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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 4 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.00%
4 years fixed
Your return on €10,000
€200
per year, annualised · €824 total over 4 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 4 years: €824.
Interest built up over 4 years
€ 0€ 500start2 yrs4 yrs€824After 1 month: €16.67 rate · balance €10,016.67After 2 months: €33.33 rate · balance €10,033.33After 3 months: €50.00 rate · balance €10,050.00After 4 months: €66.67 rate · balance €10,066.67

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
4 years fixed · early withdrawal with loss of interest
Term
4 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 4 tot 5 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.00% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (48 mo) 2.00%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
After 5 months: €83.33 rate · balance €10,083.33After 6 months: €100.00 rate · balance €10,100.00After 7 months: €116.67 rate · balance €10,116.67After 8 months: €133.33 rate · balance €10,133.33After 9 months: €150.00 rate · balance €10,150.00After 10 months: €166.67 rate · balance €10,166.67After 11 months: €183.33 rate · balance €10,183.33After 12 months: €200.00 rate · balance €10,200.00After 13 months: €217.00 rate · balance €10,217.00After 14 months: €234.00 rate · balance €10,234.00After 15 months: €251.00 rate · balance €10,251.00After 16 months: €268.00 rate · balance €10,268.00After 17 months: €285.00 rate · balance €10,285.00After 18 months: €302.00 rate · balance €10,302.00After 19 months: €319.00 rate · balance €10,319.00After 20 months: €336.00 rate · balance €10,336.00After 21 months: €353.00 rate · balance €10,353.00After 22 months: €370.00 rate · balance €10,370.00After 23 months: €387.00 rate · balance €10,387.00After 24 months: €404.00 rate · balance €10,404.00After 25 months: €421.34 rate · balance €10,421.34After 26 months: €438.68 rate · balance €10,438.68After 27 months: €456.02 rate · balance €10,456.02After 28 months: €473.36 rate · balance €10,473.36After 29 months: €490.70 rate · balance €10,490.70After 30 months: €508.04 rate · balance €10,508.04After 31 months: €525.38 rate · balance €10,525.38After 32 months: €542.72 rate · balance €10,542.72After 33 months: €560.06 rate · balance €10,560.06After 34 months: €577.40 rate · balance €10,577.40After 35 months: €594.74 rate · balance €10,594.74After 36 months: €612.08 rate · balance €10,612.08After 37 months: €629.77 rate · balance €10,629.77After 38 months: €647.45 rate · balance €10,647.45After 39 months: €665.14 rate · balance €10,665.14After 40 months: €682.83 rate · balance €10,682.83After 41 months: €700.51 rate · balance €10,700.51After 42 months: €718.20 rate · balance €10,718.20After 43 months: €735.89 rate · balance €10,735.89After 44 months: €753.57 rate · balance €10,753.57After 45 months: €771.26 rate · balance €10,771.26After 46 months: €788.95 rate · balance €10,788.95After 47 months: €806.64 rate · balance €10,806.64After 48 months: €824.32 rate · balance €10,824.32
€ 0€ 500start1 yr2 yrs3 yrs4 yrs€824After 1 month: €16.67 rate · balance €10,016.67After 2 months: €33.33 rate · balance €10,033.33After 3 months: €50.00 rate · balance €10,050.00After 4 months: €66.67 rate · balance €10,066.67After 5 months: €83.33 rate · balance €10,083.33After 6 months: €100.00 rate · balance €10,100.00After 7 months: €116.67 rate · balance €10,116.67After 8 months: €133.33 rate · balance €10,133.33After 9 months: €150.00 rate · balance €10,150.00After 10 months: €166.67 rate · balance €10,166.67After 11 months: €183.33 rate · balance €10,183.33After 12 months: €200.00 rate · balance €10,200.00After 13 months: €217.00 rate · balance €10,217.00After 14 months: €234.00 rate · balance €10,234.00After 15 months: €251.00 rate · balance €10,251.00After 16 months: €268.00 rate · balance €10,268.00After 17 months: €285.00 rate · balance €10,285.00After 18 months: €302.00 rate · balance €10,302.00After 19 months: €319.00 rate · balance €10,319.00After 20 months: €336.00 rate · balance €10,336.00After 21 months: €353.00 rate · balance €10,353.00After 22 months: €370.00 rate · balance €10,370.00After 23 months: €387.00 rate · balance €10,387.00After 24 months: €404.00 rate · balance €10,404.00After 25 months: €421.34 rate · balance €10,421.34After 26 months: €438.68 rate · balance €10,438.68After 27 months: €456.02 rate · balance €10,456.02After 28 months: €473.36 rate · balance €10,473.36After 29 months: €490.70 rate · balance €10,490.70After 30 months: €508.04 rate · balance €10,508.04After 31 months: €525.38 rate · balance €10,525.38After 32 months: €542.72 rate · balance €10,542.72After 33 months: €560.06 rate · balance €10,560.06After 34 months: €577.40 rate · balance €10,577.40After 35 months: €594.74 rate · balance €10,594.74After 36 months: €612.08 rate · balance €10,612.08After 37 months: €629.77 rate · balance €10,629.77After 38 months: €647.45 rate · balance €10,647.45After 39 months: €665.14 rate · balance €10,665.14After 40 months: €682.83 rate · balance €10,682.83After 41 months: €700.51 rate · balance €10,700.51After 42 months: €718.20 rate · balance €10,718.20After 43 months: €735.89 rate · balance €10,735.89After 44 months: €753.57 rate · balance €10,753.57After 45 months: €771.26 rate · balance €10,771.26After 46 months: €788.95 rate · balance €10,788.95After 47 months: €806.64 rate · balance €10,806.64After 48 months: €824.32 rate · balance €10,824.32
Per year
AfterInterest up to thenBalance
1 year€200€10,200
2 years€404€10,404
3 years€612€10,612
4 years€824€10,824

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct