Nexent BankTermijndeposito

Deposit · 7 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.55%
7 years fixed
since 27 Oct 2026
Your return on €25,000
€888
per year, annualised · €6,213 total over 7 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 7 years: €6,213.
Interest built up over 7 years
€ 0€ 2,5k€ 5kstart2 yrs4 yrs6 yrs€6,212After 1 month: €73.96 rate · balance €25,073.96After 2 months: €147.92 rate · balance €25,147.92After 3 months: €221.87 rate · balance €25,221.87After 4 months: €295.83 rate · balance €25,295.83After 5 months: €369.79 rate · balance €25,369.79After 6 months: €443.75 rate · balance €25,443.75After 7 months: €517.71 rate · balance €25,517.71After 8 months: €591.67 rate · balance €25,591.67After 9 months: €665.62 rate · balance €25,665.62After 10 months: €739.58 rate · balance €25,739.58After 11 months: €813.54 rate · balance €25,813.54After 12 months: €887.50 rate · balance €25,887.50After 13 months: €961.46 rate · balance €25,961.46After 14 months: €1,035.42 rate · balance €26,035.42After 15 months: €1,109.37 rate · balance €26,109.37After 16 months: €1,183.33 rate · balance €26,183.33After 17 months: €1,257.29 rate · balance €26,257.29After 18 months: €1,331.25 rate · balance €26,331.25After 19 months: €1,405.21 rate · balance €26,405.21After 20 months: €1,479.17 rate · balance €26,479.17After 21 months: €1,553.12 rate · balance €26,553.12After 22 months: €1,627.08 rate · balance €26,627.08After 23 months: €1,701.04 rate · balance €26,701.04After 24 months: €1,775.00 rate · balance €26,775.00After 25 months: €1,848.96 rate · balance €26,848.96After 26 months: €1,922.92 rate · balance €26,922.92After 27 months: €1,996.87 rate · balance €26,996.87After 28 months: €2,070.83 rate · balance €27,070.83After 29 months: €2,144.79 rate · balance €27,144.79After 30 months: €2,218.75 rate · balance €27,218.75After 31 months: €2,292.71 rate · balance €27,292.71After 32 months: €2,366.67 rate · balance €27,366.67After 33 months: €2,440.62 rate · balance €27,440.62After 34 months: €2,514.58 rate · balance €27,514.58After 35 months: €2,588.54 rate · balance €27,588.54After 36 months: €2,662.50 rate · balance €27,662.50After 37 months: €2,736.46 rate · balance €27,736.46After 38 months: €2,810.42 rate · balance €27,810.42After 39 months: €2,884.37 rate · balance €27,884.37After 40 months: €2,958.33 rate · balance €27,958.33After 41 months: €3,032.29 rate · balance €28,032.29After 42 months: €3,106.25 rate · balance €28,106.25After 43 months: €3,180.21 rate · balance €28,180.21After 44 months: €3,254.17 rate · balance €28,254.17After 45 months: €3,328.12 rate · balance €28,328.12After 46 months: €3,402.08 rate · balance €28,402.08After 47 months: €3,476.04 rate · balance €28,476.04After 48 months: €3,550.00 rate · balance €28,550.00After 49 months: €3,623.96 rate · balance €28,623.96After 50 months: €3,697.91 rate · balance €28,697.91After 51 months: €3,771.87 rate · balance €28,771.87After 52 months: €3,845.83 rate · balance €28,845.83After 53 months: €3,919.79 rate · balance €28,919.79After 54 months: €3,993.75 rate · balance €28,993.75After 55 months: €4,067.71 rate · balance €29,067.71After 56 months: €4,141.66 rate · balance €29,141.66After 57 months: €4,215.62 rate · balance €29,215.62After 58 months: €4,289.58 rate · balance €29,289.58After 59 months: €4,363.54 rate · balance €29,363.54After 60 months: €4,437.50 rate · balance €29,437.50After 61 months: €4,511.46 rate · balance €29,511.46After 62 months: €4,585.41 rate · balance €29,585.41After 63 months: €4,659.37 rate · balance €29,659.37After 64 months: €4,733.33 rate · balance €29,733.33After 65 months: €4,807.29 rate · balance €29,807.29After 66 months: €4,881.25 rate · balance €29,881.25After 67 months: €4,955.21 rate · balance €29,955.21After 68 months: €5,029.16 rate · balance €30,029.16After 69 months: €5,103.12 rate · balance €30,103.12After 70 months: €5,177.08 rate · balance €30,177.08After 71 months: €5,251.04 rate · balance €30,251.04After 72 months: €5,325.00 rate · balance €30,325.00After 73 months: €5,398.96 rate · balance €30,398.96After 74 months: €5,472.91 rate · balance €30,472.91After 75 months: €5,546.87 rate · balance €30,546.87After 76 months: €5,620.83 rate · balance €30,620.83After 77 months: €5,694.79 rate · balance €30,694.79After 78 months: €5,768.75 rate · balance €30,768.75After 79 months: €5,842.71 rate · balance €30,842.71After 80 months: €5,916.66 rate · balance €30,916.66After 81 months: €5,990.62 rate · balance €30,990.62After 82 months: €6,064.58 rate · balance €31,064.58After 83 months: €6,138.54 rate · balance €31,138.54After 84 months: €6,212.50 rate · balance €31,212.50
Per year
AfterInterest up to thenBalance
1 year€887€25,887
2 years€1,775€26,775
3 years€2,662€27,662
4 years€3,550€28,550
5 years€4,437€29,437
6 years€5,325€30,325
7 years€6,212€31,212

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.55%2.35% from 19 Jul 2025 until 18 Sep 20252.60% from 18 Sep 2025 until 14 May 20262.90% from 14 May 2026 until 2 Sep 20262.90% from 2 Sep 2026 until 27 Oct 20263.55% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.55%current
2 Sep 20262.90%27 Oct 2026
14 May 20262.90%2 Sep 2026web archive
18 Sep 20252.60%14 May 2026web archive
19 Jul 20252.35%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (84 mo): 2.90% → 3.55%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (84 mo) 2.90%

Rate checked on 2 Nov 2026.

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