RabobankRabo DoelSparen

Deposit · 9 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.85%
9 years fixed
since 13 Oct 2026
Your return on €16,600
€473
per year, annualised · €4,777 total over 9 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 9 years: €4,777.
Interest built up over 9 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs€4,777After 1 month: €39.42 rate · balance €16,639.42After 2 months: €78.85 rate · balance €16,678.85After 3 months: €118.27 rate · balance €16,718.28After 4 months: €157.70 rate · balance €16,757.70After 5 months: €197.13 rate · balance €16,797.13After 6 months: €236.55 rate · balance €16,836.55After 7 months: €275.98 rate · balance €16,875.97After 8 months: €315.40 rate · balance €16,915.40After 9 months: €354.83 rate · balance €16,954.83After 10 months: €394.25 rate · balance €16,994.25After 11 months: €433.68 rate · balance €17,033.67After 12 months: €473.10 rate · balance €17,073.10After 13 months: €513.65 rate · balance €17,113.65After 14 months: €554.20 rate · balance €17,154.20After 15 months: €594.75 rate · balance €17,194.75After 16 months: €635.29 rate · balance €17,235.29After 17 months: €675.84 rate · balance €17,275.84After 18 months: €716.39 rate · balance €17,316.39After 19 months: €756.94 rate · balance €17,356.94After 20 months: €797.49 rate · balance €17,397.49After 21 months: €838.04 rate · balance €17,438.04After 22 months: €878.59 rate · balance €17,478.59After 23 months: €919.13 rate · balance €17,519.13After 24 months: €959.68 rate · balance €17,559.68After 25 months: €1,001.39 rate · balance €17,601.39After 26 months: €1,043.09 rate · balance €17,643.09After 27 months: €1,084.80 rate · balance €17,684.80After 28 months: €1,126.50 rate · balance €17,726.50After 29 months: €1,168.20 rate · balance €17,768.20After 30 months: €1,209.91 rate · balance €17,809.91After 31 months: €1,251.61 rate · balance €17,851.61After 32 months: €1,293.32 rate · balance €17,893.32After 33 months: €1,335.02 rate · balance €17,935.02After 34 months: €1,376.73 rate · balance €17,976.73After 35 months: €1,418.43 rate · balance €18,018.43After 36 months: €1,460.13 rate · balance €18,060.13After 37 months: €1,503.03 rate · balance €18,103.03After 38 months: €1,545.92 rate · balance €18,145.92After 39 months: €1,588.81 rate · balance €18,188.81After 40 months: €1,631.70 rate · balance €18,231.70After 41 months: €1,674.60 rate · balance €18,274.60After 42 months: €1,717.49 rate · balance €18,317.49After 43 months: €1,760.38 rate · balance €18,360.38After 44 months: €1,803.28 rate · balance €18,403.28After 45 months: €1,846.17 rate · balance €18,446.17After 46 months: €1,889.06 rate · balance €18,489.06After 47 months: €1,931.95 rate · balance €18,531.95After 48 months: €1,974.85 rate · balance €18,574.85After 49 months: €2,018.96 rate · balance €18,618.96After 50 months: €2,063.08 rate · balance €18,663.08After 51 months: €2,107.19 rate · balance €18,707.19After 52 months: €2,151.31 rate · balance €18,751.31After 53 months: €2,195.42 rate · balance €18,795.42After 54 months: €2,239.54 rate · balance €18,839.54After 55 months: €2,283.65 rate · balance €18,883.65After 56 months: €2,327.77 rate · balance €18,927.77After 57 months: €2,371.88 rate · balance €18,971.88After 58 months: €2,416.00 rate · balance €19,016.00After 59 months: €2,460.12 rate · balance €19,060.12After 60 months: €2,504.23 rate · balance €19,104.23After 61 months: €2,549.60 rate · balance €19,149.60After 62 months: €2,594.98 rate · balance €19,194.98After 63 months: €2,640.35 rate · balance €19,240.35After 64 months: €2,685.72 rate · balance €19,285.72After 65 months: €2,731.09 rate · balance €19,331.09After 66 months: €2,776.47 rate · balance €19,376.47After 67 months: €2,821.84 rate · balance €19,421.84After 68 months: €2,867.21 rate · balance €19,467.21After 69 months: €2,912.58 rate · balance €19,512.58After 70 months: €2,957.96 rate · balance €19,557.96After 71 months: €3,003.33 rate · balance €19,603.33After 72 months: €3,048.70 rate · balance €19,648.70After 73 months: €3,095.37 rate · balance €19,695.37After 74 months: €3,142.03 rate · balance €19,742.03After 75 months: €3,188.70 rate · balance €19,788.70After 76 months: €3,235.36 rate · balance €19,835.36After 77 months: €3,282.03 rate · balance €19,882.03After 78 months: €3,328.69 rate · balance €19,928.69After 79 months: €3,375.36 rate · balance €19,975.36After 80 months: €3,422.03 rate · balance €20,022.03After 81 months: €3,468.69 rate · balance €20,068.69After 82 months: €3,515.36 rate · balance €20,115.36After 83 months: €3,562.02 rate · balance €20,162.02After 84 months: €3,608.69 rate · balance €20,208.69After 85 months: €3,656.68 rate · balance €20,256.68After 86 months: €3,704.68 rate · balance €20,304.68After 87 months: €3,752.68 rate · balance €20,352.68After 88 months: €3,800.67 rate · balance €20,400.67After 89 months: €3,848.67 rate · balance €20,448.67After 90 months: €3,896.66 rate · balance €20,496.66After 91 months: €3,944.66 rate · balance €20,544.66After 92 months: €3,992.65 rate · balance €20,592.65After 93 months: €4,040.65 rate · balance €20,640.65After 94 months: €4,088.65 rate · balance €20,688.65After 95 months: €4,136.64 rate · balance €20,736.64After 96 months: €4,184.64 rate · balance €20,784.64After 97 months: €4,234.00 rate · balance €20,834.00After 98 months: €4,283.36 rate · balance €20,883.36After 99 months: €4,332.73 rate · balance €20,932.73After 100 months: €4,382.09 rate · balance €20,982.09After 101 months: €4,431.45 rate · balance €21,031.45After 102 months: €4,480.82 rate · balance €21,080.82After 103 months: €4,530.18 rate · balance €21,130.18After 104 months: €4,579.54 rate · balance €21,179.54After 105 months: €4,628.91 rate · balance €21,228.91After 106 months: €4,678.27 rate · balance €21,278.27After 107 months: €4,727.63 rate · balance €21,327.63After 108 months: €4,777.00 rate · balance €21,377.00
Per year
AfterInterest up to thenBalance
1 year€473€17,073
2 years€960€17,560
3 years€1,460€18,060
4 years€1,975€18,575
5 years€2,504€19,104
6 years€3,049€19,649
7 years€3,609€20,209
8 years€4,185€20,785
9 years€4,777€21,377

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 9 tot 10 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%12 Feb 202624 Jun 2026now2.85%2.65% from 12 Feb 2026 until 15 Sep 20262.65% from 15 Sep 2026 until 13 Oct 20262.85% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.85%current
15 Sep 20262.65%13 Oct 2026
12 Feb 20262.65%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (108 mo): 2.65% → 2.85%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (108 mo): 2.85% announced from 2026-10-14 (now 2.65%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (108 mo) 2.65%

Rate checked on 2 Nov 2026.

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