Nexent BankTermijndeposito

Deposit · 7 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.55%
7 years fixed
since 27 Oct 2026
Your return on €50,000
€1,775
per year, annualised · €12,425 total over 7 years
Deposit guarantee
€50,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 7 years: €12,425.
Interest built up over 7 years
€ 0€ 5k€ 10kstart2 yrs4 yrs6 yrs€12,425After 1 month: €147.92 rate · balance €50,147.92After 2 months: €295.83 rate · balance €50,295.83After 3 months: €443.75 rate · balance €50,443.75After 4 months: €591.67 rate · balance €50,591.67After 5 months: €739.58 rate · balance €50,739.58After 6 months: €887.50 rate · balance €50,887.50After 7 months: €1,035.42 rate · balance €51,035.42After 8 months: €1,183.33 rate · balance €51,183.33After 9 months: €1,331.25 rate · balance €51,331.25After 10 months: €1,479.17 rate · balance €51,479.17After 11 months: €1,627.08 rate · balance €51,627.08After 12 months: €1,775.00 rate · balance €51,775.00After 13 months: €1,922.92 rate · balance €51,922.92After 14 months: €2,070.83 rate · balance €52,070.83After 15 months: €2,218.75 rate · balance €52,218.75After 16 months: €2,366.67 rate · balance €52,366.67After 17 months: €2,514.58 rate · balance €52,514.58After 18 months: €2,662.50 rate · balance €52,662.50After 19 months: €2,810.42 rate · balance €52,810.42After 20 months: €2,958.33 rate · balance €52,958.33After 21 months: €3,106.25 rate · balance €53,106.25After 22 months: €3,254.17 rate · balance €53,254.17After 23 months: €3,402.08 rate · balance €53,402.08After 24 months: €3,550.00 rate · balance €53,550.00After 25 months: €3,697.92 rate · balance €53,697.92After 26 months: €3,845.83 rate · balance €53,845.83After 27 months: €3,993.75 rate · balance €53,993.75After 28 months: €4,141.67 rate · balance €54,141.67After 29 months: €4,289.58 rate · balance €54,289.58After 30 months: €4,437.50 rate · balance €54,437.50After 31 months: €4,585.42 rate · balance €54,585.42After 32 months: €4,733.33 rate · balance €54,733.33After 33 months: €4,881.25 rate · balance €54,881.25After 34 months: €5,029.17 rate · balance €55,029.17After 35 months: €5,177.08 rate · balance €55,177.08After 36 months: €5,325.00 rate · balance €55,325.00After 37 months: €5,472.92 rate · balance €55,472.92After 38 months: €5,620.83 rate · balance €55,620.83After 39 months: €5,768.75 rate · balance €55,768.75After 40 months: €5,916.67 rate · balance €55,916.67After 41 months: €6,064.58 rate · balance €56,064.58After 42 months: €6,212.50 rate · balance €56,212.50After 43 months: €6,360.42 rate · balance €56,360.42After 44 months: €6,508.33 rate · balance €56,508.33After 45 months: €6,656.25 rate · balance €56,656.25After 46 months: €6,804.17 rate · balance €56,804.17After 47 months: €6,952.08 rate · balance €56,952.08After 48 months: €7,100.00 rate · balance €57,100.00After 49 months: €7,247.92 rate · balance €57,247.92After 50 months: €7,395.83 rate · balance €57,395.83After 51 months: €7,543.75 rate · balance €57,543.75After 52 months: €7,691.67 rate · balance €57,691.67After 53 months: €7,839.59 rate · balance €57,839.59After 54 months: €7,987.50 rate · balance €57,987.50After 55 months: €8,135.42 rate · balance €58,135.42After 56 months: €8,283.34 rate · balance €58,283.34After 57 months: €8,431.25 rate · balance €58,431.25After 58 months: €8,579.17 rate · balance €58,579.17After 59 months: €8,727.09 rate · balance €58,727.09After 60 months: €8,875.00 rate · balance €58,875.00After 61 months: €9,022.92 rate · balance €59,022.92After 62 months: €9,170.84 rate · balance €59,170.84After 63 months: €9,318.75 rate · balance €59,318.75After 64 months: €9,466.67 rate · balance €59,466.67After 65 months: €9,614.59 rate · balance €59,614.59After 66 months: €9,762.50 rate · balance €59,762.50After 67 months: €9,910.42 rate · balance €59,910.42After 68 months: €10,058.34 rate · balance €60,058.34After 69 months: €10,206.25 rate · balance €60,206.25After 70 months: €10,354.17 rate · balance €60,354.17After 71 months: €10,502.09 rate · balance €60,502.09After 72 months: €10,650.00 rate · balance €60,650.00After 73 months: €10,797.92 rate · balance €60,797.92After 74 months: €10,945.84 rate · balance €60,945.84After 75 months: €11,093.75 rate · balance €61,093.75After 76 months: €11,241.67 rate · balance €61,241.67After 77 months: €11,389.59 rate · balance €61,389.59After 78 months: €11,537.50 rate · balance €61,537.50After 79 months: €11,685.42 rate · balance €61,685.42After 80 months: €11,833.34 rate · balance €61,833.34After 81 months: €11,981.25 rate · balance €61,981.25After 82 months: €12,129.17 rate · balance €62,129.17After 83 months: €12,277.09 rate · balance €62,277.09After 84 months: €12,425.00 rate · balance €62,425.00
Per year
AfterInterest up to thenBalance
1 year€1,775€51,775
2 years€3,550€53,550
3 years€5,325€55,325
4 years€7,100€57,100
5 years€8,875€58,875
6 years€10,650€60,650
7 years€12,425€62,425

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€50,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.55%2.35% from 19 Jul 2025 until 18 Sep 20252.60% from 18 Sep 2025 until 14 May 20262.90% from 14 May 2026 until 2 Sep 20262.90% from 2 Sep 2026 until 27 Oct 20263.55% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.55%current
2 Sep 20262.90%27 Oct 2026
14 May 20262.90%2 Sep 2026web archive
18 Sep 20252.60%14 May 2026web archive
19 Jul 20252.35%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (84 mo): 2.90% → 3.55%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (84 mo) 2.90%

Rate checked on 2 Nov 2026.

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