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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 14 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.75%
14 years fixed
Your return on €16,600
€457
per year, annualised · €7,669 total over 14 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 14 years: €7,669.
Interest built up over 14 years
€ 0€ 5kstart4 yrs8 yrs12 yrs

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
14 years fixed · early withdrawal with loss of interest
Term
14 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 14 tot 15 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.75% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (168 mo) 2.75%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€7,669After 1 month: €38.04 rate · balance €16,638.04After 2 months: €76.08 rate · balance €16,676.08After 3 months: €114.13 rate · balance €16,714.13After 4 months: €152.17 rate · balance €16,752.17After 5 months: €190.21 rate · balance €16,790.21After 6 months: €228.25 rate · balance €16,828.25After 7 months: €266.29 rate · balance €16,866.29After 8 months: €304.33 rate · balance €16,904.33After 9 months: €342.38 rate · balance €16,942.38After 10 months: €380.42 rate · balance €16,980.42After 11 months: €418.46 rate · balance €17,018.46After 12 months: €456.50 rate · balance €17,056.50After 13 months: €495.59 rate · balance €17,095.59After 14 months: €534.68 rate · balance €17,134.68After 15 months: €573.76 rate · balance €17,173.76After 16 months: €612.85 rate · balance €17,212.85After 17 months: €651.94 rate · balance €17,251.94After 18 months: €691.03 rate · balance €17,291.03After 19 months: €730.12 rate · balance €17,330.12After 20 months: €769.20 rate · balance €17,369.20After 21 months: €808.29 rate · balance €17,408.29After 22 months: €847.38 rate · balance €17,447.38After 23 months: €886.47 rate · balance €17,486.47After 24 months: €925.55 rate · balance €17,525.55After 25 months: €965.72 rate · balance €17,565.72After 26 months: €1,005.88 rate · balance €17,605.88After 27 months: €1,046.04 rate · balance €17,646.04After 28 months: €1,086.20 rate · balance €17,686.20After 29 months: €1,126.37 rate · balance €17,726.37After 30 months: €1,166.53 rate · balance €17,766.53After 31 months: €1,206.69 rate · balance €17,806.69After 32 months: €1,246.86 rate · balance €17,846.86After 33 months: €1,287.02 rate · balance €17,887.02After 34 months: €1,327.18 rate · balance €17,927.18After 35 months: €1,367.34 rate · balance €17,967.34After 36 months: €1,407.51 rate · balance €18,007.51After 37 months: €1,448.77 rate · balance €18,048.77After 38 months: €1,490.04 rate · balance €18,090.04After 39 months: €1,531.31 rate · balance €18,131.31After 40 months: €1,572.58 rate · balance €18,172.58After 41 months: €1,613.84 rate · balance €18,213.84After 42 months: €1,655.11 rate · balance €18,255.11After 43 months: €1,696.38 rate · balance €18,296.38After 44 months: €1,737.64 rate · balance €18,337.64After 45 months: €1,778.91 rate · balance €18,378.91After 46 months: €1,820.18 rate · balance €18,420.18After 47 months: €1,861.45 rate · balance €18,461.45After 48 months: €1,902.71 rate · balance €18,502.71After 49 months: €1,945.11 rate · balance €18,545.11After 50 months: €1,987.52 rate · balance €18,587.52After 51 months: €2,029.92 rate · balance €18,629.92After 52 months: €2,072.32 rate · balance €18,672.32After 53 months: €2,114.72 rate · balance €18,714.72After 54 months: €2,157.13 rate · balance €18,757.13After 55 months: €2,199.53 rate · balance €18,799.53After 56 months: €2,241.93 rate · balance €18,841.93After 57 months: €2,284.33 rate · balance €18,884.33After 58 months: €2,326.73 rate · balance €18,926.73After 59 months: €2,369.14 rate · balance €18,969.14After 60 months: €2,411.54 rate · balance €19,011.54After 61 months: €2,455.11 rate · balance €19,055.11After 62 months: €2,498.67 rate · balance €19,098.67After 63 months: €2,542.24 rate · balance €19,142.24After 64 months: €2,585.81 rate · balance €19,185.81After 65 months: €2,629.38 rate · balance €19,229.38After 66 months: €2,672.95 rate · balance €19,272.95After 67 months: €2,716.51 rate · balance €19,316.51After 68 months: €2,760.08 rate · balance €19,360.08After 69 months: €2,803.65 rate · balance €19,403.65After 70 months: €2,847.22 rate · balance €19,447.22After 71 months: €2,890.79 rate · balance €19,490.79After 72 months: €2,934.36 rate · balance €19,534.36After 73 months: €2,979.12 rate · balance €19,579.12After 74 months: €3,023.89 rate · balance €19,623.89After 75 months: €3,068.65 rate · balance €19,668.65After 76 months: €3,113.42 rate · balance €19,713.42After 77 months: €3,158.19 rate · balance €19,758.19After 78 months: €3,202.95 rate · balance €19,802.95After 79 months: €3,247.72 rate · balance €19,847.72After 80 months: €3,292.48 rate · balance €19,892.48After 81 months: €3,337.25 rate · balance €19,937.25After 82 months: €3,382.02 rate · balance €19,982.02After 83 months: €3,426.78 rate · balance €20,026.78After 84 months: €3,471.55 rate · balance €20,071.55After 85 months: €3,517.55 rate · balance €20,117.55After 86 months: €3,563.54 rate · balance €20,163.54After 87 months: €3,609.54 rate · balance €20,209.54After 88 months: €3,655.54 rate · balance €20,255.54After 89 months: €3,701.54 rate · balance €20,301.54After 90 months: €3,747.53 rate · balance €20,347.53After 91 months: €3,793.53 rate · balance €20,393.53After 92 months: €3,839.53 rate · balance €20,439.53After 93 months: €3,885.53 rate · balance €20,485.53After 94 months: €3,931.52 rate · balance €20,531.52After 95 months: €3,977.52 rate · balance €20,577.52After 96 months: €4,023.52 rate · balance €20,623.52After 97 months: €4,070.78 rate · balance €20,670.78After 98 months: €4,118.04 rate · balance €20,718.04After 99 months: €4,165.30 rate · balance €20,765.30After 100 months: €4,212.57 rate · balance €20,812.57After 101 months: €4,259.83 rate · balance €20,859.83After 102 months: €4,307.09 rate · balance €20,907.09After 103 months: €4,354.35 rate · balance €20,954.35After 104 months: €4,401.61 rate · balance €21,001.61After 105 months: €4,448.88 rate · balance €21,048.88After 106 months: €4,496.14 rate · balance €21,096.14After 107 months: €4,543.40 rate · balance €21,143.40After 108 months: €4,590.66 rate · balance €21,190.66After 109 months: €4,639.23 rate · balance €21,239.23After 110 months: €4,687.79 rate · balance €21,287.79After 111 months: €4,736.35 rate · balance €21,336.35After 112 months: €4,784.91 rate · balance €21,384.91After 113 months: €4,833.47 rate · balance €21,433.47After 114 months: €4,882.03 rate · balance €21,482.03After 115 months: €4,930.60 rate · balance €21,530.60After 116 months: €4,979.16 rate · balance €21,579.16After 117 months: €5,027.72 rate · balance €21,627.72After 118 months: €5,076.28 rate · balance €21,676.28After 119 months: €5,124.84 rate · balance €21,724.84After 120 months: €5,173.41 rate · balance €21,773.41After 121 months: €5,223.30 rate · balance €21,823.30After 122 months: €5,273.20 rate · balance €21,873.20After 123 months: €5,323.10 rate · balance €21,923.10After 124 months: €5,373.00 rate · balance €21,973.00After 125 months: €5,422.89 rate · balance €22,022.89After 126 months: €5,472.79 rate · balance €22,072.79After 127 months: €5,522.69 rate · balance €22,122.69After 128 months: €5,572.59 rate · balance €22,172.59After 129 months: €5,622.48 rate · balance €22,222.48After 130 months: €5,672.38 rate · balance €22,272.38After 131 months: €5,722.28 rate · balance €22,322.28After 132 months: €5,772.18 rate · balance €22,372.18After 133 months: €5,823.44 rate · balance €22,423.44After 134 months: €5,874.71 rate · balance €22,474.71After 135 months: €5,925.98 rate · balance €22,525.98After 136 months: €5,977.25 rate · balance €22,577.25After 137 months: €6,028.52 rate · balance €22,628.52After 138 months: €6,079.79 rate · balance €22,679.79After 139 months: €6,131.06 rate · balance €22,731.06After 140 months: €6,182.33 rate · balance €22,782.33After 141 months: €6,233.60 rate · balance €22,833.60After 142 months: €6,284.87 rate · balance €22,884.87After 143 months: €6,336.14 rate · balance €22,936.14After 144 months: €6,387.41 rate · balance €22,987.41After 145 months: €6,440.09 rate · balance €23,040.09After 146 months: €6,492.77 rate · balance €23,092.77After 147 months: €6,545.45 rate · balance €23,145.45After 148 months: €6,598.13 rate · balance €23,198.13After 149 months: €6,650.81 rate · balance €23,250.81After 150 months: €6,703.49 rate · balance €23,303.49After 151 months: €6,756.17 rate · balance €23,356.17After 152 months: €6,808.85 rate · balance €23,408.85After 153 months: €6,861.53 rate · balance €23,461.53After 154 months: €6,914.21 rate · balance €23,514.21After 155 months: €6,966.88 rate · balance €23,566.88After 156 months: €7,019.56 rate · balance €23,619.56After 157 months: €7,073.69 rate · balance €23,673.69After 158 months: €7,127.82 rate · balance €23,727.82After 159 months: €7,181.95 rate · balance €23,781.95After 160 months: €7,236.08 rate · balance €23,836.08After 161 months: €7,290.21 rate · balance €23,890.21After 162 months: €7,344.33 rate · balance €23,944.33After 163 months: €7,398.46 rate · balance €23,998.46After 164 months: €7,452.59 rate · balance €24,052.59After 165 months: €7,506.72 rate · balance €24,106.72After 166 months: €7,560.85 rate · balance €24,160.85After 167 months: €7,614.97 rate · balance €24,214.97After 168 months: €7,669.10 rate · balance €24,269.10
€ 0€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs11 yrs12 yrs13 yrs14 yrs€7,669After 1 month: €38.04 rate · balance €16,638.04After 2 months: €76.08 rate · balance €16,676.08After 3 months: €114.13 rate · balance €16,714.13After 4 months: €152.17 rate · balance €16,752.17After 5 months: €190.21 rate · balance €16,790.21After 6 months: €228.25 rate · balance €16,828.25After 7 months: €266.29 rate · balance €16,866.29After 8 months: €304.33 rate · balance €16,904.33After 9 months: €342.38 rate · balance €16,942.38After 10 months: €380.42 rate · balance €16,980.42After 11 months: €418.46 rate · balance €17,018.46After 12 months: €456.50 rate · balance €17,056.50After 13 months: €495.59 rate · balance €17,095.59After 14 months: €534.68 rate · balance €17,134.68After 15 months: €573.76 rate · balance €17,173.76After 16 months: €612.85 rate · balance €17,212.85After 17 months: €651.94 rate · balance €17,251.94After 18 months: €691.03 rate · balance €17,291.03After 19 months: €730.12 rate · balance €17,330.12After 20 months: €769.20 rate · balance €17,369.20After 21 months: €808.29 rate · balance €17,408.29After 22 months: €847.38 rate · balance €17,447.38After 23 months: €886.47 rate · balance €17,486.47After 24 months: €925.55 rate · balance €17,525.55After 25 months: €965.72 rate · balance €17,565.72After 26 months: €1,005.88 rate · balance €17,605.88After 27 months: €1,046.04 rate · balance €17,646.04After 28 months: €1,086.20 rate · balance €17,686.20After 29 months: €1,126.37 rate · balance €17,726.37After 30 months: €1,166.53 rate · balance €17,766.53After 31 months: €1,206.69 rate · balance €17,806.69After 32 months: €1,246.86 rate · balance €17,846.86After 33 months: €1,287.02 rate · balance €17,887.02After 34 months: €1,327.18 rate · balance €17,927.18After 35 months: €1,367.34 rate · balance €17,967.34After 36 months: €1,407.51 rate · balance €18,007.51After 37 months: €1,448.77 rate · balance €18,048.77After 38 months: €1,490.04 rate · balance €18,090.04After 39 months: €1,531.31 rate · balance €18,131.31After 40 months: €1,572.58 rate · balance €18,172.58After 41 months: €1,613.84 rate · balance €18,213.84After 42 months: €1,655.11 rate · balance €18,255.11After 43 months: €1,696.38 rate · balance €18,296.38After 44 months: €1,737.64 rate · balance €18,337.64After 45 months: €1,778.91 rate · balance €18,378.91After 46 months: €1,820.18 rate · balance €18,420.18After 47 months: €1,861.45 rate · balance €18,461.45After 48 months: €1,902.71 rate · balance €18,502.71After 49 months: €1,945.11 rate · balance €18,545.11After 50 months: €1,987.52 rate · balance €18,587.52After 51 months: €2,029.92 rate · balance €18,629.92After 52 months: €2,072.32 rate · balance €18,672.32After 53 months: €2,114.72 rate · balance €18,714.72After 54 months: €2,157.13 rate · balance €18,757.13After 55 months: €2,199.53 rate · balance €18,799.53After 56 months: €2,241.93 rate · balance €18,841.93After 57 months: €2,284.33 rate · balance €18,884.33After 58 months: €2,326.73 rate · balance €18,926.73After 59 months: €2,369.14 rate · balance €18,969.14After 60 months: €2,411.54 rate · balance €19,011.54After 61 months: €2,455.11 rate · balance €19,055.11After 62 months: €2,498.67 rate · balance €19,098.67After 63 months: €2,542.24 rate · balance €19,142.24After 64 months: €2,585.81 rate · balance €19,185.81After 65 months: €2,629.38 rate · balance €19,229.38After 66 months: €2,672.95 rate · balance €19,272.95After 67 months: €2,716.51 rate · balance €19,316.51After 68 months: €2,760.08 rate · balance €19,360.08After 69 months: €2,803.65 rate · balance €19,403.65After 70 months: €2,847.22 rate · balance €19,447.22After 71 months: €2,890.79 rate · balance €19,490.79After 72 months: €2,934.36 rate · balance €19,534.36After 73 months: €2,979.12 rate · balance €19,579.12After 74 months: €3,023.89 rate · balance €19,623.89After 75 months: €3,068.65 rate · balance €19,668.65After 76 months: €3,113.42 rate · balance €19,713.42After 77 months: €3,158.19 rate · balance €19,758.19After 78 months: €3,202.95 rate · balance €19,802.95After 79 months: €3,247.72 rate · balance €19,847.72After 80 months: €3,292.48 rate · balance €19,892.48After 81 months: €3,337.25 rate · balance €19,937.25After 82 months: €3,382.02 rate · balance €19,982.02After 83 months: €3,426.78 rate · balance €20,026.78After 84 months: €3,471.55 rate · balance €20,071.55After 85 months: €3,517.55 rate · balance €20,117.55After 86 months: €3,563.54 rate · balance €20,163.54After 87 months: €3,609.54 rate · balance €20,209.54After 88 months: €3,655.54 rate · balance €20,255.54After 89 months: €3,701.54 rate · balance €20,301.54After 90 months: €3,747.53 rate · balance €20,347.53After 91 months: €3,793.53 rate · balance €20,393.53After 92 months: €3,839.53 rate · balance €20,439.53After 93 months: €3,885.53 rate · balance €20,485.53After 94 months: €3,931.52 rate · balance €20,531.52After 95 months: €3,977.52 rate · balance €20,577.52After 96 months: €4,023.52 rate · balance €20,623.52After 97 months: €4,070.78 rate · balance €20,670.78After 98 months: €4,118.04 rate · balance €20,718.04After 99 months: €4,165.30 rate · balance €20,765.30After 100 months: €4,212.57 rate · balance €20,812.57After 101 months: €4,259.83 rate · balance €20,859.83After 102 months: €4,307.09 rate · balance €20,907.09After 103 months: €4,354.35 rate · balance €20,954.35After 104 months: €4,401.61 rate · balance €21,001.61After 105 months: €4,448.88 rate · balance €21,048.88After 106 months: €4,496.14 rate · balance €21,096.14After 107 months: €4,543.40 rate · balance €21,143.40After 108 months: €4,590.66 rate · balance €21,190.66After 109 months: €4,639.23 rate · balance €21,239.23After 110 months: €4,687.79 rate · balance €21,287.79After 111 months: €4,736.35 rate · balance €21,336.35After 112 months: €4,784.91 rate · balance €21,384.91After 113 months: €4,833.47 rate · balance €21,433.47After 114 months: €4,882.03 rate · balance €21,482.03After 115 months: €4,930.60 rate · balance €21,530.60After 116 months: €4,979.16 rate · balance €21,579.16After 117 months: €5,027.72 rate · balance €21,627.72After 118 months: €5,076.28 rate · balance €21,676.28After 119 months: €5,124.84 rate · balance €21,724.84After 120 months: €5,173.41 rate · balance €21,773.41After 121 months: €5,223.30 rate · balance €21,823.30After 122 months: €5,273.20 rate · balance €21,873.20After 123 months: €5,323.10 rate · balance €21,923.10After 124 months: €5,373.00 rate · balance €21,973.00After 125 months: €5,422.89 rate · balance €22,022.89After 126 months: €5,472.79 rate · balance €22,072.79After 127 months: €5,522.69 rate · balance €22,122.69After 128 months: €5,572.59 rate · balance €22,172.59After 129 months: €5,622.48 rate · balance €22,222.48After 130 months: €5,672.38 rate · balance €22,272.38After 131 months: €5,722.28 rate · balance €22,322.28After 132 months: €5,772.18 rate · balance €22,372.18After 133 months: €5,823.44 rate · balance €22,423.44After 134 months: €5,874.71 rate · balance €22,474.71After 135 months: €5,925.98 rate · balance €22,525.98After 136 months: €5,977.25 rate · balance €22,577.25After 137 months: €6,028.52 rate · balance €22,628.52After 138 months: €6,079.79 rate · balance €22,679.79After 139 months: €6,131.06 rate · balance €22,731.06After 140 months: €6,182.33 rate · balance €22,782.33After 141 months: €6,233.60 rate · balance €22,833.60After 142 months: €6,284.87 rate · balance €22,884.87After 143 months: €6,336.14 rate · balance €22,936.14After 144 months: €6,387.41 rate · balance €22,987.41After 145 months: €6,440.09 rate · balance €23,040.09After 146 months: €6,492.77 rate · balance €23,092.77After 147 months: €6,545.45 rate · balance €23,145.45After 148 months: €6,598.13 rate · balance €23,198.13After 149 months: €6,650.81 rate · balance €23,250.81After 150 months: €6,703.49 rate · balance €23,303.49After 151 months: €6,756.17 rate · balance €23,356.17After 152 months: €6,808.85 rate · balance €23,408.85After 153 months: €6,861.53 rate · balance €23,461.53After 154 months: €6,914.21 rate · balance €23,514.21After 155 months: €6,966.88 rate · balance €23,566.88After 156 months: €7,019.56 rate · balance €23,619.56After 157 months: €7,073.69 rate · balance €23,673.69After 158 months: €7,127.82 rate · balance €23,727.82After 159 months: €7,181.95 rate · balance €23,781.95After 160 months: €7,236.08 rate · balance €23,836.08After 161 months: €7,290.21 rate · balance €23,890.21After 162 months: €7,344.33 rate · balance €23,944.33After 163 months: €7,398.46 rate · balance €23,998.46After 164 months: €7,452.59 rate · balance €24,052.59After 165 months: €7,506.72 rate · balance €24,106.72After 166 months: €7,560.85 rate · balance €24,160.85After 167 months: €7,614.97 rate · balance €24,214.97After 168 months: €7,669.10 rate · balance €24,269.10
Per year
AfterInterest up to thenBalance
1 year€457€17,057
2 years€926€17,526
3 years€1,408€18,008
4 years€1,903€18,503
5 years€2,412€19,012
6 years€2,934€19,534
7 years€3,472€20,072
8 years€4,024€20,624
9 years€4,591€21,191
10 years€5,173€21,773
11 years€5,772€22,372
12 years€6,387€22,987
13 years€7,020€23,620
14 years€7,669€24,269

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct