RabobankRabo DoelSparen
Deposit · 12 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
- Rate
- 3.00%
- 12 years fixed
- since 13 Oct 2026
- Your return on €10,000
- €300
- per year, annualised · €4,258 total over 12 years
- Deposit guarantee
- €10,000 fully protectedDutch scheme
Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €10,000
Gross interest over 12 years: €4,258.
Interest built up over 12 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €300 | €10,300 |
| 2 years | €609 | €10,609 |
| 3 years | €927 | €10,927 |
| 4 years | €1,255 | €11,255 |
| 5 years | €1,593 | €11,593 |
| 6 years | €1,941 | €11,941 |
| 7 years | €2,299 | €12,299 |
| 8 years | €2,668 | €12,668 |
| 9 years | €3,048 | €13,048 |
| 10 years | €3,439 | €13,439 |
| 11 years | €3,842 | €13,842 |
| 12 years | €4,258 | €14,258 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.00% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 14 Oct 2026
- Access
- 12 years fixed · early withdrawal with loss of interest
- Term
- 12 years
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Vaste rente voor een zelf gekozen einddatum 10 tot 15 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
- Na de einddatum geldt een variabele rente
- Een Rabobank betaalrekening is nodig
Deposit guarantee
€10,000 fully protected
Dutch scheme
Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Coöperatieve Rabobank U.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 13 Oct 2026 | 3.00% | current |
| 15 Sep 2026 | 2.75% | 13 Oct 2026 |
| 7 Jun 2026 | 2.75% | 15 Sep 2026web archive |
| 12 Feb 2026 | 2.70% | 7 Jun 2026web archive |
All historic rates of Rabobank →All savings products of Rabobank →
- 13 Oct 2026Rabobank – Rabo DoelSparen (144 mo): 2.75% → 3.00%
- 5 Oct 2026Rabobank – Rabo DoelSparen (144 mo): 3.00% announced from 2026-10-14 (now 2.75%)
- 5 Oct 2026Rabobank – Rabo DoelSparen (144 mo): conditions changed
- 15 Sep 2026New: Rabobank – Rabo DoelSparen (144 mo) 2.75%
Rate checked on 2 Nov 2026.
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