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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 4 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.00%
4 years fixed
Your return on €16,600
€332
per year, annualised · €1,368 total over 4 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 4 years: €1,368.
Interest built up over 4 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,368After 1 month: €27.67 rate · balance €16,627.67After 2 months: €55.33 rate · balance €16,655.33

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
4 years fixed · early withdrawal with loss of interest
Term
4 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 4 tot 5 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.00% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (48 mo) 2.00%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
After 3 months: €83.00 rate · balance €16,683.00After 4 months: €110.67 rate · balance €16,710.67After 5 months: €138.33 rate · balance €16,738.33After 6 months: €166.00 rate · balance €16,766.00After 7 months: €193.67 rate · balance €16,793.67After 8 months: €221.33 rate · balance €16,821.33After 9 months: €249.00 rate · balance €16,849.00After 10 months: €276.67 rate · balance €16,876.67After 11 months: €304.33 rate · balance €16,904.33After 12 months: €332.00 rate · balance €16,932.00After 13 months: €360.22 rate · balance €16,960.22After 14 months: €388.44 rate · balance €16,988.44After 15 months: €416.66 rate · balance €17,016.66After 16 months: €444.88 rate · balance €17,044.88After 17 months: €473.10 rate · balance €17,073.10After 18 months: €501.32 rate · balance €17,101.32After 19 months: €529.54 rate · balance €17,129.54After 20 months: €557.76 rate · balance €17,157.76After 21 months: €585.98 rate · balance €17,185.98After 22 months: €614.20 rate · balance €17,214.20After 23 months: €642.42 rate · balance €17,242.42After 24 months: €670.64 rate · balance €17,270.64After 25 months: €699.42 rate · balance €17,299.42After 26 months: €728.21 rate · balance €17,328.21After 27 months: €756.99 rate · balance €17,356.99After 28 months: €785.78 rate · balance €17,385.78After 29 months: €814.56 rate · balance €17,414.56After 30 months: €843.35 rate · balance €17,443.35After 31 months: €872.13 rate · balance €17,472.13After 32 months: €900.92 rate · balance €17,500.92After 33 months: €929.70 rate · balance €17,529.70After 34 months: €958.48 rate · balance €17,558.48After 35 months: €987.27 rate · balance €17,587.27After 36 months: €1,016.05 rate · balance €17,616.05After 37 months: €1,045.41 rate · balance €17,645.41After 38 months: €1,074.77 rate · balance €17,674.77After 39 months: €1,104.13 rate · balance €17,704.13After 40 months: €1,133.49 rate · balance €17,733.49After 41 months: €1,162.85 rate · balance €17,762.85After 42 months: €1,192.21 rate · balance €17,792.21After 43 months: €1,221.57 rate · balance €17,821.57After 44 months: €1,250.93 rate · balance €17,850.93After 45 months: €1,280.29 rate · balance €17,880.29After 46 months: €1,309.65 rate · balance €17,909.65After 47 months: €1,339.01 rate · balance €17,939.01After 48 months: €1,368.37 rate · balance €17,968.37
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs€1,368After 1 month: €27.67 rate · balance €16,627.67After 2 months: €55.33 rate · balance €16,655.33After 3 months: €83.00 rate · balance €16,683.00After 4 months: €110.67 rate · balance €16,710.67After 5 months: €138.33 rate · balance €16,738.33After 6 months: €166.00 rate · balance €16,766.00After 7 months: €193.67 rate · balance €16,793.67After 8 months: €221.33 rate · balance €16,821.33After 9 months: €249.00 rate · balance €16,849.00After 10 months: €276.67 rate · balance €16,876.67After 11 months: €304.33 rate · balance €16,904.33After 12 months: €332.00 rate · balance €16,932.00After 13 months: €360.22 rate · balance €16,960.22After 14 months: €388.44 rate · balance €16,988.44After 15 months: €416.66 rate · balance €17,016.66After 16 months: €444.88 rate · balance €17,044.88After 17 months: €473.10 rate · balance €17,073.10After 18 months: €501.32 rate · balance €17,101.32After 19 months: €529.54 rate · balance €17,129.54After 20 months: €557.76 rate · balance €17,157.76After 21 months: €585.98 rate · balance €17,185.98After 22 months: €614.20 rate · balance €17,214.20After 23 months: €642.42 rate · balance €17,242.42After 24 months: €670.64 rate · balance €17,270.64After 25 months: €699.42 rate · balance €17,299.42After 26 months: €728.21 rate · balance €17,328.21After 27 months: €756.99 rate · balance €17,356.99After 28 months: €785.78 rate · balance €17,385.78After 29 months: €814.56 rate · balance €17,414.56After 30 months: €843.35 rate · balance €17,443.35After 31 months: €872.13 rate · balance €17,472.13After 32 months: €900.92 rate · balance €17,500.92After 33 months: €929.70 rate · balance €17,529.70After 34 months: €958.48 rate · balance €17,558.48After 35 months: €987.27 rate · balance €17,587.27After 36 months: €1,016.05 rate · balance €17,616.05After 37 months: €1,045.41 rate · balance €17,645.41After 38 months: €1,074.77 rate · balance €17,674.77After 39 months: €1,104.13 rate · balance €17,704.13After 40 months: €1,133.49 rate · balance €17,733.49After 41 months: €1,162.85 rate · balance €17,762.85After 42 months: €1,192.21 rate · balance €17,792.21After 43 months: €1,221.57 rate · balance €17,821.57After 44 months: €1,250.93 rate · balance €17,850.93After 45 months: €1,280.29 rate · balance €17,880.29After 46 months: €1,309.65 rate · balance €17,909.65After 47 months: €1,339.01 rate · balance €17,939.01After 48 months: €1,368.37 rate · balance €17,968.37
Per year
AfterInterest up to thenBalance
1 year€332€16,932
2 years€671€17,271
3 years€1,016€17,616
4 years€1,368€17,968

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct