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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 9 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.65%
9 years fixed
Your return on €25,000
€663
per year, annualised · €6,635 total over 9 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 9 years: €6,635.
Interest built up over 9 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.65%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 9 tot 10 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.65% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (108 mo) 2.65%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€6,635After 1 month: €55.21 rate · balance €25,055.21After 2 months: €110.42 rate · balance €25,110.42After 3 months: €165.62 rate · balance €25,165.62After 4 months: €220.83 rate · balance €25,220.83After 5 months: €276.04 rate · balance €25,276.04After 6 months: €331.25 rate · balance €25,331.25After 7 months: €386.46 rate · balance €25,386.46After 8 months: €441.67 rate · balance €25,441.67After 9 months: €496.87 rate · balance €25,496.87After 10 months: €552.08 rate · balance €25,552.08After 11 months: €607.29 rate · balance €25,607.29After 12 months: €662.50 rate · balance €25,662.50After 13 months: €719.17 rate · balance €25,719.17After 14 months: €775.84 rate · balance €25,775.84After 15 months: €832.51 rate · balance €25,832.51After 16 months: €889.19 rate · balance €25,889.19After 17 months: €945.86 rate · balance €25,945.86After 18 months: €1,002.53 rate · balance €26,002.53After 19 months: €1,059.20 rate · balance €26,059.20After 20 months: €1,115.87 rate · balance €26,115.87After 21 months: €1,172.54 rate · balance €26,172.54After 22 months: €1,229.21 rate · balance €26,229.21After 23 months: €1,285.88 rate · balance €26,285.88After 24 months: €1,342.56 rate · balance €26,342.56After 25 months: €1,400.73 rate · balance €26,400.73After 26 months: €1,458.90 rate · balance €26,458.90After 27 months: €1,517.08 rate · balance €26,517.08After 28 months: €1,575.25 rate · balance €26,575.25After 29 months: €1,633.42 rate · balance €26,633.42After 30 months: €1,691.59 rate · balance €26,691.60After 31 months: €1,749.77 rate · balance €26,749.77After 32 months: €1,807.94 rate · balance €26,807.94After 33 months: €1,866.11 rate · balance €26,866.11After 34 months: €1,924.29 rate · balance €26,924.29After 35 months: €1,982.46 rate · balance €26,982.46After 36 months: €2,040.63 rate · balance €27,040.63After 37 months: €2,100.35 rate · balance €27,100.35After 38 months: €2,160.06 rate · balance €27,160.06After 39 months: €2,219.78 rate · balance €27,219.78After 40 months: €2,279.49 rate · balance €27,279.49After 41 months: €2,339.21 rate · balance €27,339.21After 42 months: €2,398.92 rate · balance €27,398.92After 43 months: €2,458.64 rate · balance €27,458.64After 44 months: €2,518.35 rate · balance €27,518.35After 45 months: €2,578.07 rate · balance €27,578.07After 46 months: €2,637.78 rate · balance €27,637.78After 47 months: €2,697.50 rate · balance €27,697.50After 48 months: €2,757.21 rate · balance €27,757.21After 49 months: €2,818.51 rate · balance €27,818.51After 50 months: €2,879.80 rate · balance €27,879.80After 51 months: €2,941.10 rate · balance €27,941.10After 52 months: €3,002.40 rate · balance €28,002.40After 53 months: €3,063.70 rate · balance €28,063.70After 54 months: €3,124.99 rate · balance €28,124.99After 55 months: €3,186.29 rate · balance €28,186.29After 56 months: €3,247.59 rate · balance €28,247.59After 57 months: €3,308.88 rate · balance €28,308.88After 58 months: €3,370.18 rate · balance €28,370.18After 59 months: €3,431.48 rate · balance €28,431.48After 60 months: €3,492.78 rate · balance €28,492.78After 61 months: €3,555.70 rate · balance €28,555.70After 62 months: €3,618.62 rate · balance €28,618.62After 63 months: €3,681.54 rate · balance €28,681.54After 64 months: €3,744.46 rate · balance €28,744.46After 65 months: €3,807.38 rate · balance €28,807.38After 66 months: €3,870.31 rate · balance €28,870.31After 67 months: €3,933.23 rate · balance €28,933.23After 68 months: €3,996.15 rate · balance €28,996.15After 69 months: €4,059.07 rate · balance €29,059.07After 70 months: €4,121.99 rate · balance €29,121.99After 71 months: €4,184.91 rate · balance €29,184.91After 72 months: €4,247.83 rate · balance €29,247.83After 73 months: €4,312.42 rate · balance €29,312.42After 74 months: €4,377.01 rate · balance €29,377.01After 75 months: €4,441.60 rate · balance €29,441.60After 76 months: €4,506.19 rate · balance €29,506.19After 77 months: €4,570.78 rate · balance €29,570.78After 78 months: €4,635.37 rate · balance €29,635.37After 79 months: €4,699.96 rate · balance €29,699.96After 80 months: €4,764.55 rate · balance €29,764.55After 81 months: €4,829.14 rate · balance €29,829.14After 82 months: €4,893.72 rate · balance €29,893.72After 83 months: €4,958.31 rate · balance €29,958.31After 84 months: €5,022.90 rate · balance €30,022.90After 85 months: €5,089.20 rate · balance €30,089.20After 86 months: €5,155.50 rate · balance €30,155.50After 87 months: €5,221.80 rate · balance €30,221.80After 88 months: €5,288.10 rate · balance €30,288.10After 89 months: €5,354.41 rate · balance €30,354.41After 90 months: €5,420.71 rate · balance €30,420.71After 91 months: €5,487.01 rate · balance €30,487.01After 92 months: €5,553.31 rate · balance €30,553.31After 93 months: €5,619.61 rate · balance €30,619.61After 94 months: €5,685.91 rate · balance €30,685.91After 95 months: €5,752.21 rate · balance €30,752.21After 96 months: €5,818.51 rate · balance €30,818.51After 97 months: €5,886.57 rate · balance €30,886.57After 98 months: €5,954.62 rate · balance €30,954.62After 99 months: €6,022.68 rate · balance €31,022.68After 100 months: €6,090.74 rate · balance €31,090.74After 101 months: €6,158.80 rate · balance €31,158.80After 102 months: €6,226.85 rate · balance €31,226.85After 103 months: €6,294.91 rate · balance €31,294.91After 104 months: €6,362.97 rate · balance €31,362.97After 105 months: €6,431.03 rate · balance €31,431.03After 106 months: €6,499.08 rate · balance €31,499.08After 107 months: €6,567.14 rate · balance €31,567.14After 108 months: €6,635.20 rate · balance €31,635.20
€ 0€ 2,5k€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs€6,635After 1 month: €55.21 rate · balance €25,055.21After 2 months: €110.42 rate · balance €25,110.42After 3 months: €165.62 rate · balance €25,165.62After 4 months: €220.83 rate · balance €25,220.83After 5 months: €276.04 rate · balance €25,276.04After 6 months: €331.25 rate · balance €25,331.25After 7 months: €386.46 rate · balance €25,386.46After 8 months: €441.67 rate · balance €25,441.67After 9 months: €496.87 rate · balance €25,496.87After 10 months: €552.08 rate · balance €25,552.08After 11 months: €607.29 rate · balance €25,607.29After 12 months: €662.50 rate · balance €25,662.50After 13 months: €719.17 rate · balance €25,719.17After 14 months: €775.84 rate · balance €25,775.84After 15 months: €832.51 rate · balance €25,832.51After 16 months: €889.19 rate · balance €25,889.19After 17 months: €945.86 rate · balance €25,945.86After 18 months: €1,002.53 rate · balance €26,002.53After 19 months: €1,059.20 rate · balance €26,059.20After 20 months: €1,115.87 rate · balance €26,115.87After 21 months: €1,172.54 rate · balance €26,172.54After 22 months: €1,229.21 rate · balance €26,229.21After 23 months: €1,285.88 rate · balance €26,285.88After 24 months: €1,342.56 rate · balance €26,342.56After 25 months: €1,400.73 rate · balance €26,400.73After 26 months: €1,458.90 rate · balance €26,458.90After 27 months: €1,517.08 rate · balance €26,517.08After 28 months: €1,575.25 rate · balance €26,575.25After 29 months: €1,633.42 rate · balance €26,633.42After 30 months: €1,691.59 rate · balance €26,691.60After 31 months: €1,749.77 rate · balance €26,749.77After 32 months: €1,807.94 rate · balance €26,807.94After 33 months: €1,866.11 rate · balance €26,866.11After 34 months: €1,924.29 rate · balance €26,924.29After 35 months: €1,982.46 rate · balance €26,982.46After 36 months: €2,040.63 rate · balance €27,040.63After 37 months: €2,100.35 rate · balance €27,100.35After 38 months: €2,160.06 rate · balance €27,160.06After 39 months: €2,219.78 rate · balance €27,219.78After 40 months: €2,279.49 rate · balance €27,279.49After 41 months: €2,339.21 rate · balance €27,339.21After 42 months: €2,398.92 rate · balance €27,398.92After 43 months: €2,458.64 rate · balance €27,458.64After 44 months: €2,518.35 rate · balance €27,518.35After 45 months: €2,578.07 rate · balance €27,578.07After 46 months: €2,637.78 rate · balance €27,637.78After 47 months: €2,697.50 rate · balance €27,697.50After 48 months: €2,757.21 rate · balance €27,757.21After 49 months: €2,818.51 rate · balance €27,818.51After 50 months: €2,879.80 rate · balance €27,879.80After 51 months: €2,941.10 rate · balance €27,941.10After 52 months: €3,002.40 rate · balance €28,002.40After 53 months: €3,063.70 rate · balance €28,063.70After 54 months: €3,124.99 rate · balance €28,124.99After 55 months: €3,186.29 rate · balance €28,186.29After 56 months: €3,247.59 rate · balance €28,247.59After 57 months: €3,308.88 rate · balance €28,308.88After 58 months: €3,370.18 rate · balance €28,370.18After 59 months: €3,431.48 rate · balance €28,431.48After 60 months: €3,492.78 rate · balance €28,492.78After 61 months: €3,555.70 rate · balance €28,555.70After 62 months: €3,618.62 rate · balance €28,618.62After 63 months: €3,681.54 rate · balance €28,681.54After 64 months: €3,744.46 rate · balance €28,744.46After 65 months: €3,807.38 rate · balance €28,807.38After 66 months: €3,870.31 rate · balance €28,870.31After 67 months: €3,933.23 rate · balance €28,933.23After 68 months: €3,996.15 rate · balance €28,996.15After 69 months: €4,059.07 rate · balance €29,059.07After 70 months: €4,121.99 rate · balance €29,121.99After 71 months: €4,184.91 rate · balance €29,184.91After 72 months: €4,247.83 rate · balance €29,247.83After 73 months: €4,312.42 rate · balance €29,312.42After 74 months: €4,377.01 rate · balance €29,377.01After 75 months: €4,441.60 rate · balance €29,441.60After 76 months: €4,506.19 rate · balance €29,506.19After 77 months: €4,570.78 rate · balance €29,570.78After 78 months: €4,635.37 rate · balance €29,635.37After 79 months: €4,699.96 rate · balance €29,699.96After 80 months: €4,764.55 rate · balance €29,764.55After 81 months: €4,829.14 rate · balance €29,829.14After 82 months: €4,893.72 rate · balance €29,893.72After 83 months: €4,958.31 rate · balance €29,958.31After 84 months: €5,022.90 rate · balance €30,022.90After 85 months: €5,089.20 rate · balance €30,089.20After 86 months: €5,155.50 rate · balance €30,155.50After 87 months: €5,221.80 rate · balance €30,221.80After 88 months: €5,288.10 rate · balance €30,288.10After 89 months: €5,354.41 rate · balance €30,354.41After 90 months: €5,420.71 rate · balance €30,420.71After 91 months: €5,487.01 rate · balance €30,487.01After 92 months: €5,553.31 rate · balance €30,553.31After 93 months: €5,619.61 rate · balance €30,619.61After 94 months: €5,685.91 rate · balance €30,685.91After 95 months: €5,752.21 rate · balance €30,752.21After 96 months: €5,818.51 rate · balance €30,818.51After 97 months: €5,886.57 rate · balance €30,886.57After 98 months: €5,954.62 rate · balance €30,954.62After 99 months: €6,022.68 rate · balance €31,022.68After 100 months: €6,090.74 rate · balance €31,090.74After 101 months: €6,158.80 rate · balance €31,158.80After 102 months: €6,226.85 rate · balance €31,226.85After 103 months: €6,294.91 rate · balance €31,294.91After 104 months: €6,362.97 rate · balance €31,362.97After 105 months: €6,431.03 rate · balance €31,431.03After 106 months: €6,499.08 rate · balance €31,499.08After 107 months: €6,567.14 rate · balance €31,567.14After 108 months: €6,635.20 rate · balance €31,635.20
Per year
AfterInterest up to thenBalance
1 year€662€25,662
2 years€1,343€26,343
3 years€2,041€27,041
4 years€2,757€27,757
5 years€3,493€28,493
6 years€4,248€29,248
7 years€5,023€30,023
8 years€5,819€30,819
9 years€6,635€31,635

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
7 years · 2.50% · Direct
8 years · 2.60% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct