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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 14 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.75%
14 years fixed
Your return on €100,000
€2,750
per year, annualised · €46,199 total over 14 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 14 years: €46,199.
Interest built up over 14 years
€ 0€ 20k€ 40kstart4 yrs8 yrs12 yrs

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
14 years fixed · early withdrawal with loss of interest
Term
14 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 14 tot 15 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.75% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (168 mo) 2.75%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€46,199After 1 month: €229.17 rate · balance €100,229.17After 2 months: €458.33 rate · balance €100,458.33After 3 months: €687.50 rate · balance €100,687.50After 4 months: €916.67 rate · balance €100,916.67After 5 months: €1,145.83 rate · balance €101,145.83After 6 months: €1,375.00 rate · balance €101,375.00After 7 months: €1,604.17 rate · balance €101,604.17After 8 months: €1,833.33 rate · balance €101,833.33After 9 months: €2,062.50 rate · balance €102,062.50After 10 months: €2,291.67 rate · balance €102,291.67After 11 months: €2,520.83 rate · balance €102,520.83After 12 months: €2,750.00 rate · balance €102,750.00After 13 months: €2,985.47 rate · balance €102,985.47After 14 months: €3,220.94 rate · balance €103,220.94After 15 months: €3,456.41 rate · balance €103,456.41After 16 months: €3,691.88 rate · balance €103,691.88After 17 months: €3,927.34 rate · balance €103,927.34After 18 months: €4,162.81 rate · balance €104,162.81After 19 months: €4,398.28 rate · balance €104,398.28After 20 months: €4,633.75 rate · balance €104,633.75After 21 months: €4,869.22 rate · balance €104,869.22After 22 months: €5,104.69 rate · balance €105,104.69After 23 months: €5,340.16 rate · balance €105,340.16After 24 months: €5,575.63 rate · balance €105,575.63After 25 months: €5,817.57 rate · balance €105,817.57After 26 months: €6,059.51 rate · balance €106,059.51After 27 months: €6,301.46 rate · balance €106,301.46After 28 months: €6,543.40 rate · balance €106,543.40After 29 months: €6,785.35 rate · balance €106,785.35After 30 months: €7,027.29 rate · balance €107,027.29After 31 months: €7,269.23 rate · balance €107,269.23After 32 months: €7,511.18 rate · balance €107,511.18After 33 months: €7,753.12 rate · balance €107,753.12After 34 months: €7,995.07 rate · balance €107,995.07After 35 months: €8,237.01 rate · balance €108,237.01After 36 months: €8,478.96 rate · balance €108,478.96After 37 months: €8,727.55 rate · balance €108,727.55After 38 months: €8,976.15 rate · balance €108,976.15After 39 months: €9,224.75 rate · balance €109,224.75After 40 months: €9,473.35 rate · balance €109,473.35After 41 months: €9,721.94 rate · balance €109,721.94After 42 months: €9,970.54 rate · balance €109,970.54After 43 months: €10,219.14 rate · balance €110,219.14After 44 months: €10,467.74 rate · balance €110,467.74After 45 months: €10,716.33 rate · balance €110,716.33After 46 months: €10,964.93 rate · balance €110,964.93After 47 months: €11,213.53 rate · balance €111,213.53After 48 months: €11,462.13 rate · balance €111,462.13After 49 months: €11,717.56 rate · balance €111,717.56After 50 months: €11,972.99 rate · balance €111,972.99After 51 months: €12,228.43 rate · balance €112,228.43After 52 months: €12,483.86 rate · balance €112,483.86After 53 months: €12,739.30 rate · balance €112,739.30After 54 months: €12,994.73 rate · balance €112,994.73After 55 months: €13,250.16 rate · balance €113,250.16After 56 months: €13,505.60 rate · balance €113,505.60After 57 months: €13,761.03 rate · balance €113,761.03After 58 months: €14,016.47 rate · balance €114,016.47After 59 months: €14,271.90 rate · balance €114,271.90After 60 months: €14,527.33 rate · balance €114,527.33After 61 months: €14,789.79 rate · balance €114,789.79After 62 months: €15,052.25 rate · balance €115,052.25After 63 months: €15,314.71 rate · balance €115,314.71After 64 months: €15,577.17 rate · balance €115,577.17After 65 months: €15,839.63 rate · balance €115,839.63After 66 months: €16,102.09 rate · balance €116,102.09After 67 months: €16,364.54 rate · balance €116,364.54After 68 months: €16,627.00 rate · balance €116,627.00After 69 months: €16,889.46 rate · balance €116,889.46After 70 months: €17,151.92 rate · balance €117,151.92After 71 months: €17,414.38 rate · balance €117,414.38After 72 months: €17,676.84 rate · balance €117,676.84After 73 months: €17,946.51 rate · balance €117,946.51After 74 months: €18,216.19 rate · balance €118,216.19After 75 months: €18,485.86 rate · balance €118,485.86After 76 months: €18,755.54 rate · balance €118,755.54After 77 months: €19,025.22 rate · balance €119,025.22After 78 months: €19,294.89 rate · balance €119,294.89After 79 months: €19,564.57 rate · balance €119,564.57After 80 months: €19,834.25 rate · balance €119,834.25After 81 months: €20,103.92 rate · balance €120,103.92After 82 months: €20,373.60 rate · balance €120,373.60After 83 months: €20,643.27 rate · balance €120,643.27After 84 months: €20,912.95 rate · balance €120,912.95After 85 months: €21,190.04 rate · balance €121,190.04After 86 months: €21,467.13 rate · balance €121,467.13After 87 months: €21,744.23 rate · balance €121,744.23After 88 months: €22,021.32 rate · balance €122,021.32After 89 months: €22,298.41 rate · balance €122,298.41After 90 months: €22,575.50 rate · balance €122,575.50After 91 months: €22,852.59 rate · balance €122,852.59After 92 months: €23,129.69 rate · balance €123,129.69After 93 months: €23,406.78 rate · balance €123,406.78After 94 months: €23,683.87 rate · balance €123,683.87After 95 months: €23,960.96 rate · balance €123,960.96After 96 months: €24,238.06 rate · balance €124,238.06After 97 months: €24,522.77 rate · balance €124,522.77After 98 months: €24,807.48 rate · balance €124,807.48After 99 months: €25,092.19 rate · balance €125,092.19After 100 months: €25,376.90 rate · balance €125,376.90After 101 months: €25,661.62 rate · balance €125,661.62After 102 months: €25,946.33 rate · balance €125,946.33After 103 months: €26,231.04 rate · balance €126,231.04After 104 months: €26,515.75 rate · balance €126,515.75After 105 months: €26,800.47 rate · balance €126,800.47After 106 months: €27,085.18 rate · balance €127,085.18After 107 months: €27,369.89 rate · balance €127,369.89After 108 months: €27,654.60 rate · balance €127,654.60After 109 months: €27,947.14 rate · balance €127,947.14After 110 months: €28,239.69 rate · balance €128,239.69After 111 months: €28,532.23 rate · balance €128,532.23After 112 months: €28,824.77 rate · balance €128,824.77After 113 months: €29,117.31 rate · balance €129,117.31After 114 months: €29,409.85 rate · balance €129,409.85After 115 months: €29,702.39 rate · balance €129,702.39After 116 months: €29,994.94 rate · balance €129,994.94After 117 months: €30,287.48 rate · balance €130,287.48After 118 months: €30,580.02 rate · balance €130,580.02After 119 months: €30,872.56 rate · balance €130,872.56After 120 months: €31,165.10 rate · balance €131,165.10After 121 months: €31,465.69 rate · balance €131,465.69After 122 months: €31,766.28 rate · balance €131,766.28After 123 months: €32,066.86 rate · balance €132,066.86After 124 months: €32,367.45 rate · balance €132,367.45After 125 months: €32,668.04 rate · balance €132,668.04After 126 months: €32,968.62 rate · balance €132,968.62After 127 months: €33,269.21 rate · balance €133,269.21After 128 months: €33,569.80 rate · balance €133,569.80After 129 months: €33,870.38 rate · balance €133,870.38After 130 months: €34,170.97 rate · balance €134,170.97After 131 months: €34,471.56 rate · balance €134,471.56After 132 months: €34,772.14 rate · balance €134,772.14After 133 months: €35,081.00 rate · balance €135,081.00After 134 months: €35,389.85 rate · balance €135,389.85After 135 months: €35,698.70 rate · balance €135,698.70After 136 months: €36,007.56 rate · balance €136,007.56After 137 months: €36,316.41 rate · balance €136,316.41After 138 months: €36,625.26 rate · balance €136,625.26After 139 months: €36,934.11 rate · balance €136,934.11After 140 months: €37,242.97 rate · balance €137,242.97After 141 months: €37,551.82 rate · balance €137,551.82After 142 months: €37,860.67 rate · balance €137,860.67After 143 months: €38,169.53 rate · balance €138,169.53After 144 months: €38,478.38 rate · balance €138,478.38After 145 months: €38,795.72 rate · balance €138,795.72After 146 months: €39,113.07 rate · balance €139,113.07After 147 months: €39,430.42 rate · balance €139,430.42After 148 months: €39,747.76 rate · balance €139,747.76After 149 months: €40,065.11 rate · balance €140,065.11After 150 months: €40,382.46 rate · balance €140,382.46After 151 months: €40,699.80 rate · balance €140,699.80After 152 months: €41,017.15 rate · balance €141,017.15After 153 months: €41,334.49 rate · balance €141,334.49After 154 months: €41,651.84 rate · balance €141,651.84After 155 months: €41,969.19 rate · balance €141,969.19After 156 months: €42,286.53 rate · balance €142,286.53After 157 months: €42,612.61 rate · balance €142,612.61After 158 months: €42,938.68 rate · balance €142,938.68After 159 months: €43,264.75 rate · balance €143,264.75After 160 months: €43,590.83 rate · balance €143,590.83After 161 months: €43,916.90 rate · balance €143,916.90After 162 months: €44,242.97 rate · balance €144,242.97After 163 months: €44,569.05 rate · balance €144,569.05After 164 months: €44,895.12 rate · balance €144,895.12After 165 months: €45,221.19 rate · balance €145,221.19After 166 months: €45,547.27 rate · balance €145,547.27After 167 months: €45,873.34 rate · balance €145,873.34After 168 months: €46,199.41 rate · balance €146,199.41
€ 0€ 20k€ 40kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs11 yrs12 yrs13 yrs14 yrs€46,199After 1 month: €229.17 rate · balance €100,229.17After 2 months: €458.33 rate · balance €100,458.33After 3 months: €687.50 rate · balance €100,687.50After 4 months: €916.67 rate · balance €100,916.67After 5 months: €1,145.83 rate · balance €101,145.83After 6 months: €1,375.00 rate · balance €101,375.00After 7 months: €1,604.17 rate · balance €101,604.17After 8 months: €1,833.33 rate · balance €101,833.33After 9 months: €2,062.50 rate · balance €102,062.50After 10 months: €2,291.67 rate · balance €102,291.67After 11 months: €2,520.83 rate · balance €102,520.83After 12 months: €2,750.00 rate · balance €102,750.00After 13 months: €2,985.47 rate · balance €102,985.47After 14 months: €3,220.94 rate · balance €103,220.94After 15 months: €3,456.41 rate · balance €103,456.41After 16 months: €3,691.88 rate · balance €103,691.88After 17 months: €3,927.34 rate · balance €103,927.34After 18 months: €4,162.81 rate · balance €104,162.81After 19 months: €4,398.28 rate · balance €104,398.28After 20 months: €4,633.75 rate · balance €104,633.75After 21 months: €4,869.22 rate · balance €104,869.22After 22 months: €5,104.69 rate · balance €105,104.69After 23 months: €5,340.16 rate · balance €105,340.16After 24 months: €5,575.63 rate · balance €105,575.63After 25 months: €5,817.57 rate · balance €105,817.57After 26 months: €6,059.51 rate · balance €106,059.51After 27 months: €6,301.46 rate · balance €106,301.46After 28 months: €6,543.40 rate · balance €106,543.40After 29 months: €6,785.35 rate · balance €106,785.35After 30 months: €7,027.29 rate · balance €107,027.29After 31 months: €7,269.23 rate · balance €107,269.23After 32 months: €7,511.18 rate · balance €107,511.18After 33 months: €7,753.12 rate · balance €107,753.12After 34 months: €7,995.07 rate · balance €107,995.07After 35 months: €8,237.01 rate · balance €108,237.01After 36 months: €8,478.96 rate · balance €108,478.96After 37 months: €8,727.55 rate · balance €108,727.55After 38 months: €8,976.15 rate · balance €108,976.15After 39 months: €9,224.75 rate · balance €109,224.75After 40 months: €9,473.35 rate · balance €109,473.35After 41 months: €9,721.94 rate · balance €109,721.94After 42 months: €9,970.54 rate · balance €109,970.54After 43 months: €10,219.14 rate · balance €110,219.14After 44 months: €10,467.74 rate · balance €110,467.74After 45 months: €10,716.33 rate · balance €110,716.33After 46 months: €10,964.93 rate · balance €110,964.93After 47 months: €11,213.53 rate · balance €111,213.53After 48 months: €11,462.13 rate · balance €111,462.13After 49 months: €11,717.56 rate · balance €111,717.56After 50 months: €11,972.99 rate · balance €111,972.99After 51 months: €12,228.43 rate · balance €112,228.43After 52 months: €12,483.86 rate · balance €112,483.86After 53 months: €12,739.30 rate · balance €112,739.30After 54 months: €12,994.73 rate · balance €112,994.73After 55 months: €13,250.16 rate · balance €113,250.16After 56 months: €13,505.60 rate · balance €113,505.60After 57 months: €13,761.03 rate · balance €113,761.03After 58 months: €14,016.47 rate · balance €114,016.47After 59 months: €14,271.90 rate · balance €114,271.90After 60 months: €14,527.33 rate · balance €114,527.33After 61 months: €14,789.79 rate · balance €114,789.79After 62 months: €15,052.25 rate · balance €115,052.25After 63 months: €15,314.71 rate · balance €115,314.71After 64 months: €15,577.17 rate · balance €115,577.17After 65 months: €15,839.63 rate · balance €115,839.63After 66 months: €16,102.09 rate · balance €116,102.09After 67 months: €16,364.54 rate · balance €116,364.54After 68 months: €16,627.00 rate · balance €116,627.00After 69 months: €16,889.46 rate · balance €116,889.46After 70 months: €17,151.92 rate · balance €117,151.92After 71 months: €17,414.38 rate · balance €117,414.38After 72 months: €17,676.84 rate · balance €117,676.84After 73 months: €17,946.51 rate · balance €117,946.51After 74 months: €18,216.19 rate · balance €118,216.19After 75 months: €18,485.86 rate · balance €118,485.86After 76 months: €18,755.54 rate · balance €118,755.54After 77 months: €19,025.22 rate · balance €119,025.22After 78 months: €19,294.89 rate · balance €119,294.89After 79 months: €19,564.57 rate · balance €119,564.57After 80 months: €19,834.25 rate · balance €119,834.25After 81 months: €20,103.92 rate · balance €120,103.92After 82 months: €20,373.60 rate · balance €120,373.60After 83 months: €20,643.27 rate · balance €120,643.27After 84 months: €20,912.95 rate · balance €120,912.95After 85 months: €21,190.04 rate · balance €121,190.04After 86 months: €21,467.13 rate · balance €121,467.13After 87 months: €21,744.23 rate · balance €121,744.23After 88 months: €22,021.32 rate · balance €122,021.32After 89 months: €22,298.41 rate · balance €122,298.41After 90 months: €22,575.50 rate · balance €122,575.50After 91 months: €22,852.59 rate · balance €122,852.59After 92 months: €23,129.69 rate · balance €123,129.69After 93 months: €23,406.78 rate · balance €123,406.78After 94 months: €23,683.87 rate · balance €123,683.87After 95 months: €23,960.96 rate · balance €123,960.96After 96 months: €24,238.06 rate · balance €124,238.06After 97 months: €24,522.77 rate · balance €124,522.77After 98 months: €24,807.48 rate · balance €124,807.48After 99 months: €25,092.19 rate · balance €125,092.19After 100 months: €25,376.90 rate · balance €125,376.90After 101 months: €25,661.62 rate · balance €125,661.62After 102 months: €25,946.33 rate · balance €125,946.33After 103 months: €26,231.04 rate · balance €126,231.04After 104 months: €26,515.75 rate · balance €126,515.75After 105 months: €26,800.47 rate · balance €126,800.47After 106 months: €27,085.18 rate · balance €127,085.18After 107 months: €27,369.89 rate · balance €127,369.89After 108 months: €27,654.60 rate · balance €127,654.60After 109 months: €27,947.14 rate · balance €127,947.14After 110 months: €28,239.69 rate · balance €128,239.69After 111 months: €28,532.23 rate · balance €128,532.23After 112 months: €28,824.77 rate · balance €128,824.77After 113 months: €29,117.31 rate · balance €129,117.31After 114 months: €29,409.85 rate · balance €129,409.85After 115 months: €29,702.39 rate · balance €129,702.39After 116 months: €29,994.94 rate · balance €129,994.94After 117 months: €30,287.48 rate · balance €130,287.48After 118 months: €30,580.02 rate · balance €130,580.02After 119 months: €30,872.56 rate · balance €130,872.56After 120 months: €31,165.10 rate · balance €131,165.10After 121 months: €31,465.69 rate · balance €131,465.69After 122 months: €31,766.28 rate · balance €131,766.28After 123 months: €32,066.86 rate · balance €132,066.86After 124 months: €32,367.45 rate · balance €132,367.45After 125 months: €32,668.04 rate · balance €132,668.04After 126 months: €32,968.62 rate · balance €132,968.62After 127 months: €33,269.21 rate · balance €133,269.21After 128 months: €33,569.80 rate · balance €133,569.80After 129 months: €33,870.38 rate · balance €133,870.38After 130 months: €34,170.97 rate · balance €134,170.97After 131 months: €34,471.56 rate · balance €134,471.56After 132 months: €34,772.14 rate · balance €134,772.14After 133 months: €35,081.00 rate · balance €135,081.00After 134 months: €35,389.85 rate · balance €135,389.85After 135 months: €35,698.70 rate · balance €135,698.70After 136 months: €36,007.56 rate · balance €136,007.56After 137 months: €36,316.41 rate · balance €136,316.41After 138 months: €36,625.26 rate · balance €136,625.26After 139 months: €36,934.11 rate · balance €136,934.11After 140 months: €37,242.97 rate · balance €137,242.97After 141 months: €37,551.82 rate · balance €137,551.82After 142 months: €37,860.67 rate · balance €137,860.67After 143 months: €38,169.53 rate · balance €138,169.53After 144 months: €38,478.38 rate · balance €138,478.38After 145 months: €38,795.72 rate · balance €138,795.72After 146 months: €39,113.07 rate · balance €139,113.07After 147 months: €39,430.42 rate · balance €139,430.42After 148 months: €39,747.76 rate · balance €139,747.76After 149 months: €40,065.11 rate · balance €140,065.11After 150 months: €40,382.46 rate · balance €140,382.46After 151 months: €40,699.80 rate · balance €140,699.80After 152 months: €41,017.15 rate · balance €141,017.15After 153 months: €41,334.49 rate · balance €141,334.49After 154 months: €41,651.84 rate · balance €141,651.84After 155 months: €41,969.19 rate · balance €141,969.19After 156 months: €42,286.53 rate · balance €142,286.53After 157 months: €42,612.61 rate · balance €142,612.61After 158 months: €42,938.68 rate · balance €142,938.68After 159 months: €43,264.75 rate · balance €143,264.75After 160 months: €43,590.83 rate · balance €143,590.83After 161 months: €43,916.90 rate · balance €143,916.90After 162 months: €44,242.97 rate · balance €144,242.97After 163 months: €44,569.05 rate · balance €144,569.05After 164 months: €44,895.12 rate · balance €144,895.12After 165 months: €45,221.19 rate · balance €145,221.19After 166 months: €45,547.27 rate · balance €145,547.27After 167 months: €45,873.34 rate · balance €145,873.34After 168 months: €46,199.41 rate · balance €146,199.41
Per year
AfterInterest up to thenBalance
1 year€2,750€102,750
2 years€5,576€105,576
3 years€8,479€108,479
4 years€11,462€111,462
5 years€14,527€114,527
6 years€17,677€117,677
7 years€20,913€120,913
8 years€24,238€124,238
9 years€27,655€127,655
10 years€31,165€131,165
11 years€34,772€134,772
12 years€38,478€138,478
13 years€42,287€142,287
14 years€46,199€146,199

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct