Nexent BankTermijndeposito

Deposit · 7 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.55%
7 years fixed
since 27 Oct 2026
Your return on €16,600
€589
per year, annualised · €4,125 total over 7 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 7 years: €4,125.
Interest built up over 7 years
€ 0€ 2k€ 4kstart2 yrs4 yrs6 yrs€4,125After 1 month: €49.11 rate · balance €16,649.11After 2 months: €98.22 rate · balance €16,698.22After 3 months: €147.32 rate · balance €16,747.32After 4 months: €196.43 rate · balance €16,796.43After 5 months: €245.54 rate · balance €16,845.54After 6 months: €294.65 rate · balance €16,894.65After 7 months: €343.76 rate · balance €16,943.76After 8 months: €392.87 rate · balance €16,992.87After 9 months: €441.97 rate · balance €17,041.97After 10 months: €491.08 rate · balance €17,091.08After 11 months: €540.19 rate · balance €17,140.19After 12 months: €589.30 rate · balance €17,189.30After 13 months: €638.41 rate · balance €17,238.41After 14 months: €687.52 rate · balance €17,287.52After 15 months: €736.62 rate · balance €17,336.62After 16 months: €785.73 rate · balance €17,385.73After 17 months: €834.84 rate · balance €17,434.84After 18 months: €883.95 rate · balance €17,483.95After 19 months: €933.06 rate · balance €17,533.06After 20 months: €982.17 rate · balance €17,582.17After 21 months: €1,031.27 rate · balance €17,631.27After 22 months: €1,080.38 rate · balance €17,680.38After 23 months: €1,129.49 rate · balance €17,729.49After 24 months: €1,178.60 rate · balance €17,778.60After 25 months: €1,227.71 rate · balance €17,827.71After 26 months: €1,276.82 rate · balance €17,876.82After 27 months: €1,325.92 rate · balance €17,925.92After 28 months: €1,375.03 rate · balance €17,975.03After 29 months: €1,424.14 rate · balance €18,024.14After 30 months: €1,473.25 rate · balance €18,073.25After 31 months: €1,522.36 rate · balance €18,122.36After 32 months: €1,571.47 rate · balance €18,171.47After 33 months: €1,620.57 rate · balance €18,220.57After 34 months: €1,669.68 rate · balance €18,269.68After 35 months: €1,718.79 rate · balance €18,318.79After 36 months: €1,767.90 rate · balance €18,367.90After 37 months: €1,817.01 rate · balance €18,417.01After 38 months: €1,866.12 rate · balance €18,466.12After 39 months: €1,915.22 rate · balance €18,515.22After 40 months: €1,964.33 rate · balance €18,564.33After 41 months: €2,013.44 rate · balance €18,613.44After 42 months: €2,062.55 rate · balance €18,662.55After 43 months: €2,111.66 rate · balance €18,711.66After 44 months: €2,160.77 rate · balance €18,760.77After 45 months: €2,209.87 rate · balance €18,809.87After 46 months: €2,258.98 rate · balance €18,858.98After 47 months: €2,308.09 rate · balance €18,908.09After 48 months: €2,357.20 rate · balance €18,957.20After 49 months: €2,406.31 rate · balance €19,006.31After 50 months: €2,455.42 rate · balance €19,055.42After 51 months: €2,504.52 rate · balance €19,104.52After 52 months: €2,553.63 rate · balance €19,153.63After 53 months: €2,602.74 rate · balance €19,202.74After 54 months: €2,651.85 rate · balance €19,251.85After 55 months: €2,700.96 rate · balance €19,300.96After 56 months: €2,750.06 rate · balance €19,350.06After 57 months: €2,799.17 rate · balance €19,399.17After 58 months: €2,848.28 rate · balance €19,448.28After 59 months: €2,897.39 rate · balance €19,497.39After 60 months: €2,946.50 rate · balance €19,546.50After 61 months: €2,995.61 rate · balance €19,595.61After 62 months: €3,044.71 rate · balance €19,644.71After 63 months: €3,093.82 rate · balance €19,693.82After 64 months: €3,142.93 rate · balance €19,742.93After 65 months: €3,192.04 rate · balance €19,792.04After 66 months: €3,241.15 rate · balance €19,841.15After 67 months: €3,290.26 rate · balance €19,890.26After 68 months: €3,339.36 rate · balance €19,939.36After 69 months: €3,388.47 rate · balance €19,988.47After 70 months: €3,437.58 rate · balance €20,037.58After 71 months: €3,486.69 rate · balance €20,086.69After 72 months: €3,535.80 rate · balance €20,135.80After 73 months: €3,584.91 rate · balance €20,184.91After 74 months: €3,634.01 rate · balance €20,234.01After 75 months: €3,683.12 rate · balance €20,283.12After 76 months: €3,732.23 rate · balance €20,332.23After 77 months: €3,781.34 rate · balance €20,381.34After 78 months: €3,830.45 rate · balance €20,430.45After 79 months: €3,879.56 rate · balance €20,479.56After 80 months: €3,928.66 rate · balance €20,528.66After 81 months: €3,977.77 rate · balance €20,577.77After 82 months: €4,026.88 rate · balance €20,626.88After 83 months: €4,075.99 rate · balance €20,675.99After 84 months: €4,125.10 rate · balance €20,725.10
Per year
AfterInterest up to thenBalance
1 year€589€17,189
2 years€1,179€17,779
3 years€1,768€18,368
4 years€2,357€18,957
5 years€2,946€19,546
6 years€3,536€20,136
7 years€4,125€20,725

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€16,600 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.55%2.35% from 19 Jul 2025 until 18 Sep 20252.60% from 18 Sep 2025 until 14 May 20262.90% from 14 May 2026 until 2 Sep 20262.90% from 2 Sep 2026 until 27 Oct 20263.55% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.55%current
2 Sep 20262.90%27 Oct 2026
14 May 20262.90%2 Sep 2026web archive
18 Sep 20252.60%14 May 2026web archive
19 Jul 20252.35%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (84 mo): 2.90% → 3.55%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (84 mo) 2.90%

Rate checked on 2 Nov 2026.

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