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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 9 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.65%
9 years fixed
Your return on €16,600
€440
per year, annualised · €4,406 total over 9 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 9 years: €4,406.
Interest built up over 9 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.65%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 9 tot 10 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.65% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (108 mo) 2.65%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€4,406After 1 month: €36.66 rate · balance €16,636.66After 2 months: €73.32 rate · balance €16,673.32After 3 months: €109.97 rate · balance €16,709.97After 4 months: €146.63 rate · balance €16,746.63After 5 months: €183.29 rate · balance €16,783.29After 6 months: €219.95 rate · balance €16,819.95After 7 months: €256.61 rate · balance €16,856.61After 8 months: €293.27 rate · balance €16,893.27After 9 months: €329.92 rate · balance €16,929.92After 10 months: €366.58 rate · balance €16,966.58After 11 months: €403.24 rate · balance €17,003.24After 12 months: €439.90 rate · balance €17,039.90After 13 months: €477.53 rate · balance €17,077.53After 14 months: €515.16 rate · balance €17,115.16After 15 months: €552.79 rate · balance €17,152.79After 16 months: €590.42 rate · balance €17,190.42After 17 months: €628.05 rate · balance €17,228.05After 18 months: €665.68 rate · balance €17,265.68After 19 months: €703.31 rate · balance €17,303.31After 20 months: €740.94 rate · balance €17,340.94After 21 months: €778.57 rate · balance €17,378.57After 22 months: €816.20 rate · balance €17,416.20After 23 months: €853.83 rate · balance €17,453.83After 24 months: €891.46 rate · balance €17,491.46After 25 months: €930.08 rate · balance €17,530.08After 26 months: €968.71 rate · balance €17,568.71After 27 months: €1,007.34 rate · balance €17,607.34After 28 months: €1,045.97 rate · balance €17,645.97After 29 months: €1,084.59 rate · balance €17,684.59After 30 months: €1,123.22 rate · balance €17,723.22After 31 months: €1,161.85 rate · balance €17,761.85After 32 months: €1,200.47 rate · balance €17,800.47After 33 months: €1,239.10 rate · balance €17,839.10After 34 months: €1,277.73 rate · balance €17,877.73After 35 months: €1,316.35 rate · balance €17,916.35After 36 months: €1,354.98 rate · balance €17,954.98After 37 months: €1,394.63 rate · balance €17,994.63After 38 months: €1,434.28 rate · balance €18,034.28After 39 months: €1,473.93 rate · balance €18,073.93After 40 months: €1,513.58 rate · balance €18,113.58After 41 months: €1,553.23 rate · balance €18,153.23After 42 months: €1,592.88 rate · balance €18,192.88After 43 months: €1,632.54 rate · balance €18,232.54After 44 months: €1,672.19 rate · balance €18,272.19After 45 months: €1,711.84 rate · balance €18,311.84After 46 months: €1,751.49 rate · balance €18,351.49After 47 months: €1,791.14 rate · balance €18,391.14After 48 months: €1,830.79 rate · balance €18,430.79After 49 months: €1,871.49 rate · balance €18,471.49After 50 months: €1,912.19 rate · balance €18,512.19After 51 months: €1,952.89 rate · balance €18,552.89After 52 months: €1,993.59 rate · balance €18,593.59After 53 months: €2,034.29 rate · balance €18,634.29After 54 months: €2,075.00 rate · balance €18,675.00After 55 months: €2,115.70 rate · balance €18,715.70After 56 months: €2,156.40 rate · balance €18,756.40After 57 months: €2,197.10 rate · balance €18,797.10After 58 months: €2,237.80 rate · balance €18,837.80After 59 months: €2,278.50 rate · balance €18,878.50After 60 months: €2,319.20 rate · balance €18,919.20After 61 months: €2,360.98 rate · balance €18,960.98After 62 months: €2,402.76 rate · balance €19,002.76After 63 months: €2,444.54 rate · balance €19,044.54After 64 months: €2,486.32 rate · balance €19,086.32After 65 months: €2,528.10 rate · balance €19,128.10After 66 months: €2,569.88 rate · balance €19,169.88After 67 months: €2,611.66 rate · balance €19,211.66After 68 months: €2,653.44 rate · balance €19,253.44After 69 months: €2,695.22 rate · balance €19,295.22After 70 months: €2,737.00 rate · balance €19,337.00After 71 months: €2,778.78 rate · balance €19,378.78After 72 months: €2,820.56 rate · balance €19,420.56After 73 months: €2,863.45 rate · balance €19,463.45After 74 months: €2,906.34 rate · balance €19,506.34After 75 months: €2,949.22 rate · balance €19,549.22After 76 months: €2,992.11 rate · balance €19,592.11After 77 months: €3,035.00 rate · balance €19,635.00After 78 months: €3,077.89 rate · balance €19,677.89After 79 months: €3,120.77 rate · balance €19,720.77After 80 months: €3,163.66 rate · balance €19,763.66After 81 months: €3,206.55 rate · balance €19,806.55After 82 months: €3,249.43 rate · balance €19,849.43After 83 months: €3,292.32 rate · balance €19,892.32After 84 months: €3,335.21 rate · balance €19,935.21After 85 months: €3,379.23 rate · balance €19,979.23After 86 months: €3,423.26 rate · balance €20,023.26After 87 months: €3,467.28 rate · balance €20,067.28After 88 months: €3,511.30 rate · balance €20,111.30After 89 months: €3,555.33 rate · balance €20,155.33After 90 months: €3,599.35 rate · balance €20,199.35After 91 months: €3,643.37 rate · balance €20,243.37After 92 months: €3,687.40 rate · balance €20,287.40After 93 months: €3,731.42 rate · balance €20,331.42After 94 months: €3,775.44 rate · balance €20,375.44After 95 months: €3,819.47 rate · balance €20,419.47After 96 months: €3,863.49 rate · balance €20,463.49After 97 months: €3,908.68 rate · balance €20,508.68After 98 months: €3,953.87 rate · balance €20,553.87After 99 months: €3,999.06 rate · balance €20,599.06After 100 months: €4,044.25 rate · balance €20,644.25After 101 months: €4,089.44 rate · balance €20,689.44After 102 months: €4,134.63 rate · balance €20,734.63After 103 months: €4,179.82 rate · balance €20,779.82After 104 months: €4,225.01 rate · balance €20,825.01After 105 months: €4,270.20 rate · balance €20,870.20After 106 months: €4,315.39 rate · balance €20,915.39After 107 months: €4,360.58 rate · balance €20,960.58After 108 months: €4,405.77 rate · balance €21,005.77
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs€4,406After 1 month: €36.66 rate · balance €16,636.66After 2 months: €73.32 rate · balance €16,673.32After 3 months: €109.97 rate · balance €16,709.97After 4 months: €146.63 rate · balance €16,746.63After 5 months: €183.29 rate · balance €16,783.29After 6 months: €219.95 rate · balance €16,819.95After 7 months: €256.61 rate · balance €16,856.61After 8 months: €293.27 rate · balance €16,893.27After 9 months: €329.92 rate · balance €16,929.92After 10 months: €366.58 rate · balance €16,966.58After 11 months: €403.24 rate · balance €17,003.24After 12 months: €439.90 rate · balance €17,039.90After 13 months: €477.53 rate · balance €17,077.53After 14 months: €515.16 rate · balance €17,115.16After 15 months: €552.79 rate · balance €17,152.79After 16 months: €590.42 rate · balance €17,190.42After 17 months: €628.05 rate · balance €17,228.05After 18 months: €665.68 rate · balance €17,265.68After 19 months: €703.31 rate · balance €17,303.31After 20 months: €740.94 rate · balance €17,340.94After 21 months: €778.57 rate · balance €17,378.57After 22 months: €816.20 rate · balance €17,416.20After 23 months: €853.83 rate · balance €17,453.83After 24 months: €891.46 rate · balance €17,491.46After 25 months: €930.08 rate · balance €17,530.08After 26 months: €968.71 rate · balance €17,568.71After 27 months: €1,007.34 rate · balance €17,607.34After 28 months: €1,045.97 rate · balance €17,645.97After 29 months: €1,084.59 rate · balance €17,684.59After 30 months: €1,123.22 rate · balance €17,723.22After 31 months: €1,161.85 rate · balance €17,761.85After 32 months: €1,200.47 rate · balance €17,800.47After 33 months: €1,239.10 rate · balance €17,839.10After 34 months: €1,277.73 rate · balance €17,877.73After 35 months: €1,316.35 rate · balance €17,916.35After 36 months: €1,354.98 rate · balance €17,954.98After 37 months: €1,394.63 rate · balance €17,994.63After 38 months: €1,434.28 rate · balance €18,034.28After 39 months: €1,473.93 rate · balance €18,073.93After 40 months: €1,513.58 rate · balance €18,113.58After 41 months: €1,553.23 rate · balance €18,153.23After 42 months: €1,592.88 rate · balance €18,192.88After 43 months: €1,632.54 rate · balance €18,232.54After 44 months: €1,672.19 rate · balance €18,272.19After 45 months: €1,711.84 rate · balance €18,311.84After 46 months: €1,751.49 rate · balance €18,351.49After 47 months: €1,791.14 rate · balance €18,391.14After 48 months: €1,830.79 rate · balance €18,430.79After 49 months: €1,871.49 rate · balance €18,471.49After 50 months: €1,912.19 rate · balance €18,512.19After 51 months: €1,952.89 rate · balance €18,552.89After 52 months: €1,993.59 rate · balance €18,593.59After 53 months: €2,034.29 rate · balance €18,634.29After 54 months: €2,075.00 rate · balance €18,675.00After 55 months: €2,115.70 rate · balance €18,715.70After 56 months: €2,156.40 rate · balance €18,756.40After 57 months: €2,197.10 rate · balance €18,797.10After 58 months: €2,237.80 rate · balance €18,837.80After 59 months: €2,278.50 rate · balance €18,878.50After 60 months: €2,319.20 rate · balance €18,919.20After 61 months: €2,360.98 rate · balance €18,960.98After 62 months: €2,402.76 rate · balance €19,002.76After 63 months: €2,444.54 rate · balance €19,044.54After 64 months: €2,486.32 rate · balance €19,086.32After 65 months: €2,528.10 rate · balance €19,128.10After 66 months: €2,569.88 rate · balance €19,169.88After 67 months: €2,611.66 rate · balance €19,211.66After 68 months: €2,653.44 rate · balance €19,253.44After 69 months: €2,695.22 rate · balance €19,295.22After 70 months: €2,737.00 rate · balance €19,337.00After 71 months: €2,778.78 rate · balance €19,378.78After 72 months: €2,820.56 rate · balance €19,420.56After 73 months: €2,863.45 rate · balance €19,463.45After 74 months: €2,906.34 rate · balance €19,506.34After 75 months: €2,949.22 rate · balance €19,549.22After 76 months: €2,992.11 rate · balance €19,592.11After 77 months: €3,035.00 rate · balance €19,635.00After 78 months: €3,077.89 rate · balance €19,677.89After 79 months: €3,120.77 rate · balance €19,720.77After 80 months: €3,163.66 rate · balance €19,763.66After 81 months: €3,206.55 rate · balance €19,806.55After 82 months: €3,249.43 rate · balance €19,849.43After 83 months: €3,292.32 rate · balance €19,892.32After 84 months: €3,335.21 rate · balance €19,935.21After 85 months: €3,379.23 rate · balance €19,979.23After 86 months: €3,423.26 rate · balance €20,023.26After 87 months: €3,467.28 rate · balance €20,067.28After 88 months: €3,511.30 rate · balance €20,111.30After 89 months: €3,555.33 rate · balance €20,155.33After 90 months: €3,599.35 rate · balance €20,199.35After 91 months: €3,643.37 rate · balance €20,243.37After 92 months: €3,687.40 rate · balance €20,287.40After 93 months: €3,731.42 rate · balance €20,331.42After 94 months: €3,775.44 rate · balance €20,375.44After 95 months: €3,819.47 rate · balance €20,419.47After 96 months: €3,863.49 rate · balance €20,463.49After 97 months: €3,908.68 rate · balance €20,508.68After 98 months: €3,953.87 rate · balance €20,553.87After 99 months: €3,999.06 rate · balance €20,599.06After 100 months: €4,044.25 rate · balance €20,644.25After 101 months: €4,089.44 rate · balance €20,689.44After 102 months: €4,134.63 rate · balance €20,734.63After 103 months: €4,179.82 rate · balance €20,779.82After 104 months: €4,225.01 rate · balance €20,825.01After 105 months: €4,270.20 rate · balance €20,870.20After 106 months: €4,315.39 rate · balance €20,915.39After 107 months: €4,360.58 rate · balance €20,960.58After 108 months: €4,405.77 rate · balance €21,005.77
Per year
AfterInterest up to thenBalance
1 year€440€17,040
2 years€891€17,491
3 years€1,355€17,955
4 years€1,831€18,431
5 years€2,319€18,919
6 years€2,821€19,421
7 years€3,335€19,935
8 years€3,863€20,463
9 years€4,406€21,006

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
7 years · 2.50% · Direct
8 years · 2.60% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct