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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 4 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.00%
4 years fixed
Your return on €25,000
€500
per year, annualised · €2,061 total over 4 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 4 years: €2,061.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,061After 1 month: €41.67 rate · balance €25,041.67After 2 months: €83.33 rate · balance €25,083.33

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
4 years fixed · early withdrawal with loss of interest
Term
4 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 4 tot 5 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.00% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (48 mo) 2.00%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct5 years · 2.35% · Direct6 years · 2.40% · Direct
After 3 months: €125.00 rate · balance €25,125.00After 4 months: €166.67 rate · balance €25,166.67After 5 months: €208.33 rate · balance €25,208.33After 6 months: €250.00 rate · balance €25,250.00After 7 months: €291.67 rate · balance €25,291.67After 8 months: €333.33 rate · balance €25,333.33After 9 months: €375.00 rate · balance €25,375.00After 10 months: €416.67 rate · balance €25,416.67After 11 months: €458.33 rate · balance €25,458.33After 12 months: €500.00 rate · balance €25,500.00After 13 months: €542.50 rate · balance €25,542.50After 14 months: €585.00 rate · balance €25,585.00After 15 months: €627.50 rate · balance €25,627.50After 16 months: €670.00 rate · balance €25,670.00After 17 months: €712.50 rate · balance €25,712.50After 18 months: €755.00 rate · balance €25,755.00After 19 months: €797.50 rate · balance €25,797.50After 20 months: €840.00 rate · balance €25,840.00After 21 months: €882.50 rate · balance €25,882.50After 22 months: €925.00 rate · balance €25,925.00After 23 months: €967.50 rate · balance €25,967.50After 24 months: €1,010.00 rate · balance €26,010.00After 25 months: €1,053.35 rate · balance €26,053.35After 26 months: €1,096.70 rate · balance €26,096.70After 27 months: €1,140.05 rate · balance €26,140.05After 28 months: €1,183.40 rate · balance €26,183.40After 29 months: €1,226.75 rate · balance €26,226.75After 30 months: €1,270.10 rate · balance €26,270.10After 31 months: €1,313.45 rate · balance €26,313.45After 32 months: €1,356.80 rate · balance €26,356.80After 33 months: €1,400.15 rate · balance €26,400.15After 34 months: €1,443.50 rate · balance €26,443.50After 35 months: €1,486.85 rate · balance €26,486.85After 36 months: €1,530.20 rate · balance €26,530.20After 37 months: €1,574.42 rate · balance €26,574.42After 38 months: €1,618.63 rate · balance €26,618.63After 39 months: €1,662.85 rate · balance €26,662.85After 40 months: €1,707.07 rate · balance €26,707.07After 41 months: €1,751.29 rate · balance €26,751.29After 42 months: €1,795.50 rate · balance €26,795.50After 43 months: €1,839.72 rate · balance €26,839.72After 44 months: €1,883.94 rate · balance €26,883.94After 45 months: €1,928.15 rate · balance €26,928.15After 46 months: €1,972.37 rate · balance €26,972.37After 47 months: €2,016.59 rate · balance €27,016.59After 48 months: €2,060.80 rate · balance €27,060.80
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,061After 1 month: €41.67 rate · balance €25,041.67After 2 months: €83.33 rate · balance €25,083.33After 3 months: €125.00 rate · balance €25,125.00After 4 months: €166.67 rate · balance €25,166.67After 5 months: €208.33 rate · balance €25,208.33After 6 months: €250.00 rate · balance €25,250.00After 7 months: €291.67 rate · balance €25,291.67After 8 months: €333.33 rate · balance €25,333.33After 9 months: €375.00 rate · balance €25,375.00After 10 months: €416.67 rate · balance €25,416.67After 11 months: €458.33 rate · balance €25,458.33After 12 months: €500.00 rate · balance €25,500.00After 13 months: €542.50 rate · balance €25,542.50After 14 months: €585.00 rate · balance €25,585.00After 15 months: €627.50 rate · balance €25,627.50After 16 months: €670.00 rate · balance €25,670.00After 17 months: €712.50 rate · balance €25,712.50After 18 months: €755.00 rate · balance €25,755.00After 19 months: €797.50 rate · balance €25,797.50After 20 months: €840.00 rate · balance €25,840.00After 21 months: €882.50 rate · balance €25,882.50After 22 months: €925.00 rate · balance €25,925.00After 23 months: €967.50 rate · balance €25,967.50After 24 months: €1,010.00 rate · balance €26,010.00After 25 months: €1,053.35 rate · balance €26,053.35After 26 months: €1,096.70 rate · balance €26,096.70After 27 months: €1,140.05 rate · balance €26,140.05After 28 months: €1,183.40 rate · balance €26,183.40After 29 months: €1,226.75 rate · balance €26,226.75After 30 months: €1,270.10 rate · balance €26,270.10After 31 months: €1,313.45 rate · balance €26,313.45After 32 months: €1,356.80 rate · balance €26,356.80After 33 months: €1,400.15 rate · balance €26,400.15After 34 months: €1,443.50 rate · balance €26,443.50After 35 months: €1,486.85 rate · balance €26,486.85After 36 months: €1,530.20 rate · balance €26,530.20After 37 months: €1,574.42 rate · balance €26,574.42After 38 months: €1,618.63 rate · balance €26,618.63After 39 months: €1,662.85 rate · balance €26,662.85After 40 months: €1,707.07 rate · balance €26,707.07After 41 months: €1,751.29 rate · balance €26,751.29After 42 months: €1,795.50 rate · balance €26,795.50After 43 months: €1,839.72 rate · balance €26,839.72After 44 months: €1,883.94 rate · balance €26,883.94After 45 months: €1,928.15 rate · balance €26,928.15After 46 months: €1,972.37 rate · balance €26,972.37After 47 months: €2,016.59 rate · balance €27,016.59After 48 months: €2,060.80 rate · balance €27,060.80
Per year
AfterInterest up to thenBalance
1 year€500€25,500
2 years€1,010€26,010
3 years€1,530€26,530
4 years€2,061€27,061

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct