Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 3 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
Back to the comparison

Nexent BankTermijndeposito

Deposit · 5 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.85%
5 years fixed
Your return on €16,600
€473
per year, annualised · €2,366 total over 5 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,366.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,366

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, paid out
Fees
none
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€16,600 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.85% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (60 mo) 2.85%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct7 years · 2.90% · Direct
After 1 month: €39.42 rate · balance €16,639.42After 2 months: €78.85 rate · balance €16,678.85After 3 months: €118.27 rate · balance €16,718.28After 4 months: €157.70 rate · balance €16,757.70After 5 months: €197.13 rate · balance €16,797.13After 6 months: €236.55 rate · balance €16,836.55After 7 months: €275.98 rate · balance €16,875.97After 8 months: €315.40 rate · balance €16,915.40After 9 months: €354.83 rate · balance €16,954.83After 10 months: €394.25 rate · balance €16,994.25After 11 months: €433.68 rate · balance €17,033.67After 12 months: €473.10 rate · balance €17,073.10After 13 months: €512.53 rate · balance €17,112.53After 14 months: €551.95 rate · balance €17,151.95After 15 months: €591.38 rate · balance €17,191.38After 16 months: €630.80 rate · balance €17,230.80After 17 months: €670.22 rate · balance €17,270.22After 18 months: €709.65 rate · balance €17,309.65After 19 months: €749.07 rate · balance €17,349.08After 20 months: €788.50 rate · balance €17,388.50After 21 months: €827.92 rate · balance €17,427.92After 22 months: €867.35 rate · balance €17,467.35After 23 months: €906.77 rate · balance €17,506.78After 24 months: €946.20 rate · balance €17,546.20After 25 months: €985.62 rate · balance €17,585.63After 26 months: €1,025.05 rate · balance €17,625.05After 27 months: €1,064.47 rate · balance €17,664.47After 28 months: €1,103.90 rate · balance €17,703.90After 29 months: €1,143.32 rate · balance €17,743.33After 30 months: €1,182.75 rate · balance €17,782.75After 31 months: €1,222.17 rate · balance €17,822.17After 32 months: €1,261.60 rate · balance €17,861.60After 33 months: €1,301.02 rate · balance €17,901.02After 34 months: €1,340.45 rate · balance €17,940.45After 35 months: €1,379.87 rate · balance €17,979.88After 36 months: €1,419.30 rate · balance €18,019.30After 37 months: €1,458.72 rate · balance €18,058.72After 38 months: €1,498.15 rate · balance €18,098.15After 39 months: €1,537.57 rate · balance €18,137.57After 40 months: €1,577.00 rate · balance €18,177After 41 months: €1,616.42 rate · balance €18,216.42After 42 months: €1,655.85 rate · balance €18,255.85After 43 months: €1,695.27 rate · balance €18,295.27After 44 months: €1,734.70 rate · balance €18,334.70After 45 months: €1,774.12 rate · balance €18,374.13After 46 months: €1,813.55 rate · balance €18,413.55After 47 months: €1,852.97 rate · balance €18,452.97After 48 months: €1,892.40 rate · balance €18,492.40After 49 months: €1,931.82 rate · balance €18,531.82After 50 months: €1,971.25 rate · balance €18,571.25After 51 months: €2,010.67 rate · balance €18,610.67After 52 months: €2,050.10 rate · balance €18,650.10After 53 months: €2,089.52 rate · balance €18,689.52After 54 months: €2,128.95 rate · balance €18,728.95After 55 months: €2,168.37 rate · balance €18,768.38After 56 months: €2,207.80 rate · balance €18,807.80After 57 months: €2,247.22 rate · balance €18,847.22After 58 months: €2,286.65 rate · balance €18,886.65After 59 months: €2,326.07 rate · balance €18,926.08After 60 months: €2,365.50 rate · balance €18,965.50
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,366After 1 month: €39.42 rate · balance €16,639.42After 2 months: €78.85 rate · balance €16,678.85After 3 months: €118.27 rate · balance €16,718.28After 4 months: €157.70 rate · balance €16,757.70After 5 months: €197.13 rate · balance €16,797.13After 6 months: €236.55 rate · balance €16,836.55After 7 months: €275.98 rate · balance €16,875.97After 8 months: €315.40 rate · balance €16,915.40After 9 months: €354.83 rate · balance €16,954.83After 10 months: €394.25 rate · balance €16,994.25After 11 months: €433.68 rate · balance €17,033.67After 12 months: €473.10 rate · balance €17,073.10After 13 months: €512.53 rate · balance €17,112.53After 14 months: €551.95 rate · balance €17,151.95After 15 months: €591.38 rate · balance €17,191.38After 16 months: €630.80 rate · balance €17,230.80After 17 months: €670.22 rate · balance €17,270.22After 18 months: €709.65 rate · balance €17,309.65After 19 months: €749.07 rate · balance €17,349.08After 20 months: €788.50 rate · balance €17,388.50After 21 months: €827.92 rate · balance €17,427.92After 22 months: €867.35 rate · balance €17,467.35After 23 months: €906.77 rate · balance €17,506.78After 24 months: €946.20 rate · balance €17,546.20After 25 months: €985.62 rate · balance €17,585.63After 26 months: €1,025.05 rate · balance €17,625.05After 27 months: €1,064.47 rate · balance €17,664.47After 28 months: €1,103.90 rate · balance €17,703.90After 29 months: €1,143.32 rate · balance €17,743.33After 30 months: €1,182.75 rate · balance €17,782.75After 31 months: €1,222.17 rate · balance €17,822.17After 32 months: €1,261.60 rate · balance €17,861.60After 33 months: €1,301.02 rate · balance €17,901.02After 34 months: €1,340.45 rate · balance €17,940.45After 35 months: €1,379.87 rate · balance €17,979.88After 36 months: €1,419.30 rate · balance €18,019.30After 37 months: €1,458.72 rate · balance €18,058.72After 38 months: €1,498.15 rate · balance €18,098.15After 39 months: €1,537.57 rate · balance €18,137.57After 40 months: €1,577.00 rate · balance €18,177After 41 months: €1,616.42 rate · balance €18,216.42After 42 months: €1,655.85 rate · balance €18,255.85After 43 months: €1,695.27 rate · balance €18,295.27After 44 months: €1,734.70 rate · balance €18,334.70After 45 months: €1,774.12 rate · balance €18,374.13After 46 months: €1,813.55 rate · balance €18,413.55After 47 months: €1,852.97 rate · balance €18,452.97After 48 months: €1,892.40 rate · balance €18,492.40After 49 months: €1,931.82 rate · balance €18,531.82After 50 months: €1,971.25 rate · balance €18,571.25After 51 months: €2,010.67 rate · balance €18,610.67After 52 months: €2,050.10 rate · balance €18,650.10After 53 months: €2,089.52 rate · balance €18,689.52After 54 months: €2,128.95 rate · balance €18,728.95After 55 months: €2,168.37 rate · balance €18,768.38After 56 months: €2,207.80 rate · balance €18,807.80After 57 months: €2,247.22 rate · balance €18,847.22After 58 months: €2,286.65 rate · balance €18,886.65After 59 months: €2,326.07 rate · balance €18,926.08After 60 months: €2,365.50 rate · balance €18,965.50
Per year
AfterInterest up to thenBalance
1 year€473€17,073
2 years€946€17,546
3 years€1,419€18,019
4 years€1,892€18,492
5 years€2,366€18,966

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct