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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 2 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
1.80%
2 years fixed
Your return on €10,000
€180
per year, annualised · €363 total over 2 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 2 years: €363.
Interest built up over 2 years
€ 0€ 200start1 yr2 yrs€363After 1 month: €15 rate · balance €10,015After 2 months: €30 rate · balance €10,030After 3 months: €45 rate · balance €10,045After 4 months: €60 rate · balance €10,060After 5 months: €75 rate · balance €10,075After 6 months: €90 rate · balance €10,090After 7 months: €105 rate · balance €10,105After 8 months: €120 rate · balance €10,120After 9 months: €135 rate · balance €10,135

Rate and conditions

BalanceRate
€0 – and up1.80%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
2 years fixed · early withdrawal with loss of interest
Term
2 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 2 tot 3 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

1.80% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (24 mo) 1.80%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
After 10 months: €150 rate · balance €10,150After 11 months: €165 rate · balance €10,165After 12 months: €180 rate · balance €10,180After 13 months: €195.27 rate · balance €10,195.27After 14 months: €210.54 rate · balance €10,210.54After 15 months: €225.81 rate · balance €10,225.81After 16 months: €241.08 rate · balance €10,241.08After 17 months: €256.35 rate · balance €10,256.35After 18 months: €271.62 rate · balance €10,271.62After 19 months: €286.89 rate · balance €10,286.89After 20 months: €302.16 rate · balance €10,302.16After 21 months: €317.43 rate · balance €10,317.43After 22 months: €332.70 rate · balance €10,332.70After 23 months: €347.97 rate · balance €10,347.97After 24 months: €363.24 rate · balance €10,363.24
€ 0€ 200start1 yr2 yrs€363After 1 month: €15 rate · balance €10,015After 2 months: €30 rate · balance €10,030After 3 months: €45 rate · balance €10,045After 4 months: €60 rate · balance €10,060After 5 months: €75 rate · balance €10,075After 6 months: €90 rate · balance €10,090After 7 months: €105 rate · balance €10,105After 8 months: €120 rate · balance €10,120After 9 months: €135 rate · balance €10,135After 10 months: €150 rate · balance €10,150After 11 months: €165 rate · balance €10,165After 12 months: €180 rate · balance €10,180After 13 months: €195.27 rate · balance €10,195.27After 14 months: €210.54 rate · balance €10,210.54After 15 months: €225.81 rate · balance €10,225.81After 16 months: €241.08 rate · balance €10,241.08After 17 months: €256.35 rate · balance €10,256.35After 18 months: €271.62 rate · balance €10,271.62After 19 months: €286.89 rate · balance €10,286.89After 20 months: €302.16 rate · balance €10,302.16After 21 months: €317.43 rate · balance €10,317.43After 22 months: €332.70 rate · balance €10,332.70After 23 months: €347.97 rate · balance €10,347.97After 24 months: €363.24 rate · balance €10,363.24
Per year
AfterInterest up to thenBalance
1 year€180€10,180
2 years€363€10,363

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct