Nexent BankTermijndeposito

Deposit · 7 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.55%
7 years fixed
since 27 Oct 2026
Your return on €100,000
€3,550
per year, annualised · €24,850 total over 7 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 7 years: €24,850.
Interest built up over 7 years
€ 0€ 10k€ 20kstart2 yrs4 yrs6 yrs€24,850After 1 month: €295.83 rate · balance €100,295.83After 2 months: €591.67 rate · balance €100,591.67After 3 months: €887.50 rate · balance €100,887.50After 4 months: €1,183.33 rate · balance €101,183.33After 5 months: €1,479.17 rate · balance €101,479.17After 6 months: €1,775.00 rate · balance €101,775.00After 7 months: €2,070.83 rate · balance €102,070.83After 8 months: €2,366.67 rate · balance €102,366.67After 9 months: €2,662.50 rate · balance €102,662.50After 10 months: €2,958.33 rate · balance €102,958.33After 11 months: €3,254.17 rate · balance €103,254.17After 12 months: €3,550.00 rate · balance €103,550.00After 13 months: €3,845.83 rate · balance €103,845.83After 14 months: €4,141.67 rate · balance €104,141.67After 15 months: €4,437.50 rate · balance €104,437.50After 16 months: €4,733.33 rate · balance €104,733.33After 17 months: €5,029.17 rate · balance €105,029.17After 18 months: €5,325.00 rate · balance €105,325.00After 19 months: €5,620.83 rate · balance €105,620.83After 20 months: €5,916.67 rate · balance €105,916.67After 21 months: €6,212.50 rate · balance €106,212.50After 22 months: €6,508.33 rate · balance €106,508.33After 23 months: €6,804.17 rate · balance €106,804.17After 24 months: €7,100.00 rate · balance €107,100.00After 25 months: €7,395.83 rate · balance €107,395.83After 26 months: €7,691.67 rate · balance €107,691.67After 27 months: €7,987.50 rate · balance €107,987.50After 28 months: €8,283.33 rate · balance €108,283.33After 29 months: €8,579.17 rate · balance €108,579.17After 30 months: €8,875.00 rate · balance €108,875.00After 31 months: €9,170.83 rate · balance €109,170.83After 32 months: €9,466.67 rate · balance €109,466.67After 33 months: €9,762.50 rate · balance €109,762.50After 34 months: €10,058.33 rate · balance €110,058.33After 35 months: €10,354.17 rate · balance €110,354.17After 36 months: €10,650.00 rate · balance €110,650.00After 37 months: €10,945.83 rate · balance €110,945.83After 38 months: €11,241.67 rate · balance €111,241.67After 39 months: €11,537.50 rate · balance €111,537.50After 40 months: €11,833.33 rate · balance €111,833.33After 41 months: €12,129.17 rate · balance €112,129.17After 42 months: €12,425.00 rate · balance €112,425.00After 43 months: €12,720.83 rate · balance €112,720.83After 44 months: €13,016.67 rate · balance €113,016.67After 45 months: €13,312.50 rate · balance €113,312.50After 46 months: €13,608.33 rate · balance €113,608.33After 47 months: €13,904.17 rate · balance €113,904.17After 48 months: €14,200.00 rate · balance €114,200.00After 49 months: €14,495.83 rate · balance €114,495.83After 50 months: €14,791.67 rate · balance €114,791.67After 51 months: €15,087.50 rate · balance €115,087.50After 52 months: €15,383.33 rate · balance €115,383.33After 53 months: €15,679.16 rate · balance €115,679.16After 54 months: €15,975.00 rate · balance €115,975.00After 55 months: €16,270.83 rate · balance €116,270.83After 56 months: €16,566.66 rate · balance €116,566.66After 57 months: €16,862.50 rate · balance €116,862.50After 58 months: €17,158.33 rate · balance €117,158.33After 59 months: €17,454.16 rate · balance €117,454.16After 60 months: €17,750.00 rate · balance €117,750.00After 61 months: €18,045.83 rate · balance €118,045.83After 62 months: €18,341.66 rate · balance €118,341.66After 63 months: €18,637.50 rate · balance €118,637.50After 64 months: €18,933.33 rate · balance €118,933.33After 65 months: €19,229.16 rate · balance €119,229.16After 66 months: €19,525.00 rate · balance €119,525.00After 67 months: €19,820.83 rate · balance €119,820.83After 68 months: €20,116.66 rate · balance €120,116.66After 69 months: €20,412.50 rate · balance €120,412.50After 70 months: €20,708.33 rate · balance €120,708.33After 71 months: €21,004.16 rate · balance €121,004.16After 72 months: €21,300.00 rate · balance €121,300.00After 73 months: €21,595.83 rate · balance €121,595.83After 74 months: €21,891.66 rate · balance €121,891.66After 75 months: €22,187.50 rate · balance €122,187.50After 76 months: €22,483.33 rate · balance €122,483.33After 77 months: €22,779.16 rate · balance €122,779.16After 78 months: €23,075.00 rate · balance €123,075.00After 79 months: €23,370.83 rate · balance €123,370.83After 80 months: €23,666.66 rate · balance €123,666.66After 81 months: €23,962.50 rate · balance €123,962.50After 82 months: €24,258.33 rate · balance €124,258.33After 83 months: €24,554.16 rate · balance €124,554.16After 84 months: €24,850.00 rate · balance €124,850.00
Per year
AfterInterest up to thenBalance
1 year€3,550€103,550
2 years€7,100€107,100
3 years€10,650€110,650
4 years€14,200€114,200
5 years€17,750€117,750
6 years€21,300€121,300
7 years€24,850€124,850

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.55%2.35% from 19 Jul 2025 until 18 Sep 20252.60% from 18 Sep 2025 until 14 May 20262.90% from 14 May 2026 until 2 Sep 20262.90% from 2 Sep 2026 until 27 Oct 20263.55% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.55%current
2 Sep 20262.90%27 Oct 2026
14 May 20262.90%2 Sep 2026web archive
18 Sep 20252.60%14 May 2026web archive
19 Jul 20252.35%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (84 mo): 2.90% → 3.55%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (84 mo) 2.90%

Rate checked on 2 Nov 2026.

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