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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo Deposito

Deposit · 1 year · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Current account required
Open an account at Rabobank
Rate
1.65%
1 year fixed
Your return on €25,000
€413
interest per year
Deposit guarantee
€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €413.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€413After 1 month: €34.38 rate · balance €25,034.38After 2 months: €68.75 rate · balance €25,068.75After 3 months: €103.13 rate · balance €25,103.13After 4 months: €137.50 rate · balance €25,137.50After 5 months: €171.88 rate · balance €25,171.88After 6 months: €206.25 rate · balance €25,206.25After 7 months: €240.63 rate · balance €25,240.63After 8 months: €275 rate · balance €25,275After 9 months: €309.38 rate · balance €25,309.38After 10 months: €343.75 rate · balance €25,343.75

Rate and conditions

BalanceRate
€0 – and up1.65%
Interest payout
end of term, paid out
Fees
none
Rate valid since
18 Feb 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€5,000
Maximum deposit
€249,999
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Looptijd 12 maanden
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

1.65% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026Rabobank – Rabo Deposito (12 mo): limits changed (min 1000→5000, max –→249999, rate cap –→–)
  • 15 Sep 2026New: Rabobank – Rabo Deposito (12 mo) 1.65%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
After 11 months: €378.13 rate · balance €25,378.13After 12 months: €412.50 rate · balance €25,412.50
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€413After 1 month: €34.38 rate · balance €25,034.38After 2 months: €68.75 rate · balance €25,068.75After 3 months: €103.13 rate · balance €25,103.13After 4 months: €137.50 rate · balance €25,137.50After 5 months: €171.88 rate · balance €25,171.88After 6 months: €206.25 rate · balance €25,206.25After 7 months: €240.63 rate · balance €25,240.63After 8 months: €275 rate · balance €25,275After 9 months: €309.38 rate · balance €25,309.38After 10 months: €343.75 rate · balance €25,343.75After 11 months: €378.13 rate · balance €25,378.13After 12 months: €412.50 rate · balance €25,412.50

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct