Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
Back to the comparison

RabobankRabo DoelSparen

Deposit · 3 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
1.90%
3 years fixed
Your return on €100,000
€1,900
per year, annualised · €5,809 total over 3 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 3 years: €5,809.
Interest built up over 3 years
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs€5,809After 1 month: €158.33 rate · balance €100,158.33After 2 months: €316.67 rate · balance €100,316.67After 3 months: €475.00 rate · balance €100,475.00After 4 months: €633.33 rate · balance €100,633.33

Rate and conditions

BalanceRate
€0 – and up1.90%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
3 years fixed · early withdrawal with loss of interest
Term
3 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 3 tot 4 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

1.90% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (36 mo) 1.90%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
After 5 months: €791.67 rate · balance €100,791.67After 6 months: €950.00 rate · balance €100,950.00After 7 months: €1,108.33 rate · balance €101,108.33After 8 months: €1,266.67 rate · balance €101,266.67After 9 months: €1,425.00 rate · balance €101,425.00After 10 months: €1,583.33 rate · balance €101,583.33After 11 months: €1,741.67 rate · balance €101,741.67After 12 months: €1,900.00 rate · balance €101,900.00After 13 months: €2,061.34 rate · balance €102,061.34After 14 months: €2,222.68 rate · balance €102,222.68After 15 months: €2,384.02 rate · balance €102,384.02After 16 months: €2,545.37 rate · balance €102,545.37After 17 months: €2,706.71 rate · balance €102,706.71After 18 months: €2,868.05 rate · balance €102,868.05After 19 months: €3,029.39 rate · balance €103,029.39After 20 months: €3,190.73 rate · balance €103,190.73After 21 months: €3,352.07 rate · balance €103,352.07After 22 months: €3,513.42 rate · balance €103,513.42After 23 months: €3,674.76 rate · balance €103,674.76After 24 months: €3,836.10 rate · balance €103,836.10After 25 months: €4,000.51 rate · balance €104,000.51After 26 months: €4,164.91 rate · balance €104,164.91After 27 months: €4,329.32 rate · balance €104,329.32After 28 months: €4,493.73 rate · balance €104,493.73After 29 months: €4,658.14 rate · balance €104,658.14After 30 months: €4,822.54 rate · balance €104,822.54After 31 months: €4,986.95 rate · balance €104,986.95After 32 months: €5,151.36 rate · balance €105,151.36After 33 months: €5,315.76 rate · balance €105,315.76After 34 months: €5,480.17 rate · balance €105,480.17After 35 months: €5,644.58 rate · balance €105,644.58After 36 months: €5,808.99 rate · balance €105,808.99
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs€5,809After 1 month: €158.33 rate · balance €100,158.33After 2 months: €316.67 rate · balance €100,316.67After 3 months: €475.00 rate · balance €100,475.00After 4 months: €633.33 rate · balance €100,633.33After 5 months: €791.67 rate · balance €100,791.67After 6 months: €950.00 rate · balance €100,950.00After 7 months: €1,108.33 rate · balance €101,108.33After 8 months: €1,266.67 rate · balance €101,266.67After 9 months: €1,425.00 rate · balance €101,425.00After 10 months: €1,583.33 rate · balance €101,583.33After 11 months: €1,741.67 rate · balance €101,741.67After 12 months: €1,900.00 rate · balance €101,900.00After 13 months: €2,061.34 rate · balance €102,061.34After 14 months: €2,222.68 rate · balance €102,222.68After 15 months: €2,384.02 rate · balance €102,384.02After 16 months: €2,545.37 rate · balance €102,545.37After 17 months: €2,706.71 rate · balance €102,706.71After 18 months: €2,868.05 rate · balance €102,868.05After 19 months: €3,029.39 rate · balance €103,029.39After 20 months: €3,190.73 rate · balance €103,190.73After 21 months: €3,352.07 rate · balance €103,352.07After 22 months: €3,513.42 rate · balance €103,513.42After 23 months: €3,674.76 rate · balance €103,674.76After 24 months: €3,836.10 rate · balance €103,836.10After 25 months: €4,000.51 rate · balance €104,000.51After 26 months: €4,164.91 rate · balance €104,164.91After 27 months: €4,329.32 rate · balance €104,329.32After 28 months: €4,493.73 rate · balance €104,493.73After 29 months: €4,658.14 rate · balance €104,658.14After 30 months: €4,822.54 rate · balance €104,822.54After 31 months: €4,986.95 rate · balance €104,986.95After 32 months: €5,151.36 rate · balance €105,151.36After 33 months: €5,315.76 rate · balance €105,315.76After 34 months: €5,480.17 rate · balance €105,480.17After 35 months: €5,644.58 rate · balance €105,644.58After 36 months: €5,808.99 rate · balance €105,808.99
Per year
AfterInterest up to thenBalance
1 year€1,900€101,900
2 years€3,836€103,836
3 years€5,809€105,809

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct