RabobankRabo DoelSparen

Deposit · 9 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.85%
9 years fixed
since 13 Oct 2026
Your return on €16,800
€479
per year, annualised · €4,835 total over 9 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 9 years: €4,835.
Interest built up over 9 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs€4,835After 1 month: €39.90 rate · balance €16,839.90After 2 months: €79.80 rate · balance €16,879.80After 3 months: €119.70 rate · balance €16,919.70After 4 months: €159.60 rate · balance €16,959.60After 5 months: €199.50 rate · balance €16,999.50After 6 months: €239.40 rate · balance €17,039.40After 7 months: €279.30 rate · balance €17,079.30After 8 months: €319.20 rate · balance €17,119.20After 9 months: €359.10 rate · balance €17,159.10After 10 months: €399.00 rate · balance €17,199After 11 months: €438.90 rate · balance €17,238.90After 12 months: €478.80 rate · balance €17,278.80After 13 months: €519.84 rate · balance €17,319.84After 14 months: €560.87 rate · balance €17,360.87After 15 months: €601.91 rate · balance €17,401.91After 16 months: €642.95 rate · balance €17,442.95After 17 months: €683.99 rate · balance €17,483.99After 18 months: €725.02 rate · balance €17,525.02After 19 months: €766.06 rate · balance €17,566.06After 20 months: €807.10 rate · balance €17,607.10After 21 months: €848.13 rate · balance €17,648.13After 22 months: €889.17 rate · balance €17,689.17After 23 months: €930.21 rate · balance €17,730.21After 24 months: €971.25 rate · balance €17,771.25After 25 months: €1,013.45 rate · balance €17,813.45After 26 months: €1,055.66 rate · balance €17,855.66After 27 months: €1,097.87 rate · balance €17,897.87After 28 months: €1,140.07 rate · balance €17,940.07After 29 months: €1,182.28 rate · balance €17,982.28After 30 months: €1,224.49 rate · balance €18,024.49After 31 months: €1,266.69 rate · balance €18,066.69After 32 months: €1,308.90 rate · balance €18,108.90After 33 months: €1,351.11 rate · balance €18,151.11After 34 months: €1,393.31 rate · balance €18,193.31After 35 months: €1,435.52 rate · balance €18,235.52After 36 months: €1,477.73 rate · balance €18,277.73After 37 months: €1,521.14 rate · balance €18,321.14After 38 months: €1,564.55 rate · balance €18,364.55After 39 months: €1,607.96 rate · balance €18,407.96After 40 months: €1,651.37 rate · balance €18,451.37After 41 months: €1,694.77 rate · balance €18,494.77After 42 months: €1,738.18 rate · balance €18,538.18After 43 months: €1,781.59 rate · balance €18,581.59After 44 months: €1,825.00 rate · balance €18,625.00After 45 months: €1,868.41 rate · balance €18,668.41After 46 months: €1,911.82 rate · balance €18,711.82After 47 months: €1,955.23 rate · balance €18,755.23After 48 months: €1,998.64 rate · balance €18,798.64After 49 months: €2,043.29 rate · balance €18,843.29After 50 months: €2,087.94 rate · balance €18,887.94After 51 months: €2,132.58 rate · balance €18,932.58After 52 months: €2,177.23 rate · balance €18,977.23After 53 months: €2,221.88 rate · balance €19,021.88After 54 months: €2,266.52 rate · balance €19,066.52After 55 months: €2,311.17 rate · balance €19,111.17After 56 months: €2,355.82 rate · balance €19,155.82After 57 months: €2,400.46 rate · balance €19,200.46After 58 months: €2,445.11 rate · balance €19,245.11After 59 months: €2,489.76 rate · balance €19,289.76After 60 months: €2,534.40 rate · balance €19,334.40After 61 months: €2,580.32 rate · balance €19,380.32After 62 months: €2,626.24 rate · balance €19,426.24After 63 months: €2,672.16 rate · balance €19,472.16After 64 months: €2,718.08 rate · balance €19,518.08After 65 months: €2,764.00 rate · balance €19,564.00After 66 months: €2,809.92 rate · balance €19,609.92After 67 months: €2,855.84 rate · balance €19,655.84After 68 months: €2,901.76 rate · balance €19,701.76After 69 months: €2,947.68 rate · balance €19,747.68After 70 months: €2,993.60 rate · balance €19,793.60After 71 months: €3,039.51 rate · balance €19,839.51After 72 months: €3,085.43 rate · balance €19,885.43After 73 months: €3,132.66 rate · balance €19,932.66After 74 months: €3,179.89 rate · balance €19,979.89After 75 months: €3,227.12 rate · balance €20,027.12After 76 months: €3,274.35 rate · balance €20,074.35After 77 months: €3,321.57 rate · balance €20,121.57After 78 months: €3,368.80 rate · balance €20,168.80After 79 months: €3,416.03 rate · balance €20,216.03After 80 months: €3,463.26 rate · balance €20,263.26After 81 months: €3,510.49 rate · balance €20,310.49After 82 months: €3,557.71 rate · balance €20,357.71After 83 months: €3,604.94 rate · balance €20,404.94After 84 months: €3,652.17 rate · balance €20,452.17After 85 months: €3,700.74 rate · balance €20,500.74After 86 months: €3,749.32 rate · balance €20,549.32After 87 months: €3,797.89 rate · balance €20,597.89After 88 months: €3,846.46 rate · balance €20,646.46After 89 months: €3,895.04 rate · balance €20,695.04After 90 months: €3,943.61 rate · balance €20,743.61After 91 months: €3,992.19 rate · balance €20,792.19After 92 months: €4,040.76 rate · balance €20,840.76After 93 months: €4,089.33 rate · balance €20,889.33After 94 months: €4,137.91 rate · balance €20,937.91After 95 months: €4,186.48 rate · balance €20,986.48After 96 months: €4,235.06 rate · balance €21,035.06After 97 months: €4,285.01 rate · balance €21,085.01After 98 months: €4,334.97 rate · balance €21,134.97After 99 months: €4,384.93 rate · balance €21,184.93After 100 months: €4,434.89 rate · balance €21,234.89After 101 months: €4,484.85 rate · balance €21,284.85After 102 months: €4,534.81 rate · balance €21,334.81After 103 months: €4,584.76 rate · balance €21,384.76After 104 months: €4,634.72 rate · balance €21,434.72After 105 months: €4,684.68 rate · balance €21,484.68After 106 months: €4,734.64 rate · balance €21,534.64After 107 months: €4,784.60 rate · balance €21,584.60After 108 months: €4,834.56 rate · balance €21,634.56
Per year
AfterInterest up to thenBalance
1 year€479€17,279
2 years€971€17,771
3 years€1,478€18,278
4 years€1,999€18,799
5 years€2,534€19,334
6 years€3,085€19,885
7 years€3,652€20,452
8 years€4,235€21,035
9 years€4,835€21,635

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 9 tot 10 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%12 Feb 202624 Jun 2026now2.85%2.65% from 12 Feb 2026 until 15 Sep 20262.65% from 15 Sep 2026 until 13 Oct 20262.85% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.85%current
15 Sep 20262.65%13 Oct 2026
12 Feb 20262.65%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (108 mo): 2.65% → 2.85%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (108 mo): 2.85% announced from 2026-10-14 (now 2.65%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (108 mo) 2.65%

Rate checked on 2 Nov 2026.

Other offers from Rabobank