Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 3 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
Back to the comparison

RabobankRabo Deposito

Deposit · 6 months · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Current account required
Open an account at Rabobank
Rate
1.50%
6 months fixed
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
1.51%
for €25,000
Your return on €25,000
€376
per year, annualised · €188 total over 6 months
Deposit guarantee
€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 6 months: €188.
Interest built up over 6 months
€ 0€ 100start6 mo€188After 1 month: €31.25 rate · balance €25,031.25After 2 months: €62.50 rate · balance €25,062.50After 3 months: €93.75 rate · balance €25,093.75After 4 months: €125 rate · balance €25,125After 5 months: €156.25 rate · balance €25,156.25After 6 months: €187.50 rate · balance €25,187.50
€ 0€ 100start3 mo6 mo

Rate and conditions

BalanceRate
€0 – and up1.50%
Interest payout
end of term, paid out
Fees
none
Rate valid since
18 Feb 2026
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€5,000
Maximum deposit
€249,999
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Looptijd 6 tot 12 maanden: dezelfde rente voor elke looptijd in die band
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

1.50% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026Rabobank – Rabo Deposito (6 mo): limits changed (min 1000→5000, max –→249999, rate cap –→–)
  • 15 Sep 2026New: Rabobank – Rabo Deposito (6 mo) 1.50%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
€188After 1 month: €31.25 rate · balance €25,031.25After 2 months: €62.50 rate · balance €25,062.50After 3 months: €93.75 rate · balance €25,093.75After 4 months: €125 rate · balance €25,125After 5 months: €156.25 rate · balance €25,156.25After 6 months: €187.50 rate · balance €25,187.50

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct