RabobankRabo DoelSparen
Deposit · 19 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
- Rate
- 3.15%
- 19 years fixed
- since 13 Oct 2026
- Your return on €50,000
- €1,575
- per year, annualised · €40,133 total over 19 years
- Deposit guarantee
- €50,000 fully protectedDutch scheme
Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 19 years: €40,133.
Interest built up over 19 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €1,575 | €51,575 |
| 2 years | €3,200 | €53,200 |
| 3 years | €4,875 | €54,875 |
| 4 years | €6,604 | €56,604 |
| 5 years | €8,387 | €58,387 |
| 6 years | €10,226 | €60,226 |
| 7 years | €12,123 | €62,123 |
| 8 years | €14,080 | €64,080 |
| 9 years | €16,099 | €66,099 |
| 10 years | €18,181 | €68,181 |
| 11 years | €20,329 | €70,329 |
| 12 years | €22,544 | €72,544 |
| 13 years | €24,829 | €74,829 |
| 14 years | €27,186 | €77,186 |
| 15 years | €29,617 | €79,617 |
| 16 years | €32,125 | €82,125 |
| 17 years | €34,712 | €84,712 |
| 18 years | €37,381 | €87,381 |
| 19 years | €40,133 | €90,133 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.15% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 14 Oct 2026
- Access
- 19 years fixed · early withdrawal with loss of interest
- Term
- 19 years
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Vaste rente voor een zelf gekozen einddatum 15 tot 20 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
- Na de einddatum geldt een variabele rente
- Een Rabobank betaalrekening is nodig
Deposit guarantee
€50,000 fully protected
Dutch scheme
Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Coöperatieve Rabobank U.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 13 Oct 2026 | 3.15% | current |
| 15 Sep 2026 | 3.00% | 13 Oct 2026 |
| 7 Jun 2026 | 3.00% | 15 Sep 2026web archive |
| 12 Feb 2026 | 2.75% | 7 Jun 2026web archive |
All historic rates of Rabobank →All savings products of Rabobank →
- 13 Oct 2026Rabobank – Rabo DoelSparen (228 mo): 3.00% → 3.15%
- 5 Oct 2026Rabobank – Rabo DoelSparen (228 mo): 3.15% announced from 2026-10-14 (now 3.00%)
- 5 Oct 2026Rabobank – Rabo DoelSparen (228 mo): conditions changed
- 15 Sep 2026New: Rabobank – Rabo DoelSparen (228 mo) 3.00%
Rate checked on 2 Nov 2026.
Other offers from Rabobank
Instant access · 2.00% · DirectInstant access · 1.60% · Direct6 months · 1.70% · Direct1 year · 1.85% · Direct1 year · 1.65% · Direct1 year · 1.85% · Direct2 years · 2.25% · Direct3 years · 2.35% · Direct4 years · 2.50% · Direct5 years · 2.70% · Direct6 years · 2.75% · Direct7 years · 2.75% · Direct8 years · 2.80% · Direct9 years · 2.85% · Direct10 years · 3.00% · Direct11 years · 3.00% · Direct12 years · 3.00% · Direct13 years · 3.00% · Direct14 years · 3.00% · Direct15 years · 3.15% · Direct16 years · 3.15% · Direct17 years · 3.15% · Direct18 years · 3.15% · Direct20 years · 3.20% · Direct