Nexent BankTermijndeposito

Deposit · 7 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.55%
7 years fixed
since 27 Oct 2026
Your return on €16,800
€596
per year, annualised · €4,175 total over 7 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 7 years: €4,175.
Interest built up over 7 years
€ 0€ 2k€ 4kstart2 yrs4 yrs6 yrs€4,175After 1 month: €49.70 rate · balance €16,849.70After 2 months: €99.40 rate · balance €16,899.40After 3 months: €149.10 rate · balance €16,949.10After 4 months: €198.80 rate · balance €16,998.80After 5 months: €248.50 rate · balance €17,048.50After 6 months: €298.20 rate · balance €17,098.20After 7 months: €347.90 rate · balance €17,147.90After 8 months: €397.60 rate · balance €17,197.60After 9 months: €447.30 rate · balance €17,247.30After 10 months: €497.00 rate · balance €17,297After 11 months: €546.70 rate · balance €17,346.70After 12 months: €596.40 rate · balance €17,396.40After 13 months: €646.10 rate · balance €17,446.10After 14 months: €695.80 rate · balance €17,495.80After 15 months: €745.50 rate · balance €17,545.50After 16 months: €795.20 rate · balance €17,595.20After 17 months: €844.90 rate · balance €17,644.90After 18 months: €894.60 rate · balance €17,694.60After 19 months: €944.30 rate · balance €17,744.30After 20 months: €994.00 rate · balance €17,794After 21 months: €1,043.70 rate · balance €17,843.70After 22 months: €1,093.40 rate · balance €17,893.40After 23 months: €1,143.10 rate · balance €17,943.10After 24 months: €1,192.80 rate · balance €17,992.80After 25 months: €1,242.50 rate · balance €18,042.50After 26 months: €1,292.20 rate · balance €18,092.20After 27 months: €1,341.90 rate · balance €18,141.90After 28 months: €1,391.60 rate · balance €18,191.60After 29 months: €1,441.30 rate · balance €18,241.30After 30 months: €1,491.00 rate · balance €18,291After 31 months: €1,540.70 rate · balance €18,340.70After 32 months: €1,590.40 rate · balance €18,390.40After 33 months: €1,640.10 rate · balance €18,440.10After 34 months: €1,689.80 rate · balance €18,489.80After 35 months: €1,739.50 rate · balance €18,539.50After 36 months: €1,789.20 rate · balance €18,589.20After 37 months: €1,838.90 rate · balance €18,638.90After 38 months: €1,888.60 rate · balance €18,688.60After 39 months: €1,938.30 rate · balance €18,738.30After 40 months: €1,988.00 rate · balance €18,788After 41 months: €2,037.70 rate · balance €18,837.70After 42 months: €2,087.40 rate · balance €18,887.40After 43 months: €2,137.10 rate · balance €18,937.10After 44 months: €2,186.80 rate · balance €18,986.80After 45 months: €2,236.50 rate · balance €19,036.50After 46 months: €2,286.20 rate · balance €19,086.20After 47 months: €2,335.90 rate · balance €19,135.90After 48 months: €2,385.60 rate · balance €19,185.60After 49 months: €2,435.30 rate · balance €19,235.30After 50 months: €2,485.00 rate · balance €19,285After 51 months: €2,534.70 rate · balance €19,334.70After 52 months: €2,584.40 rate · balance €19,384.40After 53 months: €2,634.10 rate · balance €19,434.10After 54 months: €2,683.80 rate · balance €19,483.80After 55 months: €2,733.50 rate · balance €19,533.50After 56 months: €2,783.20 rate · balance €19,583.20After 57 months: €2,832.90 rate · balance €19,632.90After 58 months: €2,882.60 rate · balance €19,682.60After 59 months: €2,932.30 rate · balance €19,732.30After 60 months: €2,982.00 rate · balance €19,782.00After 61 months: €3,031.70 rate · balance €19,831.70After 62 months: €3,081.40 rate · balance €19,881.40After 63 months: €3,131.10 rate · balance €19,931.10After 64 months: €3,180.80 rate · balance €19,980.80After 65 months: €3,230.50 rate · balance €20,030.50After 66 months: €3,280.20 rate · balance €20,080.20After 67 months: €3,329.90 rate · balance €20,129.90After 68 months: €3,379.60 rate · balance €20,179.60After 69 months: €3,429.30 rate · balance €20,229.30After 70 months: €3,479.00 rate · balance €20,279.00After 71 months: €3,528.70 rate · balance €20,328.70After 72 months: €3,578.40 rate · balance €20,378.40After 73 months: €3,628.10 rate · balance €20,428.10After 74 months: €3,677.80 rate · balance €20,477.80After 75 months: €3,727.50 rate · balance €20,527.50After 76 months: €3,777.20 rate · balance €20,577.20After 77 months: €3,826.90 rate · balance €20,626.90After 78 months: €3,876.60 rate · balance €20,676.60After 79 months: €3,926.30 rate · balance €20,726.30After 80 months: €3,976.00 rate · balance €20,776.00After 81 months: €4,025.70 rate · balance €20,825.70After 82 months: €4,075.40 rate · balance €20,875.40After 83 months: €4,125.10 rate · balance €20,925.10After 84 months: €4,174.80 rate · balance €20,974.80
Per year
AfterInterest up to thenBalance
1 year€596€17,396
2 years€1,193€17,993
3 years€1,789€18,589
4 years€2,386€19,186
5 years€2,982€19,782
6 years€3,578€20,378
7 years€4,175€20,975

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€16,800 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.55%2.35% from 19 Jul 2025 until 18 Sep 20252.60% from 18 Sep 2025 until 14 May 20262.90% from 14 May 2026 until 2 Sep 20262.90% from 2 Sep 2026 until 27 Oct 20263.55% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.55%current
2 Sep 20262.90%27 Oct 2026
14 May 20262.90%2 Sep 2026web archive
18 Sep 20252.60%14 May 2026web archive
19 Jul 20252.35%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (84 mo): 2.90% → 3.55%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (84 mo) 2.90%

Rate checked on 2 Nov 2026.

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