NIBCTermijndeposito
Deposit · 6 months · NIBC Bank N.V. · Netherlands · Directly at the bank
- Rate
- 2.26%
- 6 months fixed
- since 14 Sep 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 2.27%
- for €50,000
- Your return on €50,000
- €1,136
- per year, annualised · €565 total over 6 months
- Deposit guarantee
- €50,000 fully protectedDutch scheme
NIBC Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 6 months: €565.
Interest built up over 6 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.26% |
- Interest payout
- end of term, paid out
- Fees
- none
- Access
- 6 months fixed · no early withdrawal
- Term
- 6 months
- Minimum deposit
- €250
- Maximum deposit
- not stated
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Alleen te openen naast een NIBC (Kwartaal)spaarrekening
- Vervroegd beëindigen alleen bij echtscheiding, werkloosheid, arbeidsongeschiktheid of schuldsanering (kosteloos), of binnen 14 dagen bedenktijd
- Rente wordt aan het einde van de looptijd bijgeschreven op de NIBC Spaarrekening
Deposit guarantee
€50,000 fully protected
Dutch scheme
NIBC Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- NIBC Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Nederland kent geen bronbelasting op spaarrente.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.