balance €111,400After 49 months: €11,637.50 rate · balance €111,637.50After 50 months: €11,875 rate · balance €111,875After 51 months: €12,112.50 rate · balance €112,112.50After 52 months: €12,350 rate · balance €112,350After 53 months: €12,587.50 rate · balance €112,587.50After 54 months: €12,825 rate · balance €112,825After 55 months: €13,062.50 rate · balance €113,062.50After 56 months: €13,300 rate · balance €113,300After 57 months: €13,537.50 rate · balance €113,537.50After 58 months: €13,775 rate · balance €113,775After 59 months: €14,012.50 rate · balance €114,012.50After 60 months: €14,250 rate · balance €114,250
€ 0€ 5k€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs€14,250After 1 month: €237.50 rate · balance €100,237.50After 2 months: €475 rate · balance €100,475After 3 months: €712.50 rate · balance €100,712.50After 4 months: €950 rate · balance €100,950After 5 months: €1,187.50 rate · balance €101,187.50After 6 months: €1,425 rate · balance €101,425After 7 months: €1,662.50 rate · balance €101,662.50After 8 months: €1,900 rate · balance €101,900After 9 months: €2,137.50 rate · balance €102,137.50After 10 months: €2,375 rate · balance €102,375After 11 months: €2,612.50 rate · balance €102,612.50After 12 months: €2,850 rate · balance €102,850After 13 months: €3,087.50 rate · balance €103,087.50After 14 months: €3,325 rate · balance €103,325After 15 months: €3,562.50 rate · balance €103,562.50After 16 months: €3,800 rate · balance €103,800After 17 months: €4,037.50 rate · balance €104,037.50After 18 months: €4,275 rate · balance €104,275After 19 months: €4,512.50 rate · balance €104,512.50After 20 months: €4,750 rate · balance €104,750After 21 months: €4,987.50 rate · balance €104,987.50After 22 months: €5,225 rate · balance €105,225After 23 months: €5,462.50 rate · balance €105,462.50After 24 months: €5,700 rate · balance €105,700After 25 months: €5,937.50 rate · balance €105,937.50After 26 months: €6,175 rate · balance €106,175After 27 months: €6,412.50 rate · balance €106,412.50After 28 months: €6,650 rate · balance €106,650After 29 months: €6,887.50 rate · balance €106,887.50After 30 months: €7,125 rate · balance €107,125After 31 months: €7,362.50 rate · balance €107,362.50After 32 months: €7,600 rate · balance €107,600After 33 months: €7,837.50 rate · balance €107,837.50After 34 months: €8,075 rate · balance €108,075After 35 months: €8,312.50 rate · balance €108,312.50After 36 months: €8,550 rate · balance €108,550After 37 months: €8,787.50 rate · balance €108,787.50After 38 months: €9,025 rate · balance €109,025After 39 months: €9,262.50 rate · balance €109,262.50After 40 months: €9,500 rate · balance €109,500After 41 months: €9,737.50 rate · balance €109,737.50After 42 months: €9,975 rate · balance €109,975After 43 months: €10,212.50 rate · balance €110,212.50After 44 months: €10,450 rate · balance €110,450After 45 months: €10,687.50 rate · balance €110,687.50After 46 months: €10,925 rate · balance €110,925After 47 months: €11,162.50 rate · balance €111,162.50After 48 months: €11,400 rate · balance €111,400After 49 months: €11,637.50 rate · balance €111,637.50After 50 months: €11,875 rate · balance €111,875After 51 months: €12,112.50 rate · balance €112,112.50After 52 months: €12,350 rate · balance €112,350After 53 months: €12,587.50 rate · balance €112,587.50After 54 months: €12,825 rate · balance €112,825After 55 months: €13,062.50 rate · balance €113,062.50After 56 months: €13,300 rate · balance €113,300After 57 months: €13,537.50 rate · balance €113,537.50After 58 months: €13,775 rate · balance €113,775After 59 months: €14,012.50 rate · balance €114,012.50After 60 months: €14,250 rate · balance €114,250
Per year
AfterInterest up to thenBalance
1 year€2,850€102,850
2 years€5,700€105,700
3 years€8,550€108,550
4 years€11,400€111,400
5 years€14,250€114,250

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct