Nexent BankTermijndeposito

Deposit · 7 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.55%
7 years fixed
since 27 Oct 2026
Your return on €10,000
€355
per year, annualised · €2,485 total over 7 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 7 years: €2,485.
Interest built up over 7 years
€ 0€ 1k€ 2kstart2 yrs4 yrs6 yrs€2,485After 1 month: €29.58 rate · balance €10,029.58After 2 months: €59.17 rate · balance €10,059.17After 3 months: €88.75 rate · balance €10,088.75After 4 months: €118.33 rate · balance €10,118.33After 5 months: €147.92 rate · balance €10,147.92After 6 months: €177.50 rate · balance €10,177.50After 7 months: €207.08 rate · balance €10,207.08After 8 months: €236.67 rate · balance €10,236.67After 9 months: €266.25 rate · balance €10,266.25After 10 months: €295.83 rate · balance €10,295.83After 11 months: €325.42 rate · balance €10,325.42After 12 months: €355.00 rate · balance €10,355.00After 13 months: €384.58 rate · balance €10,384.58After 14 months: €414.17 rate · balance €10,414.17After 15 months: €443.75 rate · balance €10,443.75After 16 months: €473.33 rate · balance €10,473.33After 17 months: €502.92 rate · balance €10,502.92After 18 months: €532.50 rate · balance €10,532.50After 19 months: €562.08 rate · balance €10,562.08After 20 months: €591.67 rate · balance €10,591.67After 21 months: €621.25 rate · balance €10,621.25After 22 months: €650.83 rate · balance €10,650.83After 23 months: €680.42 rate · balance €10,680.42After 24 months: €710.00 rate · balance €10,710.00After 25 months: €739.58 rate · balance €10,739.58After 26 months: €769.17 rate · balance €10,769.17After 27 months: €798.75 rate · balance €10,798.75After 28 months: €828.33 rate · balance €10,828.33After 29 months: €857.92 rate · balance €10,857.92After 30 months: €887.50 rate · balance €10,887.50After 31 months: €917.08 rate · balance €10,917.08After 32 months: €946.67 rate · balance €10,946.67After 33 months: €976.25 rate · balance €10,976.25After 34 months: €1,005.83 rate · balance €11,005.83After 35 months: €1,035.42 rate · balance €11,035.42After 36 months: €1,065.00 rate · balance €11,065.00After 37 months: €1,094.58 rate · balance €11,094.58After 38 months: €1,124.17 rate · balance €11,124.17After 39 months: €1,153.75 rate · balance €11,153.75After 40 months: €1,183.33 rate · balance €11,183.33After 41 months: €1,212.92 rate · balance €11,212.92After 42 months: €1,242.50 rate · balance €11,242.50After 43 months: €1,272.08 rate · balance €11,272.08After 44 months: €1,301.67 rate · balance €11,301.67After 45 months: €1,331.25 rate · balance €11,331.25After 46 months: €1,360.83 rate · balance €11,360.83After 47 months: €1,390.42 rate · balance €11,390.42After 48 months: €1,420.00 rate · balance €11,420.00After 49 months: €1,449.58 rate · balance €11,449.58After 50 months: €1,479.17 rate · balance €11,479.17After 51 months: €1,508.75 rate · balance €11,508.75After 52 months: €1,538.33 rate · balance €11,538.33After 53 months: €1,567.91 rate · balance €11,567.91After 54 months: €1,597.50 rate · balance €11,597.50After 55 months: €1,627.08 rate · balance €11,627.08After 56 months: €1,656.66 rate · balance €11,656.66After 57 months: €1,686.25 rate · balance €11,686.25After 58 months: €1,715.83 rate · balance €11,715.83After 59 months: €1,745.41 rate · balance €11,745.41After 60 months: €1,775.00 rate · balance €11,775.00After 61 months: €1,804.58 rate · balance €11,804.58After 62 months: €1,834.16 rate · balance €11,834.16After 63 months: €1,863.75 rate · balance €11,863.75After 64 months: €1,893.33 rate · balance €11,893.33After 65 months: €1,922.91 rate · balance €11,922.91After 66 months: €1,952.50 rate · balance €11,952.50After 67 months: €1,982.08 rate · balance €11,982.08After 68 months: €2,011.66 rate · balance €12,011.66After 69 months: €2,041.25 rate · balance €12,041.25After 70 months: €2,070.83 rate · balance €12,070.83After 71 months: €2,100.41 rate · balance €12,100.41After 72 months: €2,130.00 rate · balance €12,130.00After 73 months: €2,159.58 rate · balance €12,159.58After 74 months: €2,189.16 rate · balance €12,189.16After 75 months: €2,218.75 rate · balance €12,218.75After 76 months: €2,248.33 rate · balance €12,248.33After 77 months: €2,277.91 rate · balance €12,277.91After 78 months: €2,307.50 rate · balance €12,307.50After 79 months: €2,337.08 rate · balance €12,337.08After 80 months: €2,366.66 rate · balance €12,366.66After 81 months: €2,396.25 rate · balance €12,396.25After 82 months: €2,425.83 rate · balance €12,425.83After 83 months: €2,455.41 rate · balance €12,455.41After 84 months: €2,485.00 rate · balance €12,485.00
Per year
AfterInterest up to thenBalance
1 year€355€10,355
2 years€710€10,710
3 years€1,065€11,065
4 years€1,420€11,420
5 years€1,775€11,775
6 years€2,130€12,130
7 years€2,485€12,485

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.55%2.35% from 19 Jul 2025 until 18 Sep 20252.60% from 18 Sep 2025 until 14 May 20262.90% from 14 May 2026 until 2 Sep 20262.90% from 2 Sep 2026 until 27 Oct 20263.55% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.55%current
2 Sep 20262.90%27 Oct 2026
14 May 20262.90%2 Sep 2026web archive
18 Sep 20252.60%14 May 2026web archive
19 Jul 20252.35%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (84 mo): 2.90% → 3.55%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (84 mo) 2.90%

Rate checked on 2 Nov 2026.

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