RabobankRabo DoelSparen

Deposit · 9 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.85%
9 years fixed
since 13 Oct 2026
Your return on €25,000
€713
per year, annualised · €7,194 total over 9 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 9 years: €7,194.
Interest built up over 9 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs€7,194After 1 month: €59.38 rate · balance €25,059.38After 2 months: €118.75 rate · balance €25,118.75After 3 months: €178.13 rate · balance €25,178.13After 4 months: €237.50 rate · balance €25,237.50After 5 months: €296.88 rate · balance €25,296.88After 6 months: €356.25 rate · balance €25,356.25After 7 months: €415.63 rate · balance €25,415.63After 8 months: €475 rate · balance €25,475After 9 months: €534.38 rate · balance €25,534.38After 10 months: €593.75 rate · balance €25,593.75After 11 months: €653.13 rate · balance €25,653.13After 12 months: €712.50 rate · balance €25,712.50After 13 months: €773.57 rate · balance €25,773.57After 14 months: €834.63 rate · balance €25,834.63After 15 months: €895.70 rate · balance €25,895.70After 16 months: €956.77 rate · balance €25,956.77After 17 months: €1,017.84 rate · balance €26,017.84After 18 months: €1,078.90 rate · balance €26,078.90After 19 months: €1,139.97 rate · balance €26,139.97After 20 months: €1,201.04 rate · balance €26,201.04After 21 months: €1,262.10 rate · balance €26,262.10After 22 months: €1,323.17 rate · balance €26,323.17After 23 months: €1,384.24 rate · balance €26,384.24After 24 months: €1,445.31 rate · balance €26,445.31After 25 months: €1,508.11 rate · balance €26,508.11After 26 months: €1,570.92 rate · balance €26,570.92After 27 months: €1,633.73 rate · balance €26,633.73After 28 months: €1,696.54 rate · balance €26,696.54After 29 months: €1,759.34 rate · balance €26,759.34After 30 months: €1,822.15 rate · balance €26,822.15After 31 months: €1,884.96 rate · balance €26,884.96After 32 months: €1,947.77 rate · balance €26,947.77After 33 months: €2,010.57 rate · balance €27,010.57After 34 months: €2,073.38 rate · balance €27,073.38After 35 months: €2,136.19 rate · balance €27,136.19After 36 months: €2,199.00 rate · balance €27,199.00After 37 months: €2,263.60 rate · balance €27,263.60After 38 months: €2,328.19 rate · balance €27,328.19After 39 months: €2,392.79 rate · balance €27,392.79After 40 months: €2,457.39 rate · balance €27,457.39After 41 months: €2,521.99 rate · balance €27,521.99After 42 months: €2,586.58 rate · balance €27,586.58After 43 months: €2,651.18 rate · balance €27,651.18After 44 months: €2,715.78 rate · balance €27,715.78After 45 months: €2,780.38 rate · balance €27,780.38After 46 months: €2,844.97 rate · balance €27,844.97After 47 months: €2,909.57 rate · balance €27,909.57After 48 months: €2,974.17 rate · balance €27,974.17After 49 months: €3,040.61 rate · balance €28,040.61After 50 months: €3,107.05 rate · balance €28,107.05After 51 months: €3,173.48 rate · balance €28,173.48After 52 months: €3,239.92 rate · balance €28,239.92After 53 months: €3,306.36 rate · balance €28,306.36After 54 months: €3,372.80 rate · balance €28,372.80After 55 months: €3,439.24 rate · balance €28,439.24After 56 months: €3,505.68 rate · balance €28,505.68After 57 months: €3,572.12 rate · balance €28,572.12After 58 months: €3,638.56 rate · balance €28,638.56After 59 months: €3,704.99 rate · balance €28,704.99After 60 months: €3,771.43 rate · balance €28,771.43After 61 months: €3,839.77 rate · balance €28,839.77After 62 months: €3,908.10 rate · balance €28,908.10After 63 months: €3,976.43 rate · balance €28,976.43After 64 months: €4,044.76 rate · balance €29,044.76After 65 months: €4,113.09 rate · balance €29,113.09After 66 months: €4,181.43 rate · balance €29,181.43After 67 months: €4,249.76 rate · balance €29,249.76After 68 months: €4,318.09 rate · balance €29,318.09After 69 months: €4,386.42 rate · balance €29,386.42After 70 months: €4,454.76 rate · balance €29,454.76After 71 months: €4,523.09 rate · balance €29,523.09After 72 months: €4,591.42 rate · balance €29,591.42After 73 months: €4,661.70 rate · balance €29,661.70After 74 months: €4,731.98 rate · balance €29,731.98After 75 months: €4,802.26 rate · balance €29,802.26After 76 months: €4,872.54 rate · balance €29,872.54After 77 months: €4,942.82 rate · balance €29,942.82After 78 months: €5,013.10 rate · balance €30,013.10After 79 months: €5,083.38 rate · balance €30,083.38After 80 months: €5,153.66 rate · balance €30,153.66After 81 months: €5,223.94 rate · balance €30,223.94After 82 months: €5,294.22 rate · balance €30,294.22After 83 months: €5,364.50 rate · balance €30,364.50After 84 months: €5,434.77 rate · balance €30,434.77After 85 months: €5,507.06 rate · balance €30,507.06After 86 months: €5,579.34 rate · balance €30,579.34After 87 months: €5,651.62 rate · balance €30,651.62After 88 months: €5,723.91 rate · balance €30,723.91After 89 months: €5,796.19 rate · balance €30,796.19After 90 months: €5,868.47 rate · balance €30,868.47After 91 months: €5,940.75 rate · balance €30,940.75After 92 months: €6,013.04 rate · balance €31,013.04After 93 months: €6,085.32 rate · balance €31,085.32After 94 months: €6,157.60 rate · balance €31,157.60After 95 months: €6,229.88 rate · balance €31,229.88After 96 months: €6,302.17 rate · balance €31,302.17After 97 months: €6,376.51 rate · balance €31,376.51After 98 months: €6,450.85 rate · balance €31,450.85After 99 months: €6,525.19 rate · balance €31,525.19After 100 months: €6,599.54 rate · balance €31,599.54After 101 months: €6,673.88 rate · balance €31,673.88After 102 months: €6,748.22 rate · balance €31,748.22After 103 months: €6,822.56 rate · balance €31,822.56After 104 months: €6,896.91 rate · balance €31,896.91After 105 months: €6,971.25 rate · balance €31,971.25After 106 months: €7,045.59 rate · balance €32,045.59After 107 months: €7,119.93 rate · balance €32,119.93After 108 months: €7,194.28 rate · balance €32,194.28
Per year
AfterInterest up to thenBalance
1 year€713€25,713
2 years€1,445€26,445
3 years€2,199€27,199
4 years€2,974€27,974
5 years€3,771€28,771
6 years€4,591€29,591
7 years€5,435€30,435
8 years€6,302€31,302
9 years€7,194€32,194

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 9 tot 10 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%12 Feb 202624 Jun 2026now2.85%2.65% from 12 Feb 2026 until 15 Sep 20262.65% from 15 Sep 2026 until 13 Oct 20262.85% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.85%current
15 Sep 20262.65%13 Oct 2026
12 Feb 20262.65%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (108 mo): 2.65% → 2.85%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (108 mo): 2.85% announced from 2026-10-14 (now 2.65%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (108 mo) 2.65%

Rate checked on 2 Nov 2026.

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