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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 5 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.85%
5 years fixed
Your return on €25,000
€713
per year, annualised · €3,563 total over 5 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €3,563.
Interest built up over 5 years
€ 0€ 2kstart2 yrs4 yrs€3,563After 1 month: €59.38 rate · balance €25,059.38

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, paid out
Fees
none
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.85% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (60 mo) 2.85%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct7 years · 2.90% · Direct
After 2 months: €118.75 rate · balance €25,118.75After 3 months: €178.13 rate · balance €25,178.13After 4 months: €237.50 rate · balance €25,237.50After 5 months: €296.88 rate · balance €25,296.88After 6 months: €356.25 rate · balance €25,356.25After 7 months: €415.63 rate · balance €25,415.63After 8 months: €475 rate · balance €25,475After 9 months: €534.38 rate · balance €25,534.38After 10 months: €593.75 rate · balance €25,593.75After 11 months: €653.13 rate · balance €25,653.13After 12 months: €712.50 rate · balance €25,712.50After 13 months: €771.88 rate · balance €25,771.88After 14 months: €831.25 rate · balance €25,831.25After 15 months: €890.63 rate · balance €25,890.63After 16 months: €950 rate · balance €25,950After 17 months: €1,009.38 rate · balance €26,009.38After 18 months: €1,068.75 rate · balance €26,068.75After 19 months: €1,128.13 rate · balance €26,128.13After 20 months: €1,187.50 rate · balance €26,187.50After 21 months: €1,246.88 rate · balance €26,246.88After 22 months: €1,306.25 rate · balance €26,306.25After 23 months: €1,365.63 rate · balance €26,365.63After 24 months: €1,425 rate · balance €26,425After 25 months: €1,484.38 rate · balance €26,484.38After 26 months: €1,543.75 rate · balance €26,543.75After 27 months: €1,603.13 rate · balance €26,603.13After 28 months: €1,662.50 rate · balance €26,662.50After 29 months: €1,721.88 rate · balance €26,721.88After 30 months: €1,781.25 rate · balance €26,781.25After 31 months: €1,840.63 rate · balance €26,840.63After 32 months: €1,900 rate · balance €26,900After 33 months: €1,959.38 rate · balance €26,959.38After 34 months: €2,018.75 rate · balance €27,018.75After 35 months: €2,078.13 rate · balance €27,078.13After 36 months: €2,137.50 rate · balance €27,137.50After 37 months: €2,196.88 rate · balance €27,196.88After 38 months: €2,256.25 rate · balance €27,256.25After 39 months: €2,315.63 rate · balance €27,315.63After 40 months: €2,375 rate · balance €27,375After 41 months: €2,434.38 rate · balance €27,434.38After 42 months: €2,493.75 rate · balance €27,493.75After 43 months: €2,553.13 rate · balance €27,553.13After 44 months: €2,612.50 rate · balance €27,612.50After 45 months: €2,671.88 rate · balance €27,671.88After 46 months: €2,731.25 rate · balance €27,731.25After 47 months: €2,790.63 rate · balance €27,790.63After 48 months: €2,850 rate · balance €27,850After 49 months: €2,909.38 rate · balance €27,909.38After 50 months: €2,968.75 rate · balance €27,968.75After 51 months: €3,028.13 rate · balance €28,028.13After 52 months: €3,087.50 rate · balance €28,087.50After 53 months: €3,146.88 rate · balance €28,146.88After 54 months: €3,206.25 rate · balance €28,206.25After 55 months: €3,265.63 rate · balance €28,265.63After 56 months: €3,325 rate · balance €28,325After 57 months: €3,384.38 rate · balance €28,384.38After 58 months: €3,443.75 rate · balance €28,443.75After 59 months: €3,503.13 rate · balance €28,503.13After 60 months: €3,562.50 rate · balance €28,562.50
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€3,563After 1 month: €59.38 rate · balance €25,059.38After 2 months: €118.75 rate · balance €25,118.75After 3 months: €178.13 rate · balance €25,178.13After 4 months: €237.50 rate · balance €25,237.50After 5 months: €296.88 rate · balance €25,296.88After 6 months: €356.25 rate · balance €25,356.25After 7 months: €415.63 rate · balance €25,415.63After 8 months: €475 rate · balance €25,475After 9 months: €534.38 rate · balance €25,534.38After 10 months: €593.75 rate · balance €25,593.75After 11 months: €653.13 rate · balance €25,653.13After 12 months: €712.50 rate · balance €25,712.50After 13 months: €771.88 rate · balance €25,771.88After 14 months: €831.25 rate · balance €25,831.25After 15 months: €890.63 rate · balance €25,890.63After 16 months: €950 rate · balance €25,950After 17 months: €1,009.38 rate · balance €26,009.38After 18 months: €1,068.75 rate · balance €26,068.75After 19 months: €1,128.13 rate · balance €26,128.13After 20 months: €1,187.50 rate · balance €26,187.50After 21 months: €1,246.88 rate · balance €26,246.88After 22 months: €1,306.25 rate · balance €26,306.25After 23 months: €1,365.63 rate · balance €26,365.63After 24 months: €1,425 rate · balance €26,425After 25 months: €1,484.38 rate · balance €26,484.38After 26 months: €1,543.75 rate · balance €26,543.75After 27 months: €1,603.13 rate · balance €26,603.13After 28 months: €1,662.50 rate · balance €26,662.50After 29 months: €1,721.88 rate · balance €26,721.88After 30 months: €1,781.25 rate · balance €26,781.25After 31 months: €1,840.63 rate · balance €26,840.63After 32 months: €1,900 rate · balance €26,900After 33 months: €1,959.38 rate · balance €26,959.38After 34 months: €2,018.75 rate · balance €27,018.75After 35 months: €2,078.13 rate · balance €27,078.13After 36 months: €2,137.50 rate · balance €27,137.50After 37 months: €2,196.88 rate · balance €27,196.88After 38 months: €2,256.25 rate · balance €27,256.25After 39 months: €2,315.63 rate · balance €27,315.63After 40 months: €2,375 rate · balance €27,375After 41 months: €2,434.38 rate · balance €27,434.38After 42 months: €2,493.75 rate · balance €27,493.75After 43 months: €2,553.13 rate · balance €27,553.13After 44 months: €2,612.50 rate · balance €27,612.50After 45 months: €2,671.88 rate · balance €27,671.88After 46 months: €2,731.25 rate · balance €27,731.25After 47 months: €2,790.63 rate · balance €27,790.63After 48 months: €2,850 rate · balance €27,850After 49 months: €2,909.38 rate · balance €27,909.38After 50 months: €2,968.75 rate · balance €27,968.75After 51 months: €3,028.13 rate · balance €28,028.13After 52 months: €3,087.50 rate · balance €28,087.50After 53 months: €3,146.88 rate · balance €28,146.88After 54 months: €3,206.25 rate · balance €28,206.25After 55 months: €3,265.63 rate · balance €28,265.63After 56 months: €3,325 rate · balance €28,325After 57 months: €3,384.38 rate · balance €28,384.38After 58 months: €3,443.75 rate · balance €28,443.75After 59 months: €3,503.13 rate · balance €28,503.13After 60 months: €3,562.50 rate · balance €28,562.50
Per year
AfterInterest up to thenBalance
1 year€713€25,713
2 years€1,425€26,425
3 years€2,138€27,138
4 years€2,850€27,850
5 years€3,563€28,563

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct