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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 13 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.75%
13 years fixed
Your return on €10,000
€275
per year, annualised · €4,229 total over 13 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 13 years: €4,229.
Interest built up over 13 years
€ 0€ 2k€ 4kstart4 yrs8 yrs12 yrs

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
13 years fixed · early withdrawal with loss of interest
Term
13 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 13 tot 14 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.75% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (156 mo) 2.75%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€4,229After 1 month: €22.92 rate · balance €10,022.92After 2 months: €45.83 rate · balance €10,045.83After 3 months: €68.75 rate · balance €10,068.75After 4 months: €91.67 rate · balance €10,091.67After 5 months: €114.58 rate · balance €10,114.58After 6 months: €137.50 rate · balance €10,137.50After 7 months: €160.42 rate · balance €10,160.42After 8 months: €183.33 rate · balance €10,183.33After 9 months: €206.25 rate · balance €10,206.25After 10 months: €229.17 rate · balance €10,229.17After 11 months: €252.08 rate · balance €10,252.08After 12 months: €275.00 rate · balance €10,275.00After 13 months: €298.55 rate · balance €10,298.55After 14 months: €322.09 rate · balance €10,322.09After 15 months: €345.64 rate · balance €10,345.64After 16 months: €369.19 rate · balance €10,369.19After 17 months: €392.73 rate · balance €10,392.73After 18 months: €416.28 rate · balance €10,416.28After 19 months: €439.83 rate · balance €10,439.83After 20 months: €463.38 rate · balance €10,463.38After 21 months: €486.92 rate · balance €10,486.92After 22 months: €510.47 rate · balance €10,510.47After 23 months: €534.02 rate · balance €10,534.02After 24 months: €557.56 rate · balance €10,557.56After 25 months: €581.76 rate · balance €10,581.76After 26 months: €605.95 rate · balance €10,605.95After 27 months: €630.15 rate · balance €10,630.15After 28 months: €654.34 rate · balance €10,654.34After 29 months: €678.54 rate · balance €10,678.54After 30 months: €702.73 rate · balance €10,702.73After 31 months: €726.92 rate · balance €10,726.92After 32 months: €751.12 rate · balance €10,751.12After 33 months: €775.31 rate · balance €10,775.31After 34 months: €799.51 rate · balance €10,799.51After 35 months: €823.70 rate · balance €10,823.70After 36 months: €847.90 rate · balance €10,847.90After 37 months: €872.76 rate · balance €10,872.76After 38 months: €897.62 rate · balance €10,897.62After 39 months: €922.48 rate · balance €10,922.48After 40 months: €947.34 rate · balance €10,947.34After 41 months: €972.19 rate · balance €10,972.19After 42 months: €997.05 rate · balance €10,997.05After 43 months: €1,021.91 rate · balance €11,021.91After 44 months: €1,046.77 rate · balance €11,046.77After 45 months: €1,071.63 rate · balance €11,071.63After 46 months: €1,096.49 rate · balance €11,096.49After 47 months: €1,121.35 rate · balance €11,121.35After 48 months: €1,146.21 rate · balance €11,146.21After 49 months: €1,171.76 rate · balance €11,171.76After 50 months: €1,197.30 rate · balance €11,197.30After 51 months: €1,222.84 rate · balance €11,222.84After 52 months: €1,248.39 rate · balance €11,248.39After 53 months: €1,273.93 rate · balance €11,273.93After 54 months: €1,299.47 rate · balance €11,299.47After 55 months: €1,325.02 rate · balance €11,325.02After 56 months: €1,350.56 rate · balance €11,350.56After 57 months: €1,376.10 rate · balance €11,376.10After 58 months: €1,401.65 rate · balance €11,401.65After 59 months: €1,427.19 rate · balance €11,427.19After 60 months: €1,452.73 rate · balance €11,452.73After 61 months: €1,478.98 rate · balance €11,478.98After 62 months: €1,505.23 rate · balance €11,505.23After 63 months: €1,531.47 rate · balance €11,531.47After 64 months: €1,557.72 rate · balance €11,557.72After 65 months: €1,583.96 rate · balance €11,583.96After 66 months: €1,610.21 rate · balance €11,610.21After 67 months: €1,636.45 rate · balance €11,636.45After 68 months: €1,662.70 rate · balance €11,662.70After 69 months: €1,688.95 rate · balance €11,688.95After 70 months: €1,715.19 rate · balance €11,715.19After 71 months: €1,741.44 rate · balance €11,741.44After 72 months: €1,767.68 rate · balance €11,767.68After 73 months: €1,794.65 rate · balance €11,794.65After 74 months: €1,821.62 rate · balance €11,821.62After 75 months: €1,848.59 rate · balance €11,848.59After 76 months: €1,875.55 rate · balance €11,875.55After 77 months: €1,902.52 rate · balance €11,902.52After 78 months: €1,929.49 rate · balance €11,929.49After 79 months: €1,956.46 rate · balance €11,956.46After 80 months: €1,983.42 rate · balance €11,983.42After 81 months: €2,010.39 rate · balance €12,010.39After 82 months: €2,037.36 rate · balance €12,037.36After 83 months: €2,064.33 rate · balance €12,064.33After 84 months: €2,091.30 rate · balance €12,091.30After 85 months: €2,119.00 rate · balance €12,119.00After 86 months: €2,146.71 rate · balance €12,146.71After 87 months: €2,174.42 rate · balance €12,174.42After 88 months: €2,202.13 rate · balance €12,202.13After 89 months: €2,229.84 rate · balance €12,229.84After 90 months: €2,257.55 rate · balance €12,257.55After 91 months: €2,285.26 rate · balance €12,285.26After 92 months: €2,312.97 rate · balance €12,312.97After 93 months: €2,340.68 rate · balance €12,340.68After 94 months: €2,368.39 rate · balance €12,368.39After 95 months: €2,396.10 rate · balance €12,396.10After 96 months: €2,423.81 rate · balance €12,423.81After 97 months: €2,452.28 rate · balance €12,452.28After 98 months: €2,480.75 rate · balance €12,480.75After 99 months: €2,509.22 rate · balance €12,509.22After 100 months: €2,537.69 rate · balance €12,537.69After 101 months: €2,566.16 rate · balance €12,566.16After 102 months: €2,594.63 rate · balance €12,594.63After 103 months: €2,623.10 rate · balance €12,623.10After 104 months: €2,651.58 rate · balance €12,651.58After 105 months: €2,680.05 rate · balance €12,680.05After 106 months: €2,708.52 rate · balance €12,708.52After 107 months: €2,736.99 rate · balance €12,736.99After 108 months: €2,765.46 rate · balance €12,765.46After 109 months: €2,794.71 rate · balance €12,794.71After 110 months: €2,823.97 rate · balance €12,823.97After 111 months: €2,853.22 rate · balance €12,853.22After 112 months: €2,882.48 rate · balance €12,882.48After 113 months: €2,911.73 rate · balance €12,911.73After 114 months: €2,940.99 rate · balance €12,940.99After 115 months: €2,970.24 rate · balance €12,970.24After 116 months: €2,999.49 rate · balance €12,999.49After 117 months: €3,028.75 rate · balance €13,028.75After 118 months: €3,058.00 rate · balance €13,058.00After 119 months: €3,087.26 rate · balance €13,087.26After 120 months: €3,116.51 rate · balance €13,116.51After 121 months: €3,146.57 rate · balance €13,146.57After 122 months: €3,176.63 rate · balance €13,176.63After 123 months: €3,206.69 rate · balance €13,206.69After 124 months: €3,236.75 rate · balance €13,236.75After 125 months: €3,266.80 rate · balance €13,266.80After 126 months: €3,296.86 rate · balance €13,296.86After 127 months: €3,326.92 rate · balance €13,326.92After 128 months: €3,356.98 rate · balance €13,356.98After 129 months: €3,387.04 rate · balance €13,387.04After 130 months: €3,417.10 rate · balance €13,417.10After 131 months: €3,447.16 rate · balance €13,447.16After 132 months: €3,477.21 rate · balance €13,477.21After 133 months: €3,508.10 rate · balance €13,508.10After 134 months: €3,538.99 rate · balance €13,538.99After 135 months: €3,569.87 rate · balance €13,569.87After 136 months: €3,600.76 rate · balance €13,600.76After 137 months: €3,631.64 rate · balance €13,631.64After 138 months: €3,662.53 rate · balance €13,662.53After 139 months: €3,693.41 rate · balance €13,693.41After 140 months: €3,724.30 rate · balance €13,724.30After 141 months: €3,755.18 rate · balance €13,755.18After 142 months: €3,786.07 rate · balance €13,786.07After 143 months: €3,816.95 rate · balance €13,816.95After 144 months: €3,847.84 rate · balance €13,847.84After 145 months: €3,879.57 rate · balance €13,879.57After 146 months: €3,911.31 rate · balance €13,911.31After 147 months: €3,943.04 rate · balance €13,943.04After 148 months: €3,974.78 rate · balance €13,974.78After 149 months: €4,006.51 rate · balance €14,006.51After 150 months: €4,038.25 rate · balance €14,038.25After 151 months: €4,069.98 rate · balance €14,069.98After 152 months: €4,101.72 rate · balance €14,101.72After 153 months: €4,133.45 rate · balance €14,133.45After 154 months: €4,165.18 rate · balance €14,165.18After 155 months: €4,196.92 rate · balance €14,196.92After 156 months: €4,228.65 rate · balance €14,228.65
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs11 yrs12 yrs13 yrs€4,229After 1 month: €22.92 rate · balance €10,022.92After 2 months: €45.83 rate · balance €10,045.83After 3 months: €68.75 rate · balance €10,068.75After 4 months: €91.67 rate · balance €10,091.67After 5 months: €114.58 rate · balance €10,114.58After 6 months: €137.50 rate · balance €10,137.50After 7 months: €160.42 rate · balance €10,160.42After 8 months: €183.33 rate · balance €10,183.33After 9 months: €206.25 rate · balance €10,206.25After 10 months: €229.17 rate · balance €10,229.17After 11 months: €252.08 rate · balance €10,252.08After 12 months: €275.00 rate · balance €10,275.00After 13 months: €298.55 rate · balance €10,298.55After 14 months: €322.09 rate · balance €10,322.09After 15 months: €345.64 rate · balance €10,345.64After 16 months: €369.19 rate · balance €10,369.19After 17 months: €392.73 rate · balance €10,392.73After 18 months: €416.28 rate · balance €10,416.28After 19 months: €439.83 rate · balance €10,439.83After 20 months: €463.38 rate · balance €10,463.38After 21 months: €486.92 rate · balance €10,486.92After 22 months: €510.47 rate · balance €10,510.47After 23 months: €534.02 rate · balance €10,534.02After 24 months: €557.56 rate · balance €10,557.56After 25 months: €581.76 rate · balance €10,581.76After 26 months: €605.95 rate · balance €10,605.95After 27 months: €630.15 rate · balance €10,630.15After 28 months: €654.34 rate · balance €10,654.34After 29 months: €678.54 rate · balance €10,678.54After 30 months: €702.73 rate · balance €10,702.73After 31 months: €726.92 rate · balance €10,726.92After 32 months: €751.12 rate · balance €10,751.12After 33 months: €775.31 rate · balance €10,775.31After 34 months: €799.51 rate · balance €10,799.51After 35 months: €823.70 rate · balance €10,823.70After 36 months: €847.90 rate · balance €10,847.90After 37 months: €872.76 rate · balance €10,872.76After 38 months: €897.62 rate · balance €10,897.62After 39 months: €922.48 rate · balance €10,922.48After 40 months: €947.34 rate · balance €10,947.34After 41 months: €972.19 rate · balance €10,972.19After 42 months: €997.05 rate · balance €10,997.05After 43 months: €1,021.91 rate · balance €11,021.91After 44 months: €1,046.77 rate · balance €11,046.77After 45 months: €1,071.63 rate · balance €11,071.63After 46 months: €1,096.49 rate · balance €11,096.49After 47 months: €1,121.35 rate · balance €11,121.35After 48 months: €1,146.21 rate · balance €11,146.21After 49 months: €1,171.76 rate · balance €11,171.76After 50 months: €1,197.30 rate · balance €11,197.30After 51 months: €1,222.84 rate · balance €11,222.84After 52 months: €1,248.39 rate · balance €11,248.39After 53 months: €1,273.93 rate · balance €11,273.93After 54 months: €1,299.47 rate · balance €11,299.47After 55 months: €1,325.02 rate · balance €11,325.02After 56 months: €1,350.56 rate · balance €11,350.56After 57 months: €1,376.10 rate · balance €11,376.10After 58 months: €1,401.65 rate · balance €11,401.65After 59 months: €1,427.19 rate · balance €11,427.19After 60 months: €1,452.73 rate · balance €11,452.73After 61 months: €1,478.98 rate · balance €11,478.98After 62 months: €1,505.23 rate · balance €11,505.23After 63 months: €1,531.47 rate · balance €11,531.47After 64 months: €1,557.72 rate · balance €11,557.72After 65 months: €1,583.96 rate · balance €11,583.96After 66 months: €1,610.21 rate · balance €11,610.21After 67 months: €1,636.45 rate · balance €11,636.45After 68 months: €1,662.70 rate · balance €11,662.70After 69 months: €1,688.95 rate · balance €11,688.95After 70 months: €1,715.19 rate · balance €11,715.19After 71 months: €1,741.44 rate · balance €11,741.44After 72 months: €1,767.68 rate · balance €11,767.68After 73 months: €1,794.65 rate · balance €11,794.65After 74 months: €1,821.62 rate · balance €11,821.62After 75 months: €1,848.59 rate · balance €11,848.59After 76 months: €1,875.55 rate · balance €11,875.55After 77 months: €1,902.52 rate · balance €11,902.52After 78 months: €1,929.49 rate · balance €11,929.49After 79 months: €1,956.46 rate · balance €11,956.46After 80 months: €1,983.42 rate · balance €11,983.42After 81 months: €2,010.39 rate · balance €12,010.39After 82 months: €2,037.36 rate · balance €12,037.36After 83 months: €2,064.33 rate · balance €12,064.33After 84 months: €2,091.30 rate · balance €12,091.30After 85 months: €2,119.00 rate · balance €12,119.00After 86 months: €2,146.71 rate · balance €12,146.71After 87 months: €2,174.42 rate · balance €12,174.42After 88 months: €2,202.13 rate · balance €12,202.13After 89 months: €2,229.84 rate · balance €12,229.84After 90 months: €2,257.55 rate · balance €12,257.55After 91 months: €2,285.26 rate · balance €12,285.26After 92 months: €2,312.97 rate · balance €12,312.97After 93 months: €2,340.68 rate · balance €12,340.68After 94 months: €2,368.39 rate · balance €12,368.39After 95 months: €2,396.10 rate · balance €12,396.10After 96 months: €2,423.81 rate · balance €12,423.81After 97 months: €2,452.28 rate · balance €12,452.28After 98 months: €2,480.75 rate · balance €12,480.75After 99 months: €2,509.22 rate · balance €12,509.22After 100 months: €2,537.69 rate · balance €12,537.69After 101 months: €2,566.16 rate · balance €12,566.16After 102 months: €2,594.63 rate · balance €12,594.63After 103 months: €2,623.10 rate · balance €12,623.10After 104 months: €2,651.58 rate · balance €12,651.58After 105 months: €2,680.05 rate · balance €12,680.05After 106 months: €2,708.52 rate · balance €12,708.52After 107 months: €2,736.99 rate · balance €12,736.99After 108 months: €2,765.46 rate · balance €12,765.46After 109 months: €2,794.71 rate · balance €12,794.71After 110 months: €2,823.97 rate · balance €12,823.97After 111 months: €2,853.22 rate · balance €12,853.22After 112 months: €2,882.48 rate · balance €12,882.48After 113 months: €2,911.73 rate · balance €12,911.73After 114 months: €2,940.99 rate · balance €12,940.99After 115 months: €2,970.24 rate · balance €12,970.24After 116 months: €2,999.49 rate · balance €12,999.49After 117 months: €3,028.75 rate · balance €13,028.75After 118 months: €3,058.00 rate · balance €13,058.00After 119 months: €3,087.26 rate · balance €13,087.26After 120 months: €3,116.51 rate · balance €13,116.51After 121 months: €3,146.57 rate · balance €13,146.57After 122 months: €3,176.63 rate · balance €13,176.63After 123 months: €3,206.69 rate · balance €13,206.69After 124 months: €3,236.75 rate · balance €13,236.75After 125 months: €3,266.80 rate · balance €13,266.80After 126 months: €3,296.86 rate · balance €13,296.86After 127 months: €3,326.92 rate · balance €13,326.92After 128 months: €3,356.98 rate · balance €13,356.98After 129 months: €3,387.04 rate · balance €13,387.04After 130 months: €3,417.10 rate · balance €13,417.10After 131 months: €3,447.16 rate · balance €13,447.16After 132 months: €3,477.21 rate · balance €13,477.21After 133 months: €3,508.10 rate · balance €13,508.10After 134 months: €3,538.99 rate · balance €13,538.99After 135 months: €3,569.87 rate · balance €13,569.87After 136 months: €3,600.76 rate · balance €13,600.76After 137 months: €3,631.64 rate · balance €13,631.64After 138 months: €3,662.53 rate · balance €13,662.53After 139 months: €3,693.41 rate · balance €13,693.41After 140 months: €3,724.30 rate · balance €13,724.30After 141 months: €3,755.18 rate · balance €13,755.18After 142 months: €3,786.07 rate · balance €13,786.07After 143 months: €3,816.95 rate · balance €13,816.95After 144 months: €3,847.84 rate · balance €13,847.84After 145 months: €3,879.57 rate · balance €13,879.57After 146 months: €3,911.31 rate · balance €13,911.31After 147 months: €3,943.04 rate · balance €13,943.04After 148 months: €3,974.78 rate · balance €13,974.78After 149 months: €4,006.51 rate · balance €14,006.51After 150 months: €4,038.25 rate · balance €14,038.25After 151 months: €4,069.98 rate · balance €14,069.98After 152 months: €4,101.72 rate · balance €14,101.72After 153 months: €4,133.45 rate · balance €14,133.45After 154 months: €4,165.18 rate · balance €14,165.18After 155 months: €4,196.92 rate · balance €14,196.92After 156 months: €4,228.65 rate · balance €14,228.65
Per year
AfterInterest up to thenBalance
1 year€275€10,275
2 years€558€10,558
3 years€848€10,848
4 years€1,146€11,146
5 years€1,453€11,453
6 years€1,768€11,768
7 years€2,091€12,091
8 years€2,424€12,424
9 years€2,765€12,765
10 years€3,117€13,117
11 years€3,477€13,477
12 years€3,848€13,848
13 years€4,229€14,229

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct