RabobankRabo DoelSparen

Deposit · 2 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.25%
2 years fixed
since 13 Oct 2026
Your return on €16,600
€374
per year, annualised · €755 total over 2 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 2 years: €755.
Interest built up over 2 years
€ 0€ 500start1 yr2 yrs€755After 1 month: €31.13 rate · balance €16,631.13After 2 months: €62.25 rate · balance €16,662.25After 3 months: €93.38 rate · balance €16,693.38After 4 months: €124.50 rate · balance €16,724.50After 5 months: €155.63 rate · balance €16,755.63After 6 months: €186.75 rate · balance €16,786.75After 7 months: €217.88 rate · balance €16,817.88After 8 months: €249 rate · balance €16,849After 9 months: €280.13 rate · balance €16,880.13After 10 months: €311.25 rate · balance €16,911.25After 11 months: €342.38 rate · balance €16,942.38After 12 months: €373.50 rate · balance €16,973.50After 13 months: €405.33 rate · balance €17,005.33After 14 months: €437.15 rate · balance €17,037.15After 15 months: €468.98 rate · balance €17,068.98After 16 months: €500.80 rate · balance €17,100.80After 17 months: €532.63 rate · balance €17,132.63After 18 months: €564.45 rate · balance €17,164.45After 19 months: €596.28 rate · balance €17,196.28After 20 months: €628.10 rate · balance €17,228.10After 21 months: €659.93 rate · balance €17,259.93After 22 months: €691.75 rate · balance €17,291.75After 23 months: €723.58 rate · balance €17,323.58After 24 months: €755.40 rate · balance €17,355.40
Per year
AfterInterest up to thenBalance
1 year€374€16,974
2 years€755€17,355

Rate and conditions

BalanceRate
€0 – and up2.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
2 years fixed · early withdrawal with loss of interest
Term
2 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 2 tot 3 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%1.75%2.00%2.25%2.50%12 Feb 202624 Jun 2026now2.25%1.80% from 12 Feb 2026 until 15 Sep 20261.80% from 15 Sep 2026 until 13 Oct 20262.25% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.25%current
15 Sep 20261.80%13 Oct 2026
12 Feb 20261.80%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (24 mo): 1.80% → 2.25%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (24 mo): 2.25% announced from 2026-10-14 (now 1.80%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (24 mo) 1.80%

Rate checked on 2 Nov 2026.

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