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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 4 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.00%
4 years fixed
Your return on €16,800
€336
per year, annualised · €1,385 total over 4 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 4 years: €1,385.
Interest built up over 4 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,385After 1 month: €28 rate · balance €16,828After 2 months: €56 rate · balance €16,856After 3 months: €84 rate · balance €16,884

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
4 years fixed · early withdrawal with loss of interest
Term
4 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 4 tot 5 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.00% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (48 mo) 2.00%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
After 4 months: €112 rate · balance €16,912After 5 months: €140 rate · balance €16,940After 6 months: €168 rate · balance €16,968After 7 months: €196 rate · balance €16,996After 8 months: €224 rate · balance €17,024After 9 months: €252 rate · balance €17,052After 10 months: €280 rate · balance €17,080After 11 months: €308 rate · balance €17,108After 12 months: €336 rate · balance €17,136After 13 months: €364.56 rate · balance €17,164.56After 14 months: €393.12 rate · balance €17,193.12After 15 months: €421.68 rate · balance €17,221.68After 16 months: €450.24 rate · balance €17,250.24After 17 months: €478.80 rate · balance €17,278.80After 18 months: €507.36 rate · balance €17,307.36After 19 months: €535.92 rate · balance €17,335.92After 20 months: €564.48 rate · balance €17,364.48After 21 months: €593.04 rate · balance €17,393.04After 22 months: €621.60 rate · balance €17,421.60After 23 months: €650.16 rate · balance €17,450.16After 24 months: €678.72 rate · balance €17,478.72After 25 months: €707.85 rate · balance €17,507.85After 26 months: €736.98 rate · balance €17,536.98After 27 months: €766.11 rate · balance €17,566.11After 28 months: €795.24 rate · balance €17,595.24After 29 months: €824.38 rate · balance €17,624.38After 30 months: €853.51 rate · balance €17,653.51After 31 months: €882.64 rate · balance €17,682.64After 32 months: €911.77 rate · balance €17,711.77After 33 months: €940.90 rate · balance €17,740.90After 34 months: €970.03 rate · balance €17,770.03After 35 months: €999.16 rate · balance €17,799.16After 36 months: €1,028.29 rate · balance €17,828.29After 37 months: €1,058.01 rate · balance €17,858.01After 38 months: €1,087.72 rate · balance €17,887.72After 39 months: €1,117.44 rate · balance €17,917.44After 40 months: €1,147.15 rate · balance €17,947.15After 41 months: €1,176.86 rate · balance €17,976.86After 42 months: €1,206.58 rate · balance €18,006.58After 43 months: €1,236.29 rate · balance €18,036.29After 44 months: €1,266.00 rate · balance €18,066.00After 45 months: €1,295.72 rate · balance €18,095.72After 46 months: €1,325.43 rate · balance €18,125.43After 47 months: €1,355.15 rate · balance €18,155.15After 48 months: €1,384.86 rate · balance €18,184.86
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs€1,385After 1 month: €28 rate · balance €16,828After 2 months: €56 rate · balance €16,856After 3 months: €84 rate · balance €16,884After 4 months: €112 rate · balance €16,912After 5 months: €140 rate · balance €16,940After 6 months: €168 rate · balance €16,968After 7 months: €196 rate · balance €16,996After 8 months: €224 rate · balance €17,024After 9 months: €252 rate · balance €17,052After 10 months: €280 rate · balance €17,080After 11 months: €308 rate · balance €17,108After 12 months: €336 rate · balance €17,136After 13 months: €364.56 rate · balance €17,164.56After 14 months: €393.12 rate · balance €17,193.12After 15 months: €421.68 rate · balance €17,221.68After 16 months: €450.24 rate · balance €17,250.24After 17 months: €478.80 rate · balance €17,278.80After 18 months: €507.36 rate · balance €17,307.36After 19 months: €535.92 rate · balance €17,335.92After 20 months: €564.48 rate · balance €17,364.48After 21 months: €593.04 rate · balance €17,393.04After 22 months: €621.60 rate · balance €17,421.60After 23 months: €650.16 rate · balance €17,450.16After 24 months: €678.72 rate · balance €17,478.72After 25 months: €707.85 rate · balance €17,507.85After 26 months: €736.98 rate · balance €17,536.98After 27 months: €766.11 rate · balance €17,566.11After 28 months: €795.24 rate · balance €17,595.24After 29 months: €824.38 rate · balance €17,624.38After 30 months: €853.51 rate · balance €17,653.51After 31 months: €882.64 rate · balance €17,682.64After 32 months: €911.77 rate · balance €17,711.77After 33 months: €940.90 rate · balance €17,740.90After 34 months: €970.03 rate · balance €17,770.03After 35 months: €999.16 rate · balance €17,799.16After 36 months: €1,028.29 rate · balance €17,828.29After 37 months: €1,058.01 rate · balance €17,858.01After 38 months: €1,087.72 rate · balance €17,887.72After 39 months: €1,117.44 rate · balance €17,917.44After 40 months: €1,147.15 rate · balance €17,947.15After 41 months: €1,176.86 rate · balance €17,976.86After 42 months: €1,206.58 rate · balance €18,006.58After 43 months: €1,236.29 rate · balance €18,036.29After 44 months: €1,266.00 rate · balance €18,066.00After 45 months: €1,295.72 rate · balance €18,095.72After 46 months: €1,325.43 rate · balance €18,125.43After 47 months: €1,355.15 rate · balance €18,155.15After 48 months: €1,384.86 rate · balance €18,184.86
Per year
AfterInterest up to thenBalance
1 year€336€17,136
2 years€679€17,479
3 years€1,028€17,828
4 years€1,385€18,185

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct