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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 11 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.75%
11 years fixed
Your return on €25,000
€688
per year, annualised · €8,693 total over 11 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 11 years: €8,693.
Interest built up over 11 years
€ 0€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
11 years fixed · early withdrawal with loss of interest
Term
11 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 11 tot 12 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.75% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (132 mo) 2.75%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€8,693After 1 month: €57.29 rate · balance €25,057.29After 2 months: €114.58 rate · balance €25,114.58After 3 months: €171.88 rate · balance €25,171.88After 4 months: €229.17 rate · balance €25,229.17After 5 months: €286.46 rate · balance €25,286.46After 6 months: €343.75 rate · balance €25,343.75After 7 months: €401.04 rate · balance €25,401.04After 8 months: €458.33 rate · balance €25,458.33After 9 months: €515.63 rate · balance €25,515.63After 10 months: €572.92 rate · balance €25,572.92After 11 months: €630.21 rate · balance €25,630.21After 12 months: €687.50 rate · balance €25,687.50After 13 months: €746.37 rate · balance €25,746.37After 14 months: €805.23 rate · balance €25,805.23After 15 months: €864.10 rate · balance €25,864.10After 16 months: €922.97 rate · balance €25,922.97After 17 months: €981.84 rate · balance €25,981.84After 18 months: €1,040.70 rate · balance €26,040.70After 19 months: €1,099.57 rate · balance €26,099.57After 20 months: €1,158.44 rate · balance €26,158.44After 21 months: €1,217.31 rate · balance €26,217.31After 22 months: €1,276.17 rate · balance €26,276.17After 23 months: €1,335.04 rate · balance €26,335.04After 24 months: €1,393.91 rate · balance €26,393.91After 25 months: €1,454.39 rate · balance €26,454.39After 26 months: €1,514.88 rate · balance €26,514.88After 27 months: €1,575.36 rate · balance €26,575.36After 28 months: €1,635.85 rate · balance €26,635.85After 29 months: €1,696.34 rate · balance €26,696.34After 30 months: €1,756.82 rate · balance €26,756.82After 31 months: €1,817.31 rate · balance €26,817.31After 32 months: €1,877.79 rate · balance €26,877.79After 33 months: €1,938.28 rate · balance €26,938.28After 34 months: €1,998.77 rate · balance €26,998.77After 35 months: €2,059.25 rate · balance €27,059.25After 36 months: €2,119.74 rate · balance €27,119.74After 37 months: €2,181.89 rate · balance €27,181.89After 38 months: €2,244.04 rate · balance €27,244.04After 39 months: €2,306.19 rate · balance €27,306.19After 40 months: €2,368.34 rate · balance €27,368.34After 41 months: €2,430.49 rate · balance €27,430.49After 42 months: €2,492.64 rate · balance €27,492.64After 43 months: €2,554.78 rate · balance €27,554.78After 44 months: €2,616.93 rate · balance €27,616.93After 45 months: €2,679.08 rate · balance €27,679.08After 46 months: €2,741.23 rate · balance €27,741.23After 47 months: €2,803.38 rate · balance €27,803.38After 48 months: €2,865.53 rate · balance €27,865.53After 49 months: €2,929.39 rate · balance €27,929.39After 50 months: €2,993.25 rate · balance €27,993.25After 51 months: €3,057.11 rate · balance €28,057.11After 52 months: €3,120.97 rate · balance €28,120.97After 53 months: €3,184.82 rate · balance €28,184.82After 54 months: €3,248.68 rate · balance €28,248.68After 55 months: €3,312.54 rate · balance €28,312.54After 56 months: €3,376.40 rate · balance €28,376.40After 57 months: €3,440.26 rate · balance €28,440.26After 58 months: €3,504.12 rate · balance €28,504.12After 59 months: €3,567.98 rate · balance €28,567.98After 60 months: €3,631.83 rate · balance €28,631.83After 61 months: €3,697.45 rate · balance €28,697.45After 62 months: €3,763.06 rate · balance €28,763.06After 63 months: €3,828.68 rate · balance €28,828.68After 64 months: €3,894.29 rate · balance €28,894.29After 65 months: €3,959.91 rate · balance €28,959.91After 66 months: €4,025.52 rate · balance €29,025.52After 67 months: €4,091.14 rate · balance €29,091.14After 68 months: €4,156.75 rate · balance €29,156.75After 69 months: €4,222.36 rate · balance €29,222.36After 70 months: €4,287.98 rate · balance €29,287.98After 71 months: €4,353.59 rate · balance €29,353.59After 72 months: €4,419.21 rate · balance €29,419.21After 73 months: €4,486.63 rate · balance €29,486.63After 74 months: €4,554.05 rate · balance €29,554.05After 75 months: €4,621.47 rate · balance €29,621.47After 76 months: €4,688.88 rate · balance €29,688.88After 77 months: €4,756.30 rate · balance €29,756.30After 78 months: €4,823.72 rate · balance €29,823.72After 79 months: €4,891.14 rate · balance €29,891.14After 80 months: €4,958.56 rate · balance €29,958.56After 81 months: €5,025.98 rate · balance €30,025.98After 82 months: €5,093.40 rate · balance €30,093.40After 83 months: €5,160.82 rate · balance €30,160.82After 84 months: €5,228.24 rate · balance €30,228.24After 85 months: €5,297.51 rate · balance €30,297.51After 86 months: €5,366.78 rate · balance €30,366.78After 87 months: €5,436.06 rate · balance €30,436.06After 88 months: €5,505.33 rate · balance €30,505.33After 89 months: €5,574.60 rate · balance €30,574.60After 90 months: €5,643.87 rate · balance €30,643.87After 91 months: €5,713.15 rate · balance €30,713.15After 92 months: €5,782.42 rate · balance €30,782.42After 93 months: €5,851.69 rate · balance €30,851.69After 94 months: €5,920.97 rate · balance €30,920.97After 95 months: €5,990.24 rate · balance €30,990.24After 96 months: €6,059.51 rate · balance €31,059.51After 97 months: €6,130.69 rate · balance €31,130.69After 98 months: €6,201.87 rate · balance €31,201.87After 99 months: €6,273.05 rate · balance €31,273.05After 100 months: €6,344.23 rate · balance €31,344.23After 101 months: €6,415.40 rate · balance €31,415.40After 102 months: €6,486.58 rate · balance €31,486.58After 103 months: €6,557.76 rate · balance €31,557.76After 104 months: €6,628.94 rate · balance €31,628.94After 105 months: €6,700.12 rate · balance €31,700.12After 106 months: €6,771.29 rate · balance €31,771.29After 107 months: €6,842.47 rate · balance €31,842.47After 108 months: €6,913.65 rate · balance €31,913.65After 109 months: €6,986.79 rate · balance €31,986.79After 110 months: €7,059.92 rate · balance €32,059.92After 111 months: €7,133.06 rate · balance €32,133.06After 112 months: €7,206.19 rate · balance €32,206.19After 113 months: €7,279.33 rate · balance €32,279.33After 114 months: €7,352.46 rate · balance €32,352.46After 115 months: €7,425.60 rate · balance €32,425.60After 116 months: €7,498.73 rate · balance €32,498.73After 117 months: €7,571.87 rate · balance €32,571.87After 118 months: €7,645.00 rate · balance €32,645.00After 119 months: €7,718.14 rate · balance €32,718.14After 120 months: €7,791.27 rate · balance €32,791.27After 121 months: €7,866.42 rate · balance €32,866.42After 122 months: €7,941.57 rate · balance €32,941.57After 123 months: €8,016.71 rate · balance €33,016.71After 124 months: €8,091.86 rate · balance €33,091.86After 125 months: €8,167.01 rate · balance €33,167.01After 126 months: €8,242.15 rate · balance €33,242.15After 127 months: €8,317.30 rate · balance €33,317.30After 128 months: €8,392.45 rate · balance €33,392.45After 129 months: €8,467.60 rate · balance €33,467.60After 130 months: €8,542.74 rate · balance €33,542.74After 131 months: €8,617.89 rate · balance €33,617.89After 132 months: €8,693.04 rate · balance €33,693.04
€ 0€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs11 yrs€8,693After 1 month: €57.29 rate · balance €25,057.29After 2 months: €114.58 rate · balance €25,114.58After 3 months: €171.88 rate · balance €25,171.88After 4 months: €229.17 rate · balance €25,229.17After 5 months: €286.46 rate · balance €25,286.46After 6 months: €343.75 rate · balance €25,343.75After 7 months: €401.04 rate · balance €25,401.04After 8 months: €458.33 rate · balance €25,458.33After 9 months: €515.63 rate · balance €25,515.63After 10 months: €572.92 rate · balance €25,572.92After 11 months: €630.21 rate · balance €25,630.21After 12 months: €687.50 rate · balance €25,687.50After 13 months: €746.37 rate · balance €25,746.37After 14 months: €805.23 rate · balance €25,805.23After 15 months: €864.10 rate · balance €25,864.10After 16 months: €922.97 rate · balance €25,922.97After 17 months: €981.84 rate · balance €25,981.84After 18 months: €1,040.70 rate · balance €26,040.70After 19 months: €1,099.57 rate · balance €26,099.57After 20 months: €1,158.44 rate · balance €26,158.44After 21 months: €1,217.31 rate · balance €26,217.31After 22 months: €1,276.17 rate · balance €26,276.17After 23 months: €1,335.04 rate · balance €26,335.04After 24 months: €1,393.91 rate · balance €26,393.91After 25 months: €1,454.39 rate · balance €26,454.39After 26 months: €1,514.88 rate · balance €26,514.88After 27 months: €1,575.36 rate · balance €26,575.36After 28 months: €1,635.85 rate · balance €26,635.85After 29 months: €1,696.34 rate · balance €26,696.34After 30 months: €1,756.82 rate · balance €26,756.82After 31 months: €1,817.31 rate · balance €26,817.31After 32 months: €1,877.79 rate · balance €26,877.79After 33 months: €1,938.28 rate · balance €26,938.28After 34 months: €1,998.77 rate · balance €26,998.77After 35 months: €2,059.25 rate · balance €27,059.25After 36 months: €2,119.74 rate · balance €27,119.74After 37 months: €2,181.89 rate · balance €27,181.89After 38 months: €2,244.04 rate · balance €27,244.04After 39 months: €2,306.19 rate · balance €27,306.19After 40 months: €2,368.34 rate · balance €27,368.34After 41 months: €2,430.49 rate · balance €27,430.49After 42 months: €2,492.64 rate · balance €27,492.64After 43 months: €2,554.78 rate · balance €27,554.78After 44 months: €2,616.93 rate · balance €27,616.93After 45 months: €2,679.08 rate · balance €27,679.08After 46 months: €2,741.23 rate · balance €27,741.23After 47 months: €2,803.38 rate · balance €27,803.38After 48 months: €2,865.53 rate · balance €27,865.53After 49 months: €2,929.39 rate · balance €27,929.39After 50 months: €2,993.25 rate · balance €27,993.25After 51 months: €3,057.11 rate · balance €28,057.11After 52 months: €3,120.97 rate · balance €28,120.97After 53 months: €3,184.82 rate · balance €28,184.82After 54 months: €3,248.68 rate · balance €28,248.68After 55 months: €3,312.54 rate · balance €28,312.54After 56 months: €3,376.40 rate · balance €28,376.40After 57 months: €3,440.26 rate · balance €28,440.26After 58 months: €3,504.12 rate · balance €28,504.12After 59 months: €3,567.98 rate · balance €28,567.98After 60 months: €3,631.83 rate · balance €28,631.83After 61 months: €3,697.45 rate · balance €28,697.45After 62 months: €3,763.06 rate · balance €28,763.06After 63 months: €3,828.68 rate · balance €28,828.68After 64 months: €3,894.29 rate · balance €28,894.29After 65 months: €3,959.91 rate · balance €28,959.91After 66 months: €4,025.52 rate · balance €29,025.52After 67 months: €4,091.14 rate · balance €29,091.14After 68 months: €4,156.75 rate · balance €29,156.75After 69 months: €4,222.36 rate · balance €29,222.36After 70 months: €4,287.98 rate · balance €29,287.98After 71 months: €4,353.59 rate · balance €29,353.59After 72 months: €4,419.21 rate · balance €29,419.21After 73 months: €4,486.63 rate · balance €29,486.63After 74 months: €4,554.05 rate · balance €29,554.05After 75 months: €4,621.47 rate · balance €29,621.47After 76 months: €4,688.88 rate · balance €29,688.88After 77 months: €4,756.30 rate · balance €29,756.30After 78 months: €4,823.72 rate · balance €29,823.72After 79 months: €4,891.14 rate · balance €29,891.14After 80 months: €4,958.56 rate · balance €29,958.56After 81 months: €5,025.98 rate · balance €30,025.98After 82 months: €5,093.40 rate · balance €30,093.40After 83 months: €5,160.82 rate · balance €30,160.82After 84 months: €5,228.24 rate · balance €30,228.24After 85 months: €5,297.51 rate · balance €30,297.51After 86 months: €5,366.78 rate · balance €30,366.78After 87 months: €5,436.06 rate · balance €30,436.06After 88 months: €5,505.33 rate · balance €30,505.33After 89 months: €5,574.60 rate · balance €30,574.60After 90 months: €5,643.87 rate · balance €30,643.87After 91 months: €5,713.15 rate · balance €30,713.15After 92 months: €5,782.42 rate · balance €30,782.42After 93 months: €5,851.69 rate · balance €30,851.69After 94 months: €5,920.97 rate · balance €30,920.97After 95 months: €5,990.24 rate · balance €30,990.24After 96 months: €6,059.51 rate · balance €31,059.51After 97 months: €6,130.69 rate · balance €31,130.69After 98 months: €6,201.87 rate · balance €31,201.87After 99 months: €6,273.05 rate · balance €31,273.05After 100 months: €6,344.23 rate · balance €31,344.23After 101 months: €6,415.40 rate · balance €31,415.40After 102 months: €6,486.58 rate · balance €31,486.58After 103 months: €6,557.76 rate · balance €31,557.76After 104 months: €6,628.94 rate · balance €31,628.94After 105 months: €6,700.12 rate · balance €31,700.12After 106 months: €6,771.29 rate · balance €31,771.29After 107 months: €6,842.47 rate · balance €31,842.47After 108 months: €6,913.65 rate · balance €31,913.65After 109 months: €6,986.79 rate · balance €31,986.79After 110 months: €7,059.92 rate · balance €32,059.92After 111 months: €7,133.06 rate · balance €32,133.06After 112 months: €7,206.19 rate · balance €32,206.19After 113 months: €7,279.33 rate · balance €32,279.33After 114 months: €7,352.46 rate · balance €32,352.46After 115 months: €7,425.60 rate · balance €32,425.60After 116 months: €7,498.73 rate · balance €32,498.73After 117 months: €7,571.87 rate · balance €32,571.87After 118 months: €7,645.00 rate · balance €32,645.00After 119 months: €7,718.14 rate · balance €32,718.14After 120 months: €7,791.27 rate · balance €32,791.27After 121 months: €7,866.42 rate · balance €32,866.42After 122 months: €7,941.57 rate · balance €32,941.57After 123 months: €8,016.71 rate · balance €33,016.71After 124 months: €8,091.86 rate · balance €33,091.86After 125 months: €8,167.01 rate · balance €33,167.01After 126 months: €8,242.15 rate · balance €33,242.15After 127 months: €8,317.30 rate · balance €33,317.30After 128 months: €8,392.45 rate · balance €33,392.45After 129 months: €8,467.60 rate · balance €33,467.60After 130 months: €8,542.74 rate · balance €33,542.74After 131 months: €8,617.89 rate · balance €33,617.89After 132 months: €8,693.04 rate · balance €33,693.04
Per year
AfterInterest up to thenBalance
1 year€688€25,688
2 years€1,394€26,394
3 years€2,120€27,120
4 years€2,866€27,866
5 years€3,632€28,632
6 years€4,419€29,419
7 years€5,228€30,228
8 years€6,060€31,060
9 years€6,914€31,914
10 years€7,791€32,791
11 years€8,693€33,693

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct