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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 3 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
1.90%
3 years fixed
Your return on €16,600
€315
per year, annualised · €964 total over 3 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 3 years: €964.
Interest built up over 3 years
€ 0€ 500start1 yr2 yrs3 yrs€964After 1 month: €26.28 rate · balance €16,626.28After 2 months: €52.57 rate · balance €16,652.57After 3 months: €78.85 rate · balance €16,678.85After 4 months: €105.13 rate · balance €16,705.13After 5 months: €131.42 rate · balance €16,731.42After 6 months: €157.70 rate · balance €16,757.70

Rate and conditions

BalanceRate
€0 – and up1.90%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
3 years fixed · early withdrawal with loss of interest
Term
3 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 3 tot 4 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

1.90% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (36 mo) 1.90%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
After 7 months: €183.98 rate · balance €16,783.98After 8 months: €210.27 rate · balance €16,810.27After 9 months: €236.55 rate · balance €16,836.55After 10 months: €262.83 rate · balance €16,862.83After 11 months: €289.12 rate · balance €16,889.12After 12 months: €315.40 rate · balance €16,915.40After 13 months: €342.18 rate · balance €16,942.18After 14 months: €368.96 rate · balance €16,968.97After 15 months: €395.75 rate · balance €16,995.75After 16 months: €422.53 rate · balance €17,022.53After 17 months: €449.31 rate · balance €17,049.31After 18 months: €476.10 rate · balance €17,076.10After 19 months: €502.88 rate · balance €17,102.88After 20 months: €529.66 rate · balance €17,129.66After 21 months: €556.44 rate · balance €17,156.44After 22 months: €583.23 rate · balance €17,183.23After 23 months: €610.01 rate · balance €17,210.01After 24 months: €636.79 rate · balance €17,236.79After 25 months: €664.08 rate · balance €17,264.08After 26 months: €691.38 rate · balance €17,291.38After 27 months: €718.67 rate · balance €17,318.67After 28 months: €745.96 rate · balance €17,345.96After 29 months: €773.25 rate · balance €17,373.25After 30 months: €800.54 rate · balance €17,400.54After 31 months: €827.83 rate · balance €17,427.83After 32 months: €855.12 rate · balance €17,455.12After 33 months: €882.42 rate · balance €17,482.42After 34 months: €909.71 rate · balance €17,509.71After 35 months: €937.00 rate · balance €17,537.00After 36 months: €964.29 rate · balance €17,564.29
€ 0€ 500start1 yr2 yrs3 yrs€964After 1 month: €26.28 rate · balance €16,626.28After 2 months: €52.57 rate · balance €16,652.57After 3 months: €78.85 rate · balance €16,678.85After 4 months: €105.13 rate · balance €16,705.13After 5 months: €131.42 rate · balance €16,731.42After 6 months: €157.70 rate · balance €16,757.70After 7 months: €183.98 rate · balance €16,783.98After 8 months: €210.27 rate · balance €16,810.27After 9 months: €236.55 rate · balance €16,836.55After 10 months: €262.83 rate · balance €16,862.83After 11 months: €289.12 rate · balance €16,889.12After 12 months: €315.40 rate · balance €16,915.40After 13 months: €342.18 rate · balance €16,942.18After 14 months: €368.96 rate · balance €16,968.97After 15 months: €395.75 rate · balance €16,995.75After 16 months: €422.53 rate · balance €17,022.53After 17 months: €449.31 rate · balance €17,049.31After 18 months: €476.10 rate · balance €17,076.10After 19 months: €502.88 rate · balance €17,102.88After 20 months: €529.66 rate · balance €17,129.66After 21 months: €556.44 rate · balance €17,156.44After 22 months: €583.23 rate · balance €17,183.23After 23 months: €610.01 rate · balance €17,210.01After 24 months: €636.79 rate · balance €17,236.79After 25 months: €664.08 rate · balance €17,264.08After 26 months: €691.38 rate · balance €17,291.38After 27 months: €718.67 rate · balance €17,318.67After 28 months: €745.96 rate · balance €17,345.96After 29 months: €773.25 rate · balance €17,373.25After 30 months: €800.54 rate · balance €17,400.54After 31 months: €827.83 rate · balance €17,427.83After 32 months: €855.12 rate · balance €17,455.12After 33 months: €882.42 rate · balance €17,482.42After 34 months: €909.71 rate · balance €17,509.71After 35 months: €937.00 rate · balance €17,537.00After 36 months: €964.29 rate · balance €17,564.29
Per year
AfterInterest up to thenBalance
1 year€315€16,915
2 years€637€17,237
3 years€964€17,564

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct