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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 3 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
1.90%
3 years fixed
Your return on €16,800
€319
per year, annualised · €976 total over 3 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 3 years: €976.
Interest built up over 3 years
€ 0€ 500start1 yr2 yrs3 yrs€976After 1 month: €26.60 rate · balance €16,826.60After 2 months: €53.20 rate · balance €16,853.20After 3 months: €79.80 rate · balance €16,879.80After 4 months: €106.40 rate · balance €16,906.40After 5 months: €133 rate · balance €16,933After 6 months: €159.60 rate · balance €16,959.60

Rate and conditions

BalanceRate
€0 – and up1.90%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
3 years fixed · early withdrawal with loss of interest
Term
3 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 3 tot 4 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

1.90% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (36 mo) 1.90%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
After 7 months: €186.20 rate · balance €16,986.20After 8 months: €212.80 rate · balance €17,012.80After 9 months: €239.40 rate · balance €17,039.40After 10 months: €266 rate · balance €17,066After 11 months: €292.60 rate · balance €17,092.60After 12 months: €319.20 rate · balance €17,119.20After 13 months: €346.31 rate · balance €17,146.31After 14 months: €373.41 rate · balance €17,173.41After 15 months: €400.52 rate · balance €17,200.52After 16 months: €427.62 rate · balance €17,227.62After 17 months: €454.73 rate · balance €17,254.73After 18 months: €481.83 rate · balance €17,281.83After 19 months: €508.94 rate · balance €17,308.94After 20 months: €536.04 rate · balance €17,336.04After 21 months: €563.15 rate · balance €17,363.15After 22 months: €590.25 rate · balance €17,390.25After 23 months: €617.36 rate · balance €17,417.36After 24 months: €644.46 rate · balance €17,444.46After 25 months: €672.09 rate · balance €17,472.09After 26 months: €699.71 rate · balance €17,499.71After 27 months: €727.33 rate · balance €17,527.33After 28 months: €754.95 rate · balance €17,554.95After 29 months: €782.57 rate · balance €17,582.57After 30 months: €810.19 rate · balance €17,610.19After 31 months: €837.81 rate · balance €17,637.81After 32 months: €865.43 rate · balance €17,665.43After 33 months: €893.05 rate · balance €17,693.05After 34 months: €920.67 rate · balance €17,720.67After 35 months: €948.29 rate · balance €17,748.29After 36 months: €975.91 rate · balance €17,775.91
€ 0€ 500start1 yr2 yrs3 yrs€976After 1 month: €26.60 rate · balance €16,826.60After 2 months: €53.20 rate · balance €16,853.20After 3 months: €79.80 rate · balance €16,879.80After 4 months: €106.40 rate · balance €16,906.40After 5 months: €133 rate · balance €16,933After 6 months: €159.60 rate · balance €16,959.60After 7 months: €186.20 rate · balance €16,986.20After 8 months: €212.80 rate · balance €17,012.80After 9 months: €239.40 rate · balance €17,039.40After 10 months: €266 rate · balance €17,066After 11 months: €292.60 rate · balance €17,092.60After 12 months: €319.20 rate · balance €17,119.20After 13 months: €346.31 rate · balance €17,146.31After 14 months: €373.41 rate · balance €17,173.41After 15 months: €400.52 rate · balance €17,200.52After 16 months: €427.62 rate · balance €17,227.62After 17 months: €454.73 rate · balance €17,254.73After 18 months: €481.83 rate · balance €17,281.83After 19 months: €508.94 rate · balance €17,308.94After 20 months: €536.04 rate · balance €17,336.04After 21 months: €563.15 rate · balance €17,363.15After 22 months: €590.25 rate · balance €17,390.25After 23 months: €617.36 rate · balance €17,417.36After 24 months: €644.46 rate · balance €17,444.46After 25 months: €672.09 rate · balance €17,472.09After 26 months: €699.71 rate · balance €17,499.71After 27 months: €727.33 rate · balance €17,527.33After 28 months: €754.95 rate · balance €17,554.95After 29 months: €782.57 rate · balance €17,582.57After 30 months: €810.19 rate · balance €17,610.19After 31 months: €837.81 rate · balance €17,637.81After 32 months: €865.43 rate · balance €17,665.43After 33 months: €893.05 rate · balance €17,693.05After 34 months: €920.67 rate · balance €17,720.67After 35 months: €948.29 rate · balance €17,748.29After 36 months: €975.91 rate · balance €17,775.91
Per year
AfterInterest up to thenBalance
1 year€319€17,119
2 years€644€17,444
3 years€976€17,776

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct