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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 9 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.65%
9 years fixed
Your return on €16,800
€445
per year, annualised · €4,459 total over 9 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 9 years: €4,459.
Interest built up over 9 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.65%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 9 tot 10 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.65% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (108 mo) 2.65%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€4,459After 1 month: €37.10 rate · balance €16,837.10After 2 months: €74.20 rate · balance €16,874.20After 3 months: €111.30 rate · balance €16,911.30After 4 months: €148.40 rate · balance €16,948.40After 5 months: €185.50 rate · balance €16,985.50After 6 months: €222.60 rate · balance €17,022.60After 7 months: €259.70 rate · balance €17,059.70After 8 months: €296.80 rate · balance €17,096.80After 9 months: €333.90 rate · balance €17,133.90After 10 months: €371.00 rate · balance €17,171After 11 months: €408.10 rate · balance €17,208.10After 12 months: €445.20 rate · balance €17,245.20After 13 months: €483.28 rate · balance €17,283.28After 14 months: €521.37 rate · balance €17,321.37After 15 months: €559.45 rate · balance €17,359.45After 16 months: €597.53 rate · balance €17,397.53After 17 months: €635.62 rate · balance €17,435.62After 18 months: €673.70 rate · balance €17,473.70After 19 months: €711.78 rate · balance €17,511.78After 20 months: €749.87 rate · balance €17,549.87After 21 months: €787.95 rate · balance €17,587.95After 22 months: €826.03 rate · balance €17,626.03After 23 months: €864.12 rate · balance €17,664.12After 24 months: €902.20 rate · balance €17,702.20After 25 months: €941.29 rate · balance €17,741.29After 26 months: €980.38 rate · balance €17,780.38After 27 months: €1,019.48 rate · balance €17,819.48After 28 months: €1,058.57 rate · balance €17,858.57After 29 months: €1,097.66 rate · balance €17,897.66After 30 months: €1,136.75 rate · balance €17,936.75After 31 months: €1,175.85 rate · balance €17,975.85After 32 months: €1,214.94 rate · balance €18,014.94After 33 months: €1,254.03 rate · balance €18,054.03After 34 months: €1,293.12 rate · balance €18,093.12After 35 months: €1,332.21 rate · balance €18,132.21After 36 months: €1,371.31 rate · balance €18,171.31After 37 months: €1,411.44 rate · balance €18,211.44After 38 months: €1,451.56 rate · balance €18,251.56After 39 months: €1,491.69 rate · balance €18,291.69After 40 months: €1,531.82 rate · balance €18,331.82After 41 months: €1,571.95 rate · balance €18,371.95After 42 months: €1,612.08 rate · balance €18,412.08After 43 months: €1,652.21 rate · balance €18,452.21After 44 months: €1,692.33 rate · balance €18,492.33After 45 months: €1,732.46 rate · balance €18,532.46After 46 months: €1,772.59 rate · balance €18,572.59After 47 months: €1,812.72 rate · balance €18,612.72After 48 months: €1,852.85 rate · balance €18,652.85After 49 months: €1,894.04 rate · balance €18,694.04After 50 months: €1,935.23 rate · balance €18,735.23After 51 months: €1,976.42 rate · balance €18,776.42After 52 months: €2,017.61 rate · balance €18,817.61After 53 months: €2,058.81 rate · balance €18,858.81After 54 months: €2,100.00 rate · balance €18,900.00After 55 months: €2,141.19 rate · balance €18,941.19After 56 months: €2,182.38 rate · balance €18,982.38After 57 months: €2,223.57 rate · balance €19,023.57After 58 months: €2,264.76 rate · balance €19,064.76After 59 months: €2,305.96 rate · balance €19,105.96After 60 months: €2,347.15 rate · balance €19,147.15After 61 months: €2,389.43 rate · balance €19,189.43After 62 months: €2,431.71 rate · balance €19,231.71After 63 months: €2,474.00 rate · balance €19,274.00After 64 months: €2,516.28 rate · balance €19,316.28After 65 months: €2,558.56 rate · balance €19,358.56After 66 months: €2,600.85 rate · balance €19,400.85After 67 months: €2,643.13 rate · balance €19,443.13After 68 months: €2,685.41 rate · balance €19,485.41After 69 months: €2,727.70 rate · balance €19,527.70After 70 months: €2,769.98 rate · balance €19,569.98After 71 months: €2,812.26 rate · balance €19,612.26After 72 months: €2,854.55 rate · balance €19,654.55After 73 months: €2,897.95 rate · balance €19,697.95After 74 months: €2,941.35 rate · balance €19,741.35After 75 months: €2,984.76 rate · balance €19,784.76After 76 months: €3,028.16 rate · balance €19,828.16After 77 months: €3,071.57 rate · balance €19,871.57After 78 months: €3,114.97 rate · balance €19,914.97After 79 months: €3,158.37 rate · balance €19,958.37After 80 months: €3,201.78 rate · balance €20,001.78After 81 months: €3,245.18 rate · balance €20,045.18After 82 months: €3,288.58 rate · balance €20,088.58After 83 months: €3,331.99 rate · balance €20,131.99After 84 months: €3,375.39 rate · balance €20,175.39After 85 months: €3,419.95 rate · balance €20,219.95After 86 months: €3,464.50 rate · balance €20,264.50After 87 months: €3,509.05 rate · balance €20,309.05After 88 months: €3,553.61 rate · balance €20,353.61After 89 months: €3,598.16 rate · balance €20,398.16After 90 months: €3,642.72 rate · balance €20,442.72After 91 months: €3,687.27 rate · balance €20,487.27After 92 months: €3,731.82 rate · balance €20,531.82After 93 months: €3,776.38 rate · balance €20,576.38After 94 months: €3,820.93 rate · balance €20,620.93After 95 months: €3,865.49 rate · balance €20,665.49After 96 months: €3,910.04 rate · balance €20,710.04After 97 months: €3,955.78 rate · balance €20,755.78After 98 months: €4,001.51 rate · balance €20,801.51After 99 months: €4,047.24 rate · balance €20,847.24After 100 months: €4,092.98 rate · balance €20,892.98After 101 months: €4,138.71 rate · balance €20,938.71After 102 months: €4,184.45 rate · balance €20,984.45After 103 months: €4,230.18 rate · balance €21,030.18After 104 months: €4,275.92 rate · balance €21,075.92After 105 months: €4,321.65 rate · balance €21,121.65After 106 months: €4,367.39 rate · balance €21,167.39After 107 months: €4,413.12 rate · balance €21,213.12After 108 months: €4,458.86 rate · balance €21,258.86
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs€4,459After 1 month: €37.10 rate · balance €16,837.10After 2 months: €74.20 rate · balance €16,874.20After 3 months: €111.30 rate · balance €16,911.30After 4 months: €148.40 rate · balance €16,948.40After 5 months: €185.50 rate · balance €16,985.50After 6 months: €222.60 rate · balance €17,022.60After 7 months: €259.70 rate · balance €17,059.70After 8 months: €296.80 rate · balance €17,096.80After 9 months: €333.90 rate · balance €17,133.90After 10 months: €371.00 rate · balance €17,171After 11 months: €408.10 rate · balance €17,208.10After 12 months: €445.20 rate · balance €17,245.20After 13 months: €483.28 rate · balance €17,283.28After 14 months: €521.37 rate · balance €17,321.37After 15 months: €559.45 rate · balance €17,359.45After 16 months: €597.53 rate · balance €17,397.53After 17 months: €635.62 rate · balance €17,435.62After 18 months: €673.70 rate · balance €17,473.70After 19 months: €711.78 rate · balance €17,511.78After 20 months: €749.87 rate · balance €17,549.87After 21 months: €787.95 rate · balance €17,587.95After 22 months: €826.03 rate · balance €17,626.03After 23 months: €864.12 rate · balance €17,664.12After 24 months: €902.20 rate · balance €17,702.20After 25 months: €941.29 rate · balance €17,741.29After 26 months: €980.38 rate · balance €17,780.38After 27 months: €1,019.48 rate · balance €17,819.48After 28 months: €1,058.57 rate · balance €17,858.57After 29 months: €1,097.66 rate · balance €17,897.66After 30 months: €1,136.75 rate · balance €17,936.75After 31 months: €1,175.85 rate · balance €17,975.85After 32 months: €1,214.94 rate · balance €18,014.94After 33 months: €1,254.03 rate · balance €18,054.03After 34 months: €1,293.12 rate · balance €18,093.12After 35 months: €1,332.21 rate · balance €18,132.21After 36 months: €1,371.31 rate · balance €18,171.31After 37 months: €1,411.44 rate · balance €18,211.44After 38 months: €1,451.56 rate · balance €18,251.56After 39 months: €1,491.69 rate · balance €18,291.69After 40 months: €1,531.82 rate · balance €18,331.82After 41 months: €1,571.95 rate · balance €18,371.95After 42 months: €1,612.08 rate · balance €18,412.08After 43 months: €1,652.21 rate · balance €18,452.21After 44 months: €1,692.33 rate · balance €18,492.33After 45 months: €1,732.46 rate · balance €18,532.46After 46 months: €1,772.59 rate · balance €18,572.59After 47 months: €1,812.72 rate · balance €18,612.72After 48 months: €1,852.85 rate · balance €18,652.85After 49 months: €1,894.04 rate · balance €18,694.04After 50 months: €1,935.23 rate · balance €18,735.23After 51 months: €1,976.42 rate · balance €18,776.42After 52 months: €2,017.61 rate · balance €18,817.61After 53 months: €2,058.81 rate · balance €18,858.81After 54 months: €2,100.00 rate · balance €18,900.00After 55 months: €2,141.19 rate · balance €18,941.19After 56 months: €2,182.38 rate · balance €18,982.38After 57 months: €2,223.57 rate · balance €19,023.57After 58 months: €2,264.76 rate · balance €19,064.76After 59 months: €2,305.96 rate · balance €19,105.96After 60 months: €2,347.15 rate · balance €19,147.15After 61 months: €2,389.43 rate · balance €19,189.43After 62 months: €2,431.71 rate · balance €19,231.71After 63 months: €2,474.00 rate · balance €19,274.00After 64 months: €2,516.28 rate · balance €19,316.28After 65 months: €2,558.56 rate · balance €19,358.56After 66 months: €2,600.85 rate · balance €19,400.85After 67 months: €2,643.13 rate · balance €19,443.13After 68 months: €2,685.41 rate · balance €19,485.41After 69 months: €2,727.70 rate · balance €19,527.70After 70 months: €2,769.98 rate · balance €19,569.98After 71 months: €2,812.26 rate · balance €19,612.26After 72 months: €2,854.55 rate · balance €19,654.55After 73 months: €2,897.95 rate · balance €19,697.95After 74 months: €2,941.35 rate · balance €19,741.35After 75 months: €2,984.76 rate · balance €19,784.76After 76 months: €3,028.16 rate · balance €19,828.16After 77 months: €3,071.57 rate · balance €19,871.57After 78 months: €3,114.97 rate · balance €19,914.97After 79 months: €3,158.37 rate · balance €19,958.37After 80 months: €3,201.78 rate · balance €20,001.78After 81 months: €3,245.18 rate · balance €20,045.18After 82 months: €3,288.58 rate · balance €20,088.58After 83 months: €3,331.99 rate · balance €20,131.99After 84 months: €3,375.39 rate · balance €20,175.39After 85 months: €3,419.95 rate · balance €20,219.95After 86 months: €3,464.50 rate · balance €20,264.50After 87 months: €3,509.05 rate · balance €20,309.05After 88 months: €3,553.61 rate · balance €20,353.61After 89 months: €3,598.16 rate · balance €20,398.16After 90 months: €3,642.72 rate · balance €20,442.72After 91 months: €3,687.27 rate · balance €20,487.27After 92 months: €3,731.82 rate · balance €20,531.82After 93 months: €3,776.38 rate · balance €20,576.38After 94 months: €3,820.93 rate · balance €20,620.93After 95 months: €3,865.49 rate · balance €20,665.49After 96 months: €3,910.04 rate · balance €20,710.04After 97 months: €3,955.78 rate · balance €20,755.78After 98 months: €4,001.51 rate · balance €20,801.51After 99 months: €4,047.24 rate · balance €20,847.24After 100 months: €4,092.98 rate · balance €20,892.98After 101 months: €4,138.71 rate · balance €20,938.71After 102 months: €4,184.45 rate · balance €20,984.45After 103 months: €4,230.18 rate · balance €21,030.18After 104 months: €4,275.92 rate · balance €21,075.92After 105 months: €4,321.65 rate · balance €21,121.65After 106 months: €4,367.39 rate · balance €21,167.39After 107 months: €4,413.12 rate · balance €21,213.12After 108 months: €4,458.86 rate · balance €21,258.86
Per year
AfterInterest up to thenBalance
1 year€445€17,245
2 years€902€17,702
3 years€1,371€18,171
4 years€1,853€18,653
5 years€2,347€19,147
6 years€2,855€19,655
7 years€3,375€20,175
8 years€3,910€20,710
9 years€4,459€21,259

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
7 years · 2.50% · Direct
8 years · 2.60% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct