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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 6 months · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
1.85%
6 months fixed
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
1.86%
for €10,000
Your return on €10,000
€186
per year, annualised · €93 total over 6 months
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 6 months: €93.
Interest built up over 6 months
€ 0€ 50start6 mo€93After 1 month: €15.42 rate · balance €10,015.42After 2 months: €30.83 rate · balance €10,030.83After 3 months: €46.25 rate · balance €10,046.25After 4 months: €61.67 rate · balance €10,061.67After 5 months: €77.08 rate · balance €10,077.08After 6 months: €92.50 rate · balance €10,092.50
€ 0€ 50start3 mo6 mo

Rate and conditions

BalanceRate
€0 – and up1.85%
Interest payout
end of term, paid out
Fees
none
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: Einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.85% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (6 mo) 1.85%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct7 years · 2.90% · Direct
€93After 1 month: €15.42 rate · balance €10,015.42After 2 months: €30.83 rate · balance €10,030.83After 3 months: €46.25 rate · balance €10,046.25After 4 months: €61.67 rate · balance €10,061.67After 5 months: €77.08 rate · balance €10,077.08After 6 months: €92.50 rate · balance €10,092.50

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct