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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 5 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.85%
5 years fixed
Your return on €16,800
€479
per year, annualised · €2,394 total over 5 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €2,394.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,394

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, paid out
Fees
none
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€16,800 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.85% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (60 mo) 2.85%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct7 years · 2.90% · Direct
After 1 month: €39.90 rate · balance €16,839.90After 2 months: €79.80 rate · balance €16,879.80After 3 months: €119.70 rate · balance €16,919.70After 4 months: €159.60 rate · balance €16,959.60After 5 months: €199.50 rate · balance €16,999.50After 6 months: €239.40 rate · balance €17,039.40After 7 months: €279.30 rate · balance €17,079.30After 8 months: €319.20 rate · balance €17,119.20After 9 months: €359.10 rate · balance €17,159.10After 10 months: €399.00 rate · balance €17,199After 11 months: €438.90 rate · balance €17,238.90After 12 months: €478.80 rate · balance €17,278.80After 13 months: €518.70 rate · balance €17,318.70After 14 months: €558.60 rate · balance €17,358.60After 15 months: €598.50 rate · balance €17,398.50After 16 months: €638.40 rate · balance €17,438.40After 17 months: €678.30 rate · balance €17,478.30After 18 months: €718.20 rate · balance €17,518.20After 19 months: €758.10 rate · balance €17,558.10After 20 months: €798.00 rate · balance €17,598After 21 months: €837.90 rate · balance €17,637.90After 22 months: €877.80 rate · balance €17,677.80After 23 months: €917.70 rate · balance €17,717.70After 24 months: €957.60 rate · balance €17,757.60After 25 months: €997.50 rate · balance €17,797.50After 26 months: €1,037.40 rate · balance €17,837.40After 27 months: €1,077.30 rate · balance €17,877.30After 28 months: €1,117.20 rate · balance €17,917.20After 29 months: €1,157.10 rate · balance €17,957.10After 30 months: €1,197 rate · balance €17,997After 31 months: €1,236.90 rate · balance €18,036.90After 32 months: €1,276.80 rate · balance €18,076.80After 33 months: €1,316.70 rate · balance €18,116.70After 34 months: €1,356.60 rate · balance €18,156.60After 35 months: €1,396.50 rate · balance €18,196.50After 36 months: €1,436.40 rate · balance €18,236.40After 37 months: €1,476.30 rate · balance €18,276.30After 38 months: €1,516.20 rate · balance €18,316.20After 39 months: €1,556.10 rate · balance €18,356.10After 40 months: €1,596.00 rate · balance €18,396After 41 months: €1,635.90 rate · balance €18,435.90After 42 months: €1,675.80 rate · balance €18,475.80After 43 months: €1,715.70 rate · balance €18,515.70After 44 months: €1,755.60 rate · balance €18,555.60After 45 months: €1,795.50 rate · balance €18,595.50After 46 months: €1,835.40 rate · balance €18,635.40After 47 months: €1,875.30 rate · balance €18,675.30After 48 months: €1,915.20 rate · balance €18,715.20After 49 months: €1,955.10 rate · balance €18,755.10After 50 months: €1,995.00 rate · balance €18,795After 51 months: €2,034.90 rate · balance €18,834.90After 52 months: €2,074.80 rate · balance €18,874.80After 53 months: €2,114.70 rate · balance €18,914.70After 54 months: €2,154.60 rate · balance €18,954.60After 55 months: €2,194.50 rate · balance €18,994.50After 56 months: €2,234.40 rate · balance €19,034.40After 57 months: €2,274.30 rate · balance €19,074.30After 58 months: €2,314.20 rate · balance €19,114.20After 59 months: €2,354.10 rate · balance €19,154.10After 60 months: €2,394.00 rate · balance €19,194.00
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,394After 1 month: €39.90 rate · balance €16,839.90After 2 months: €79.80 rate · balance €16,879.80After 3 months: €119.70 rate · balance €16,919.70After 4 months: €159.60 rate · balance €16,959.60After 5 months: €199.50 rate · balance €16,999.50After 6 months: €239.40 rate · balance €17,039.40After 7 months: €279.30 rate · balance €17,079.30After 8 months: €319.20 rate · balance €17,119.20After 9 months: €359.10 rate · balance €17,159.10After 10 months: €399.00 rate · balance €17,199After 11 months: €438.90 rate · balance €17,238.90After 12 months: €478.80 rate · balance €17,278.80After 13 months: €518.70 rate · balance €17,318.70After 14 months: €558.60 rate · balance €17,358.60After 15 months: €598.50 rate · balance €17,398.50After 16 months: €638.40 rate · balance €17,438.40After 17 months: €678.30 rate · balance €17,478.30After 18 months: €718.20 rate · balance €17,518.20After 19 months: €758.10 rate · balance €17,558.10After 20 months: €798.00 rate · balance €17,598After 21 months: €837.90 rate · balance €17,637.90After 22 months: €877.80 rate · balance €17,677.80After 23 months: €917.70 rate · balance €17,717.70After 24 months: €957.60 rate · balance €17,757.60After 25 months: €997.50 rate · balance €17,797.50After 26 months: €1,037.40 rate · balance €17,837.40After 27 months: €1,077.30 rate · balance €17,877.30After 28 months: €1,117.20 rate · balance €17,917.20After 29 months: €1,157.10 rate · balance €17,957.10After 30 months: €1,197 rate · balance €17,997After 31 months: €1,236.90 rate · balance €18,036.90After 32 months: €1,276.80 rate · balance €18,076.80After 33 months: €1,316.70 rate · balance €18,116.70After 34 months: €1,356.60 rate · balance €18,156.60After 35 months: €1,396.50 rate · balance €18,196.50After 36 months: €1,436.40 rate · balance €18,236.40After 37 months: €1,476.30 rate · balance €18,276.30After 38 months: €1,516.20 rate · balance €18,316.20After 39 months: €1,556.10 rate · balance €18,356.10After 40 months: €1,596.00 rate · balance €18,396After 41 months: €1,635.90 rate · balance €18,435.90After 42 months: €1,675.80 rate · balance €18,475.80After 43 months: €1,715.70 rate · balance €18,515.70After 44 months: €1,755.60 rate · balance €18,555.60After 45 months: €1,795.50 rate · balance €18,595.50After 46 months: €1,835.40 rate · balance €18,635.40After 47 months: €1,875.30 rate · balance €18,675.30After 48 months: €1,915.20 rate · balance €18,715.20After 49 months: €1,955.10 rate · balance €18,755.10After 50 months: €1,995.00 rate · balance €18,795After 51 months: €2,034.90 rate · balance €18,834.90After 52 months: €2,074.80 rate · balance €18,874.80After 53 months: €2,114.70 rate · balance €18,914.70After 54 months: €2,154.60 rate · balance €18,954.60After 55 months: €2,194.50 rate · balance €18,994.50After 56 months: €2,234.40 rate · balance €19,034.40After 57 months: €2,274.30 rate · balance €19,074.30After 58 months: €2,314.20 rate · balance €19,114.20After 59 months: €2,354.10 rate · balance €19,154.10After 60 months: €2,394.00 rate · balance €19,194.00
Per year
AfterInterest up to thenBalance
1 year€479€17,279
2 years€958€17,758
3 years€1,436€18,236
4 years€1,915€18,715
5 years€2,394€19,194

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct