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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 9 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.65%
9 years fixed
Your return on €10,000
€265
per year, annualised · €2,654 total over 9 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 9 years: €2,654.
Interest built up over 9 years
€ 0€ 1k€ 2kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.65%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 9 tot 10 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.65% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (108 mo) 2.65%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€2,654After 1 month: €22.08 rate · balance €10,022.08After 2 months: €44.17 rate · balance €10,044.17After 3 months: €66.25 rate · balance €10,066.25After 4 months: €88.33 rate · balance €10,088.33After 5 months: €110.42 rate · balance €10,110.42After 6 months: €132.50 rate · balance €10,132.50After 7 months: €154.58 rate · balance €10,154.58After 8 months: €176.67 rate · balance €10,176.67After 9 months: €198.75 rate · balance €10,198.75After 10 months: €220.83 rate · balance €10,220.83After 11 months: €242.92 rate · balance €10,242.92After 12 months: €265.00 rate · balance €10,265.00After 13 months: €287.67 rate · balance €10,287.67After 14 months: €310.34 rate · balance €10,310.34After 15 months: €333.01 rate · balance €10,333.01After 16 months: €355.67 rate · balance €10,355.67After 17 months: €378.34 rate · balance €10,378.34After 18 months: €401.01 rate · balance €10,401.01After 19 months: €423.68 rate · balance €10,423.68After 20 months: €446.35 rate · balance €10,446.35After 21 months: €469.02 rate · balance €10,469.02After 22 months: €491.68 rate · balance €10,491.68After 23 months: €514.35 rate · balance €10,514.35After 24 months: €537.02 rate · balance €10,537.02After 25 months: €560.29 rate · balance €10,560.29After 26 months: €583.56 rate · balance €10,583.56After 27 months: €606.83 rate · balance €10,606.83After 28 months: €630.10 rate · balance €10,630.10After 29 months: €653.37 rate · balance €10,653.37After 30 months: €676.64 rate · balance €10,676.64After 31 months: €699.91 rate · balance €10,699.91After 32 months: €723.18 rate · balance €10,723.18After 33 months: €746.45 rate · balance €10,746.45After 34 months: €769.71 rate · balance €10,769.71After 35 months: €792.98 rate · balance €10,792.98After 36 months: €816.25 rate · balance €10,816.25After 37 months: €840.14 rate · balance €10,840.14After 38 months: €864.03 rate · balance €10,864.03After 39 months: €887.91 rate · balance €10,887.91After 40 months: €911.80 rate · balance €10,911.80After 41 months: €935.68 rate · balance €10,935.68After 42 months: €959.57 rate · balance €10,959.57After 43 months: €983.45 rate · balance €10,983.45After 44 months: €1,007.34 rate · balance €11,007.34After 45 months: €1,031.23 rate · balance €11,031.23After 46 months: €1,055.11 rate · balance €11,055.11After 47 months: €1,079.00 rate · balance €11,079.00After 48 months: €1,102.88 rate · balance €11,102.88After 49 months: €1,127.40 rate · balance €11,127.40After 50 months: €1,151.92 rate · balance €11,151.92After 51 months: €1,176.44 rate · balance €11,176.44After 52 months: €1,200.96 rate · balance €11,200.96After 53 months: €1,225.48 rate · balance €11,225.48After 54 months: €1,250.00 rate · balance €11,250.00After 55 months: €1,274.52 rate · balance €11,274.52After 56 months: €1,299.04 rate · balance €11,299.04After 57 months: €1,323.55 rate · balance €11,323.55After 58 months: €1,348.07 rate · balance €11,348.07After 59 months: €1,372.59 rate · balance €11,372.59After 60 months: €1,397.11 rate · balance €11,397.11After 61 months: €1,422.28 rate · balance €11,422.28After 62 months: €1,447.45 rate · balance €11,447.45After 63 months: €1,472.62 rate · balance €11,472.62After 64 months: €1,497.79 rate · balance €11,497.79After 65 months: €1,522.95 rate · balance €11,522.95After 66 months: €1,548.12 rate · balance €11,548.12After 67 months: €1,573.29 rate · balance €11,573.29After 68 months: €1,598.46 rate · balance €11,598.46After 69 months: €1,623.63 rate · balance €11,623.63After 70 months: €1,648.80 rate · balance €11,648.80After 71 months: €1,673.97 rate · balance €11,673.97After 72 months: €1,699.13 rate · balance €11,699.13After 73 months: €1,724.97 rate · balance €11,724.97After 74 months: €1,750.81 rate · balance €11,750.81After 75 months: €1,776.64 rate · balance €11,776.64After 76 months: €1,802.48 rate · balance €11,802.48After 77 months: €1,828.31 rate · balance €11,828.31After 78 months: €1,854.15 rate · balance €11,854.15After 79 months: €1,879.98 rate · balance €11,879.98After 80 months: €1,905.82 rate · balance €11,905.82After 81 months: €1,931.65 rate · balance €11,931.65After 82 months: €1,957.49 rate · balance €11,957.49After 83 months: €1,983.33 rate · balance €11,983.33After 84 months: €2,009.16 rate · balance €12,009.16After 85 months: €2,035.68 rate · balance €12,035.68After 86 months: €2,062.20 rate · balance €12,062.20After 87 months: €2,088.72 rate · balance €12,088.72After 88 months: €2,115.24 rate · balance €12,115.24After 89 months: €2,141.76 rate · balance €12,141.76After 90 months: €2,168.28 rate · balance €12,168.28After 91 months: €2,194.80 rate · balance €12,194.80After 92 months: €2,221.32 rate · balance €12,221.32After 93 months: €2,247.84 rate · balance €12,247.84After 94 months: €2,274.36 rate · balance €12,274.36After 95 months: €2,300.88 rate · balance €12,300.88After 96 months: €2,327.40 rate · balance €12,327.40After 97 months: €2,354.63 rate · balance €12,354.63After 98 months: €2,381.85 rate · balance €12,381.85After 99 months: €2,409.07 rate · balance €12,409.07After 100 months: €2,436.30 rate · balance €12,436.30After 101 months: €2,463.52 rate · balance €12,463.52After 102 months: €2,490.74 rate · balance €12,490.74After 103 months: €2,517.96 rate · balance €12,517.96After 104 months: €2,545.19 rate · balance €12,545.19After 105 months: €2,572.41 rate · balance €12,572.41After 106 months: €2,599.63 rate · balance €12,599.63After 107 months: €2,626.86 rate · balance €12,626.86After 108 months: €2,654.08 rate · balance €12,654.08
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs€2,654After 1 month: €22.08 rate · balance €10,022.08After 2 months: €44.17 rate · balance €10,044.17After 3 months: €66.25 rate · balance €10,066.25After 4 months: €88.33 rate · balance €10,088.33After 5 months: €110.42 rate · balance €10,110.42After 6 months: €132.50 rate · balance €10,132.50After 7 months: €154.58 rate · balance €10,154.58After 8 months: €176.67 rate · balance €10,176.67After 9 months: €198.75 rate · balance €10,198.75After 10 months: €220.83 rate · balance €10,220.83After 11 months: €242.92 rate · balance €10,242.92After 12 months: €265.00 rate · balance €10,265.00After 13 months: €287.67 rate · balance €10,287.67After 14 months: €310.34 rate · balance €10,310.34After 15 months: €333.01 rate · balance €10,333.01After 16 months: €355.67 rate · balance €10,355.67After 17 months: €378.34 rate · balance €10,378.34After 18 months: €401.01 rate · balance €10,401.01After 19 months: €423.68 rate · balance €10,423.68After 20 months: €446.35 rate · balance €10,446.35After 21 months: €469.02 rate · balance €10,469.02After 22 months: €491.68 rate · balance €10,491.68After 23 months: €514.35 rate · balance €10,514.35After 24 months: €537.02 rate · balance €10,537.02After 25 months: €560.29 rate · balance €10,560.29After 26 months: €583.56 rate · balance €10,583.56After 27 months: €606.83 rate · balance €10,606.83After 28 months: €630.10 rate · balance €10,630.10After 29 months: €653.37 rate · balance €10,653.37After 30 months: €676.64 rate · balance €10,676.64After 31 months: €699.91 rate · balance €10,699.91After 32 months: €723.18 rate · balance €10,723.18After 33 months: €746.45 rate · balance €10,746.45After 34 months: €769.71 rate · balance €10,769.71After 35 months: €792.98 rate · balance €10,792.98After 36 months: €816.25 rate · balance €10,816.25After 37 months: €840.14 rate · balance €10,840.14After 38 months: €864.03 rate · balance €10,864.03After 39 months: €887.91 rate · balance €10,887.91After 40 months: €911.80 rate · balance €10,911.80After 41 months: €935.68 rate · balance €10,935.68After 42 months: €959.57 rate · balance €10,959.57After 43 months: €983.45 rate · balance €10,983.45After 44 months: €1,007.34 rate · balance €11,007.34After 45 months: €1,031.23 rate · balance €11,031.23After 46 months: €1,055.11 rate · balance €11,055.11After 47 months: €1,079.00 rate · balance €11,079.00After 48 months: €1,102.88 rate · balance €11,102.88After 49 months: €1,127.40 rate · balance €11,127.40After 50 months: €1,151.92 rate · balance €11,151.92After 51 months: €1,176.44 rate · balance €11,176.44After 52 months: €1,200.96 rate · balance €11,200.96After 53 months: €1,225.48 rate · balance €11,225.48After 54 months: €1,250.00 rate · balance €11,250.00After 55 months: €1,274.52 rate · balance €11,274.52After 56 months: €1,299.04 rate · balance €11,299.04After 57 months: €1,323.55 rate · balance €11,323.55After 58 months: €1,348.07 rate · balance €11,348.07After 59 months: €1,372.59 rate · balance €11,372.59After 60 months: €1,397.11 rate · balance €11,397.11After 61 months: €1,422.28 rate · balance €11,422.28After 62 months: €1,447.45 rate · balance €11,447.45After 63 months: €1,472.62 rate · balance €11,472.62After 64 months: €1,497.79 rate · balance €11,497.79After 65 months: €1,522.95 rate · balance €11,522.95After 66 months: €1,548.12 rate · balance €11,548.12After 67 months: €1,573.29 rate · balance €11,573.29After 68 months: €1,598.46 rate · balance €11,598.46After 69 months: €1,623.63 rate · balance €11,623.63After 70 months: €1,648.80 rate · balance €11,648.80After 71 months: €1,673.97 rate · balance €11,673.97After 72 months: €1,699.13 rate · balance €11,699.13After 73 months: €1,724.97 rate · balance €11,724.97After 74 months: €1,750.81 rate · balance €11,750.81After 75 months: €1,776.64 rate · balance €11,776.64After 76 months: €1,802.48 rate · balance €11,802.48After 77 months: €1,828.31 rate · balance €11,828.31After 78 months: €1,854.15 rate · balance €11,854.15After 79 months: €1,879.98 rate · balance €11,879.98After 80 months: €1,905.82 rate · balance €11,905.82After 81 months: €1,931.65 rate · balance €11,931.65After 82 months: €1,957.49 rate · balance €11,957.49After 83 months: €1,983.33 rate · balance €11,983.33After 84 months: €2,009.16 rate · balance €12,009.16After 85 months: €2,035.68 rate · balance €12,035.68After 86 months: €2,062.20 rate · balance €12,062.20After 87 months: €2,088.72 rate · balance €12,088.72After 88 months: €2,115.24 rate · balance €12,115.24After 89 months: €2,141.76 rate · balance €12,141.76After 90 months: €2,168.28 rate · balance €12,168.28After 91 months: €2,194.80 rate · balance €12,194.80After 92 months: €2,221.32 rate · balance €12,221.32After 93 months: €2,247.84 rate · balance €12,247.84After 94 months: €2,274.36 rate · balance €12,274.36After 95 months: €2,300.88 rate · balance €12,300.88After 96 months: €2,327.40 rate · balance €12,327.40After 97 months: €2,354.63 rate · balance €12,354.63After 98 months: €2,381.85 rate · balance €12,381.85After 99 months: €2,409.07 rate · balance €12,409.07After 100 months: €2,436.30 rate · balance €12,436.30After 101 months: €2,463.52 rate · balance €12,463.52After 102 months: €2,490.74 rate · balance €12,490.74After 103 months: €2,517.96 rate · balance €12,517.96After 104 months: €2,545.19 rate · balance €12,545.19After 105 months: €2,572.41 rate · balance €12,572.41After 106 months: €2,599.63 rate · balance €12,599.63After 107 months: €2,626.86 rate · balance €12,626.86After 108 months: €2,654.08 rate · balance €12,654.08
Per year
AfterInterest up to thenBalance
1 year€265€10,265
2 years€537€10,537
3 years€816€10,816
4 years€1,103€11,103
5 years€1,397€11,397
6 years€1,699€11,699
7 years€2,009€12,009
8 years€2,327€12,327
9 years€2,654€12,654

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
7 years · 2.50% · Direct
8 years · 2.60% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct