RabobankRabo DoelSparen

Deposit · 9 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.85%
9 years fixed
since 13 Oct 2026
Your return on €10,000
€285
per year, annualised · €2,878 total over 9 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 9 years: €2,878.
Interest built up over 9 years
€ 0€ 1k€ 2kstart3 yrs6 yrs9 yrs€2,878After 1 month: €23.75 rate · balance €10,023.75After 2 months: €47.50 rate · balance €10,047.50After 3 months: €71.25 rate · balance €10,071.25After 4 months: €95 rate · balance €10,095After 5 months: €118.75 rate · balance €10,118.75After 6 months: €142.50 rate · balance €10,142.50After 7 months: €166.25 rate · balance €10,166.25After 8 months: €190 rate · balance €10,190After 9 months: €213.75 rate · balance €10,213.75After 10 months: €237.50 rate · balance €10,237.50After 11 months: €261.25 rate · balance €10,261.25After 12 months: €285 rate · balance €10,285After 13 months: €309.43 rate · balance €10,309.43After 14 months: €333.85 rate · balance €10,333.85After 15 months: €358.28 rate · balance €10,358.28After 16 months: €382.71 rate · balance €10,382.71After 17 months: €407.13 rate · balance €10,407.13After 18 months: €431.56 rate · balance €10,431.56After 19 months: €455.99 rate · balance €10,455.99After 20 months: €480.42 rate · balance €10,480.42After 21 months: €504.84 rate · balance €10,504.84After 22 months: €529.27 rate · balance €10,529.27After 23 months: €553.70 rate · balance €10,553.70After 24 months: €578.12 rate · balance €10,578.12After 25 months: €603.25 rate · balance €10,603.25After 26 months: €628.37 rate · balance €10,628.37After 27 months: €653.49 rate · balance €10,653.49After 28 months: €678.61 rate · balance €10,678.61After 29 months: €703.74 rate · balance €10,703.74After 30 months: €728.86 rate · balance €10,728.86After 31 months: €753.98 rate · balance €10,753.98After 32 months: €779.11 rate · balance €10,779.11After 33 months: €804.23 rate · balance €10,804.23After 34 months: €829.35 rate · balance €10,829.35After 35 months: €854.48 rate · balance €10,854.48After 36 months: €879.60 rate · balance €10,879.60After 37 months: €905.44 rate · balance €10,905.44After 38 months: €931.28 rate · balance €10,931.28After 39 months: €957.12 rate · balance €10,957.12After 40 months: €982.95 rate · balance €10,982.95After 41 months: €1,008.79 rate · balance €11,008.79After 42 months: €1,034.63 rate · balance €11,034.63After 43 months: €1,060.47 rate · balance €11,060.47After 44 months: €1,086.31 rate · balance €11,086.31After 45 months: €1,112.15 rate · balance €11,112.15After 46 months: €1,137.99 rate · balance €11,137.99After 47 months: €1,163.83 rate · balance €11,163.83After 48 months: €1,189.67 rate · balance €11,189.67After 49 months: €1,216.24 rate · balance €11,216.24After 50 months: €1,242.82 rate · balance €11,242.82After 51 months: €1,269.39 rate · balance €11,269.39After 52 months: €1,295.97 rate · balance €11,295.97After 53 months: €1,322.54 rate · balance €11,322.54After 54 months: €1,349.12 rate · balance €11,349.12After 55 months: €1,375.70 rate · balance €11,375.70After 56 months: €1,402.27 rate · balance €11,402.27After 57 months: €1,428.85 rate · balance €11,428.85After 58 months: €1,455.42 rate · balance €11,455.42After 59 months: €1,482.00 rate · balance €11,482.00After 60 months: €1,508.57 rate · balance €11,508.57After 61 months: €1,535.91 rate · balance €11,535.91After 62 months: €1,563.24 rate · balance €11,563.24After 63 months: €1,590.57 rate · balance €11,590.57After 64 months: €1,617.90 rate · balance €11,617.90After 65 months: €1,645.24 rate · balance €11,645.24After 66 months: €1,672.57 rate · balance €11,672.57After 67 months: €1,699.90 rate · balance €11,699.90After 68 months: €1,727.24 rate · balance €11,727.24After 69 months: €1,754.57 rate · balance €11,754.57After 70 months: €1,781.90 rate · balance €11,781.90After 71 months: €1,809.23 rate · balance €11,809.23After 72 months: €1,836.57 rate · balance €11,836.57After 73 months: €1,864.68 rate · balance €11,864.68After 74 months: €1,892.79 rate · balance €11,892.79After 75 months: €1,920.90 rate · balance €11,920.90After 76 months: €1,949.01 rate · balance €11,949.01After 77 months: €1,977.13 rate · balance €11,977.13After 78 months: €2,005.24 rate · balance €12,005.24After 79 months: €2,033.35 rate · balance €12,033.35After 80 months: €2,061.46 rate · balance €12,061.46After 81 months: €2,089.57 rate · balance €12,089.57After 82 months: €2,117.69 rate · balance €12,117.69After 83 months: €2,145.80 rate · balance €12,145.80After 84 months: €2,173.91 rate · balance €12,173.91After 85 months: €2,202.82 rate · balance €12,202.82After 86 months: €2,231.74 rate · balance €12,231.74After 87 months: €2,260.65 rate · balance €12,260.65After 88 months: €2,289.56 rate · balance €12,289.56After 89 months: €2,318.47 rate · balance €12,318.47After 90 months: €2,347.39 rate · balance €12,347.39After 91 months: €2,376.30 rate · balance €12,376.30After 92 months: €2,405.21 rate · balance €12,405.21After 93 months: €2,434.13 rate · balance €12,434.13After 94 months: €2,463.04 rate · balance €12,463.04After 95 months: €2,491.95 rate · balance €12,491.95After 96 months: €2,520.87 rate · balance €12,520.87After 97 months: €2,550.60 rate · balance €12,550.60After 98 months: €2,580.34 rate · balance €12,580.34After 99 months: €2,610.08 rate · balance €12,610.08After 100 months: €2,639.81 rate · balance €12,639.81After 101 months: €2,669.55 rate · balance €12,669.55After 102 months: €2,699.29 rate · balance €12,699.29After 103 months: €2,729.02 rate · balance €12,729.02After 104 months: €2,758.76 rate · balance €12,758.76After 105 months: €2,788.50 rate · balance €12,788.50After 106 months: €2,818.24 rate · balance €12,818.24After 107 months: €2,847.97 rate · balance €12,847.97After 108 months: €2,877.71 rate · balance €12,877.71
Per year
AfterInterest up to thenBalance
1 year€285€10,285
2 years€578€10,578
3 years€880€10,880
4 years€1,190€11,190
5 years€1,509€11,509
6 years€1,837€11,837
7 years€2,174€12,174
8 years€2,521€12,521
9 years€2,878€12,878

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 9 tot 10 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%12 Feb 202624 Jun 2026now2.85%2.65% from 12 Feb 2026 until 15 Sep 20262.65% from 15 Sep 2026 until 13 Oct 20262.85% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.85%current
15 Sep 20262.65%13 Oct 2026
12 Feb 20262.65%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (108 mo): 2.65% → 2.85%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (108 mo): 2.85% announced from 2026-10-14 (now 2.65%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (108 mo) 2.65%

Rate checked on 2 Nov 2026.

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