RabobankRabo DoelSparen

Deposit · 2 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.25%
2 years fixed
since 13 Oct 2026
Your return on €100,000
€2,250
per year, annualised · €4,551 total over 2 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 2 years: €4,551.
Interest built up over 2 years
€ 0€ 2k€ 4kstart1 yr2 yrs€4,551After 1 month: €187.50 rate · balance €100,187.50After 2 months: €375 rate · balance €100,375After 3 months: €562.50 rate · balance €100,562.50After 4 months: €750 rate · balance €100,750After 5 months: €937.50 rate · balance €100,937.50After 6 months: €1,125 rate · balance €101,125After 7 months: €1,312.50 rate · balance €101,312.50After 8 months: €1,500 rate · balance €101,500After 9 months: €1,687.50 rate · balance €101,687.50After 10 months: €1,875 rate · balance €101,875After 11 months: €2,062.50 rate · balance €102,062.50After 12 months: €2,250 rate · balance €102,250After 13 months: €2,441.72 rate · balance €102,441.72After 14 months: €2,633.44 rate · balance €102,633.44After 15 months: €2,825.16 rate · balance €102,825.16After 16 months: €3,016.88 rate · balance €103,016.88After 17 months: €3,208.59 rate · balance €103,208.59After 18 months: €3,400.31 rate · balance €103,400.31After 19 months: €3,592.03 rate · balance €103,592.03After 20 months: €3,783.75 rate · balance €103,783.75After 21 months: €3,975.47 rate · balance €103,975.47After 22 months: €4,167.19 rate · balance €104,167.19After 23 months: €4,358.91 rate · balance €104,358.91After 24 months: €4,550.63 rate · balance €104,550.63
Per year
AfterInterest up to thenBalance
1 year€2,250€102,250
2 years€4,551€104,551

Rate and conditions

BalanceRate
€0 – and up2.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
2 years fixed · early withdrawal with loss of interest
Term
2 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 2 tot 3 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%1.75%2.00%2.25%2.50%12 Feb 202624 Jun 2026now2.25%1.80% from 12 Feb 2026 until 15 Sep 20261.80% from 15 Sep 2026 until 13 Oct 20262.25% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.25%current
15 Sep 20261.80%13 Oct 2026
12 Feb 20261.80%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (24 mo): 1.80% → 2.25%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (24 mo): 2.25% announced from 2026-10-14 (now 1.80%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (24 mo) 1.80%

Rate checked on 2 Nov 2026.

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