RabobankRabo DoelSparen

Deposit · 1 year · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
1.85%
1 year fixed
since 13 Oct 2026
Your return on €50,000
€925
interest per year
Deposit guarantee
€50,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €925.
Interest built up over 1 year
€ 0€ 500start6 mo1 yr€925After 1 month: €77.08 rate · balance €50,077.08After 2 months: €154.17 rate · balance €50,154.17After 3 months: €231.25 rate · balance €50,231.25After 4 months: €308.33 rate · balance €50,308.33After 5 months: €385.42 rate · balance €50,385.42After 6 months: €462.50 rate · balance €50,462.50After 7 months: €539.58 rate · balance €50,539.58After 8 months: €616.67 rate · balance €50,616.67After 9 months: €693.75 rate · balance €50,693.75After 10 months: €770.83 rate · balance €50,770.83After 11 months: €847.92 rate · balance €50,847.92After 12 months: €925.00 rate · balance €50,925.00

Rate and conditions

BalanceRate
€0 – and up1.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
1 year fixed · early withdrawal with loss of interest
Term
1 year
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 1 tot 2 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€50,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.25%1.50%1.75%2.00%2.25%15 Sep 20269 Oct 2026now1.85%1.65% from 15 Sep 2026 until 13 Oct 20261.85% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20261.85%current
15 Sep 20261.65%13 Oct 2026

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (12 mo): 1.65% → 1.85%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (12 mo): 1.85% announced from 2026-10-14 (now 1.65%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (12 mo) 1.65%

Rate checked on 2 Nov 2026.

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