RabobankRabo DoelSparen
Deposit · 3 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
- Rate
- 2.35%
- 3 years fixed
- since 13 Oct 2026
- Your return on €10,000
- €235
- per year, annualised · €722 total over 3 years
- Deposit guarantee
- €10,000 fully protectedDutch scheme
Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €10,000
Gross interest over 3 years: €722.
Interest built up over 3 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €235 | €10,235 |
| 2 years | €476 | €10,476 |
| 3 years | €722 | €10,722 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.35% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 14 Oct 2026
- Access
- 3 years fixed · early withdrawal with loss of interest
- Term
- 3 years
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Vaste rente voor een zelf gekozen einddatum 3 tot 4 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
- Na de einddatum geldt een variabele rente
- Een Rabobank betaalrekening is nodig
Deposit guarantee
€10,000 fully protected
Dutch scheme
Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Coöperatieve Rabobank U.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 13 Oct 2026 | 2.35% | current |
| 15 Sep 2026 | 1.90% | 13 Oct 2026 |
| 7 Jun 2026 | 1.90% | 15 Sep 2026web archive |
| 12 Feb 2026 | 1.85% | 7 Jun 2026web archive |
All historic rates of Rabobank →All savings products of Rabobank →
- 13 Oct 2026Rabobank – Rabo DoelSparen (36 mo): 1.90% → 2.35%
- 5 Oct 2026Rabobank – Rabo DoelSparen (36 mo): 2.35% announced from 2026-10-14 (now 1.90%)
- 15 Sep 2026New: Rabobank – Rabo DoelSparen (36 mo) 1.90%
Rate checked on 2 Nov 2026.
Other offers from Rabobank
Instant access · 2.00% · DirectInstant access · 1.60% · Direct6 months · 1.70% · Direct1 year · 1.85% · Direct1 year · 1.65% · Direct1 year · 1.85% · Direct2 years · 2.25% · Direct4 years · 2.50% · Direct5 years · 2.70% · Direct6 years · 2.75% · Direct7 years · 2.75% · Direct8 years · 2.80% · Direct9 years · 2.85% · Direct10 years · 3.00% · Direct11 years · 3.00% · Direct12 years · 3.00% · Direct13 years · 3.00% · Direct14 years · 3.00% · Direct15 years · 3.15% · Direct16 years · 3.15% · Direct17 years · 3.15% · Direct18 years · 3.15% · Direct19 years · 3.15% · Direct20 years · 3.20% · Direct