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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 11 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.75%
11 years fixed
Your return on €16,800
€462
per year, annualised · €5,842 total over 11 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 11 years: €5,842.
Interest built up over 11 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
11 years fixed · early withdrawal with loss of interest
Term
11 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 11 tot 12 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.75% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (132 mo) 2.75%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€5,842After 1 month: €38.50 rate · balance €16,838.50After 2 months: €77 rate · balance €16,877After 3 months: €115.50 rate · balance €16,915.50After 4 months: €154 rate · balance €16,954After 5 months: €192.50 rate · balance €16,992.50After 6 months: €231 rate · balance €17,031After 7 months: €269.50 rate · balance €17,069.50After 8 months: €308 rate · balance €17,108After 9 months: €346.50 rate · balance €17,146.50After 10 months: €385 rate · balance €17,185After 11 months: €423.50 rate · balance €17,223.50After 12 months: €462 rate · balance €17,262After 13 months: €501.56 rate · balance €17,301.56After 14 months: €541.12 rate · balance €17,341.12After 15 months: €580.68 rate · balance €17,380.68After 16 months: €620.24 rate · balance €17,420.24After 17 months: €659.79 rate · balance €17,459.79After 18 months: €699.35 rate · balance €17,499.35After 19 months: €738.91 rate · balance €17,538.91After 20 months: €778.47 rate · balance €17,578.47After 21 months: €818.03 rate · balance €17,618.03After 22 months: €857.59 rate · balance €17,657.59After 23 months: €897.15 rate · balance €17,697.15After 24 months: €936.71 rate · balance €17,736.71After 25 months: €977.35 rate · balance €17,777.35After 26 months: €1,018.00 rate · balance €17,818.00After 27 months: €1,058.65 rate · balance €17,858.65After 28 months: €1,099.29 rate · balance €17,899.29After 29 months: €1,139.94 rate · balance €17,939.94After 30 months: €1,180.59 rate · balance €17,980.59After 31 months: €1,221.23 rate · balance €18,021.23After 32 months: €1,261.88 rate · balance €18,061.88After 33 months: €1,302.53 rate · balance €18,102.53After 34 months: €1,343.17 rate · balance €18,143.17After 35 months: €1,383.82 rate · balance €18,183.82After 36 months: €1,424.46 rate · balance €18,224.46After 37 months: €1,466.23 rate · balance €18,266.23After 38 months: €1,507.99 rate · balance €18,307.99After 39 months: €1,549.76 rate · balance €18,349.76After 40 months: €1,591.52 rate · balance €18,391.52After 41 months: €1,633.29 rate · balance €18,433.29After 42 months: €1,675.05 rate · balance €18,475.05After 43 months: €1,716.82 rate · balance €18,516.82After 44 months: €1,758.58 rate · balance €18,558.58After 45 months: €1,800.34 rate · balance €18,600.34After 46 months: €1,842.11 rate · balance €18,642.11After 47 months: €1,883.87 rate · balance €18,683.87After 48 months: €1,925.64 rate · balance €18,725.64After 49 months: €1,968.55 rate · balance €18,768.55After 50 months: €2,011.46 rate · balance €18,811.46After 51 months: €2,054.38 rate · balance €18,854.38After 52 months: €2,097.29 rate · balance €18,897.29After 53 months: €2,140.20 rate · balance €18,940.20After 54 months: €2,183.12 rate · balance €18,983.12After 55 months: €2,226.03 rate · balance €19,026.03After 56 months: €2,268.94 rate · balance €19,068.94After 57 months: €2,311.85 rate · balance €19,111.85After 58 months: €2,354.77 rate · balance €19,154.77After 59 months: €2,397.68 rate · balance €19,197.68After 60 months: €2,440.59 rate · balance €19,240.59After 61 months: €2,484.69 rate · balance €19,284.69After 62 months: €2,528.78 rate · balance €19,328.78After 63 months: €2,572.87 rate · balance €19,372.87After 64 months: €2,616.96 rate · balance €19,416.96After 65 months: €2,661.06 rate · balance €19,461.06After 66 months: €2,705.15 rate · balance €19,505.15After 67 months: €2,749.24 rate · balance €19,549.24After 68 months: €2,793.34 rate · balance €19,593.34After 69 months: €2,837.43 rate · balance €19,637.43After 70 months: €2,881.52 rate · balance €19,681.52After 71 months: €2,925.62 rate · balance €19,725.62After 72 months: €2,969.71 rate · balance €19,769.71After 73 months: €3,015.01 rate · balance €19,815.01After 74 months: €3,060.32 rate · balance €19,860.32After 75 months: €3,105.63 rate · balance €19,905.63After 76 months: €3,150.93 rate · balance €19,950.93After 77 months: €3,196.24 rate · balance €19,996.24After 78 months: €3,241.54 rate · balance €20,041.54After 79 months: €3,286.85 rate · balance €20,086.85After 80 months: €3,332.15 rate · balance €20,132.15After 81 months: €3,377.46 rate · balance €20,177.46After 82 months: €3,422.76 rate · balance €20,222.76After 83 months: €3,468.07 rate · balance €20,268.07After 84 months: €3,513.38 rate · balance €20,313.38After 85 months: €3,559.93 rate · balance €20,359.93After 86 months: €3,606.48 rate · balance €20,406.48After 87 months: €3,653.03 rate · balance €20,453.03After 88 months: €3,699.58 rate · balance €20,499.58After 89 months: €3,746.13 rate · balance €20,546.13After 90 months: €3,792.68 rate · balance €20,592.68After 91 months: €3,839.24 rate · balance €20,639.24After 92 months: €3,885.79 rate · balance €20,685.79After 93 months: €3,932.34 rate · balance €20,732.34After 94 months: €3,978.89 rate · balance €20,778.89After 95 months: €4,025.44 rate · balance €20,825.44After 96 months: €4,071.99 rate · balance €20,871.99After 97 months: €4,119.83 rate · balance €20,919.83After 98 months: €4,167.66 rate · balance €20,967.66After 99 months: €4,215.49 rate · balance €21,015.49After 100 months: €4,263.32 rate · balance €21,063.32After 101 months: €4,311.15 rate · balance €21,111.15After 102 months: €4,358.98 rate · balance €21,158.98After 103 months: €4,406.82 rate · balance €21,206.82After 104 months: €4,454.65 rate · balance €21,254.65After 105 months: €4,502.48 rate · balance €21,302.48After 106 months: €4,550.31 rate · balance €21,350.31After 107 months: €4,598.14 rate · balance €21,398.14After 108 months: €4,645.97 rate · balance €21,445.97After 109 months: €4,695.12 rate · balance €21,495.12After 110 months: €4,744.27 rate · balance €21,544.27After 111 months: €4,793.41 rate · balance €21,593.41After 112 months: €4,842.56 rate · balance €21,642.56After 113 months: €4,891.71 rate · balance €21,691.71After 114 months: €4,940.86 rate · balance €21,740.86After 115 months: €4,990.00 rate · balance €21,790.00After 116 months: €5,039.15 rate · balance €21,839.15After 117 months: €5,088.30 rate · balance €21,888.30After 118 months: €5,137.44 rate · balance €21,937.44After 119 months: €5,186.59 rate · balance €21,986.59After 120 months: €5,235.74 rate · balance €22,035.74After 121 months: €5,286.24 rate · balance €22,086.24After 122 months: €5,336.74 rate · balance €22,136.74After 123 months: €5,387.23 rate · balance €22,187.23After 124 months: €5,437.73 rate · balance €22,237.73After 125 months: €5,488.23 rate · balance €22,288.23After 126 months: €5,538.73 rate · balance €22,338.73After 127 months: €5,589.23 rate · balance €22,389.23After 128 months: €5,639.73 rate · balance €22,439.73After 129 months: €5,690.23 rate · balance €22,490.23After 130 months: €5,740.72 rate · balance €22,540.72After 131 months: €5,791.22 rate · balance €22,591.22After 132 months: €5,841.72 rate · balance €22,641.72
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs11 yrs€5,842After 1 month: €38.50 rate · balance €16,838.50After 2 months: €77 rate · balance €16,877After 3 months: €115.50 rate · balance €16,915.50After 4 months: €154 rate · balance €16,954After 5 months: €192.50 rate · balance €16,992.50After 6 months: €231 rate · balance €17,031After 7 months: €269.50 rate · balance €17,069.50After 8 months: €308 rate · balance €17,108After 9 months: €346.50 rate · balance €17,146.50After 10 months: €385 rate · balance €17,185After 11 months: €423.50 rate · balance €17,223.50After 12 months: €462 rate · balance €17,262After 13 months: €501.56 rate · balance €17,301.56After 14 months: €541.12 rate · balance €17,341.12After 15 months: €580.68 rate · balance €17,380.68After 16 months: €620.24 rate · balance €17,420.24After 17 months: €659.79 rate · balance €17,459.79After 18 months: €699.35 rate · balance €17,499.35After 19 months: €738.91 rate · balance €17,538.91After 20 months: €778.47 rate · balance €17,578.47After 21 months: €818.03 rate · balance €17,618.03After 22 months: €857.59 rate · balance €17,657.59After 23 months: €897.15 rate · balance €17,697.15After 24 months: €936.71 rate · balance €17,736.71After 25 months: €977.35 rate · balance €17,777.35After 26 months: €1,018.00 rate · balance €17,818.00After 27 months: €1,058.65 rate · balance €17,858.65After 28 months: €1,099.29 rate · balance €17,899.29After 29 months: €1,139.94 rate · balance €17,939.94After 30 months: €1,180.59 rate · balance €17,980.59After 31 months: €1,221.23 rate · balance €18,021.23After 32 months: €1,261.88 rate · balance €18,061.88After 33 months: €1,302.53 rate · balance €18,102.53After 34 months: €1,343.17 rate · balance €18,143.17After 35 months: €1,383.82 rate · balance €18,183.82After 36 months: €1,424.46 rate · balance €18,224.46After 37 months: €1,466.23 rate · balance €18,266.23After 38 months: €1,507.99 rate · balance €18,307.99After 39 months: €1,549.76 rate · balance €18,349.76After 40 months: €1,591.52 rate · balance €18,391.52After 41 months: €1,633.29 rate · balance €18,433.29After 42 months: €1,675.05 rate · balance €18,475.05After 43 months: €1,716.82 rate · balance €18,516.82After 44 months: €1,758.58 rate · balance €18,558.58After 45 months: €1,800.34 rate · balance €18,600.34After 46 months: €1,842.11 rate · balance €18,642.11After 47 months: €1,883.87 rate · balance €18,683.87After 48 months: €1,925.64 rate · balance €18,725.64After 49 months: €1,968.55 rate · balance €18,768.55After 50 months: €2,011.46 rate · balance €18,811.46After 51 months: €2,054.38 rate · balance €18,854.38After 52 months: €2,097.29 rate · balance €18,897.29After 53 months: €2,140.20 rate · balance €18,940.20After 54 months: €2,183.12 rate · balance €18,983.12After 55 months: €2,226.03 rate · balance €19,026.03After 56 months: €2,268.94 rate · balance €19,068.94After 57 months: €2,311.85 rate · balance €19,111.85After 58 months: €2,354.77 rate · balance €19,154.77After 59 months: €2,397.68 rate · balance €19,197.68After 60 months: €2,440.59 rate · balance €19,240.59After 61 months: €2,484.69 rate · balance €19,284.69After 62 months: €2,528.78 rate · balance €19,328.78After 63 months: €2,572.87 rate · balance €19,372.87After 64 months: €2,616.96 rate · balance €19,416.96After 65 months: €2,661.06 rate · balance €19,461.06After 66 months: €2,705.15 rate · balance €19,505.15After 67 months: €2,749.24 rate · balance €19,549.24After 68 months: €2,793.34 rate · balance €19,593.34After 69 months: €2,837.43 rate · balance €19,637.43After 70 months: €2,881.52 rate · balance €19,681.52After 71 months: €2,925.62 rate · balance €19,725.62After 72 months: €2,969.71 rate · balance €19,769.71After 73 months: €3,015.01 rate · balance €19,815.01After 74 months: €3,060.32 rate · balance €19,860.32After 75 months: €3,105.63 rate · balance €19,905.63After 76 months: €3,150.93 rate · balance €19,950.93After 77 months: €3,196.24 rate · balance €19,996.24After 78 months: €3,241.54 rate · balance €20,041.54After 79 months: €3,286.85 rate · balance €20,086.85After 80 months: €3,332.15 rate · balance €20,132.15After 81 months: €3,377.46 rate · balance €20,177.46After 82 months: €3,422.76 rate · balance €20,222.76After 83 months: €3,468.07 rate · balance €20,268.07After 84 months: €3,513.38 rate · balance €20,313.38After 85 months: €3,559.93 rate · balance €20,359.93After 86 months: €3,606.48 rate · balance €20,406.48After 87 months: €3,653.03 rate · balance €20,453.03After 88 months: €3,699.58 rate · balance €20,499.58After 89 months: €3,746.13 rate · balance €20,546.13After 90 months: €3,792.68 rate · balance €20,592.68After 91 months: €3,839.24 rate · balance €20,639.24After 92 months: €3,885.79 rate · balance €20,685.79After 93 months: €3,932.34 rate · balance €20,732.34After 94 months: €3,978.89 rate · balance €20,778.89After 95 months: €4,025.44 rate · balance €20,825.44After 96 months: €4,071.99 rate · balance €20,871.99After 97 months: €4,119.83 rate · balance €20,919.83After 98 months: €4,167.66 rate · balance €20,967.66After 99 months: €4,215.49 rate · balance €21,015.49After 100 months: €4,263.32 rate · balance €21,063.32After 101 months: €4,311.15 rate · balance €21,111.15After 102 months: €4,358.98 rate · balance €21,158.98After 103 months: €4,406.82 rate · balance €21,206.82After 104 months: €4,454.65 rate · balance €21,254.65After 105 months: €4,502.48 rate · balance €21,302.48After 106 months: €4,550.31 rate · balance €21,350.31After 107 months: €4,598.14 rate · balance €21,398.14After 108 months: €4,645.97 rate · balance €21,445.97After 109 months: €4,695.12 rate · balance €21,495.12After 110 months: €4,744.27 rate · balance €21,544.27After 111 months: €4,793.41 rate · balance €21,593.41After 112 months: €4,842.56 rate · balance €21,642.56After 113 months: €4,891.71 rate · balance €21,691.71After 114 months: €4,940.86 rate · balance €21,740.86After 115 months: €4,990.00 rate · balance €21,790.00After 116 months: €5,039.15 rate · balance €21,839.15After 117 months: €5,088.30 rate · balance €21,888.30After 118 months: €5,137.44 rate · balance €21,937.44After 119 months: €5,186.59 rate · balance €21,986.59After 120 months: €5,235.74 rate · balance €22,035.74After 121 months: €5,286.24 rate · balance €22,086.24After 122 months: €5,336.74 rate · balance €22,136.74After 123 months: €5,387.23 rate · balance €22,187.23After 124 months: €5,437.73 rate · balance €22,237.73After 125 months: €5,488.23 rate · balance €22,288.23After 126 months: €5,538.73 rate · balance €22,338.73After 127 months: €5,589.23 rate · balance €22,389.23After 128 months: €5,639.73 rate · balance €22,439.73After 129 months: €5,690.23 rate · balance €22,490.23After 130 months: €5,740.72 rate · balance €22,540.72After 131 months: €5,791.22 rate · balance €22,591.22After 132 months: €5,841.72 rate · balance €22,641.72
Per year
AfterInterest up to thenBalance
1 year€462€17,262
2 years€937€17,737
3 years€1,424€18,224
4 years€1,926€18,726
5 years€2,441€19,241
6 years€2,970€19,770
7 years€3,513€20,313
8 years€4,072€20,872
9 years€4,646€21,446
10 years€5,236€22,036
11 years€5,842€22,642

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct