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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 4 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.00%
4 years fixed
Your return on €100,000
€2,000
per year, annualised · €8,243 total over 4 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 4 years: €8,243.
Interest built up over 4 years
€ 0€ 5kstart2 yrs4 yrs€8,243After 1 month: €166.67 rate · balance €100,166.67After 2 months: €333.33 rate · balance €100,333.33After 3 months: €500.00 rate · balance €100,500.00After 4 months: €666.67 rate · balance €100,666.67

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
4 years fixed · early withdrawal with loss of interest
Term
4 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 4 tot 5 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.00% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (48 mo) 2.00%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
After 5 months: €833.33 rate · balance €100,833.33After 6 months: €1,000.00 rate · balance €101,000.00After 7 months: €1,166.67 rate · balance €101,166.67After 8 months: €1,333.33 rate · balance €101,333.33After 9 months: €1,500.00 rate · balance €101,500.00After 10 months: €1,666.67 rate · balance €101,666.67After 11 months: €1,833.33 rate · balance €101,833.33After 12 months: €2,000.00 rate · balance €102,000.00After 13 months: €2,170.00 rate · balance €102,170.00After 14 months: €2,340.00 rate · balance €102,340.00After 15 months: €2,510.00 rate · balance €102,510.00After 16 months: €2,680.00 rate · balance €102,680.00After 17 months: €2,850.00 rate · balance €102,850.00After 18 months: €3,020.00 rate · balance €103,020.00After 19 months: €3,190.00 rate · balance €103,190.00After 20 months: €3,360.00 rate · balance €103,360.00After 21 months: €3,530.00 rate · balance €103,530.00After 22 months: €3,700.00 rate · balance €103,700.00After 23 months: €3,870.00 rate · balance €103,870.00After 24 months: €4,040.00 rate · balance €104,040.00After 25 months: €4,213.40 rate · balance €104,213.40After 26 months: €4,386.80 rate · balance €104,386.80After 27 months: €4,560.20 rate · balance €104,560.20After 28 months: €4,733.60 rate · balance €104,733.60After 29 months: €4,907.00 rate · balance €104,907.00After 30 months: €5,080.40 rate · balance €105,080.40After 31 months: €5,253.80 rate · balance €105,253.80After 32 months: €5,427.20 rate · balance €105,427.20After 33 months: €5,600.60 rate · balance €105,600.60After 34 months: €5,774.00 rate · balance €105,774.00After 35 months: €5,947.40 rate · balance €105,947.40After 36 months: €6,120.80 rate · balance €106,120.80After 37 months: €6,297.67 rate · balance €106,297.67After 38 months: €6,474.54 rate · balance €106,474.54After 39 months: €6,651.40 rate · balance €106,651.40After 40 months: €6,828.27 rate · balance €106,828.27After 41 months: €7,005.14 rate · balance €107,005.14After 42 months: €7,182.01 rate · balance €107,182.01After 43 months: €7,358.88 rate · balance €107,358.88After 44 months: €7,535.74 rate · balance €107,535.74After 45 months: €7,712.61 rate · balance €107,712.61After 46 months: €7,889.48 rate · balance €107,889.48After 47 months: €8,066.35 rate · balance €108,066.35After 48 months: €8,243.22 rate · balance €108,243.22
€ 0€ 5kstart1 yr2 yrs3 yrs4 yrs€8,243After 1 month: €166.67 rate · balance €100,166.67After 2 months: €333.33 rate · balance €100,333.33After 3 months: €500.00 rate · balance €100,500.00After 4 months: €666.67 rate · balance €100,666.67After 5 months: €833.33 rate · balance €100,833.33After 6 months: €1,000.00 rate · balance €101,000.00After 7 months: €1,166.67 rate · balance €101,166.67After 8 months: €1,333.33 rate · balance €101,333.33After 9 months: €1,500.00 rate · balance €101,500.00After 10 months: €1,666.67 rate · balance €101,666.67After 11 months: €1,833.33 rate · balance €101,833.33After 12 months: €2,000.00 rate · balance €102,000.00After 13 months: €2,170.00 rate · balance €102,170.00After 14 months: €2,340.00 rate · balance €102,340.00After 15 months: €2,510.00 rate · balance €102,510.00After 16 months: €2,680.00 rate · balance €102,680.00After 17 months: €2,850.00 rate · balance €102,850.00After 18 months: €3,020.00 rate · balance €103,020.00After 19 months: €3,190.00 rate · balance €103,190.00After 20 months: €3,360.00 rate · balance €103,360.00After 21 months: €3,530.00 rate · balance €103,530.00After 22 months: €3,700.00 rate · balance €103,700.00After 23 months: €3,870.00 rate · balance €103,870.00After 24 months: €4,040.00 rate · balance €104,040.00After 25 months: €4,213.40 rate · balance €104,213.40After 26 months: €4,386.80 rate · balance €104,386.80After 27 months: €4,560.20 rate · balance €104,560.20After 28 months: €4,733.60 rate · balance €104,733.60After 29 months: €4,907.00 rate · balance €104,907.00After 30 months: €5,080.40 rate · balance €105,080.40After 31 months: €5,253.80 rate · balance €105,253.80After 32 months: €5,427.20 rate · balance €105,427.20After 33 months: €5,600.60 rate · balance €105,600.60After 34 months: €5,774.00 rate · balance €105,774.00After 35 months: €5,947.40 rate · balance €105,947.40After 36 months: €6,120.80 rate · balance €106,120.80After 37 months: €6,297.67 rate · balance €106,297.67After 38 months: €6,474.54 rate · balance €106,474.54After 39 months: €6,651.40 rate · balance €106,651.40After 40 months: €6,828.27 rate · balance €106,828.27After 41 months: €7,005.14 rate · balance €107,005.14After 42 months: €7,182.01 rate · balance €107,182.01After 43 months: €7,358.88 rate · balance €107,358.88After 44 months: €7,535.74 rate · balance €107,535.74After 45 months: €7,712.61 rate · balance €107,712.61After 46 months: €7,889.48 rate · balance €107,889.48After 47 months: €8,066.35 rate · balance €108,066.35After 48 months: €8,243.22 rate · balance €108,243.22
Per year
AfterInterest up to thenBalance
1 year€2,000€102,000
2 years€4,040€104,040
3 years€6,121€106,121
4 years€8,243€108,243

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct