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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 5 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.35%
5 years fixed
Your return on €10,000
€235
per year, annualised · €1,232 total over 5 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,232.
Interest built up over 5 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,232

Rate and conditions

BalanceRate
€0 – and up2.35%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 5 tot 6 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.35% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (60 mo) 2.35%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct6 years · 2.40% · Direct
After 1 month: €19.58 rate · balance €10,019.58After 2 months: €39.17 rate · balance €10,039.17After 3 months: €58.75 rate · balance €10,058.75After 4 months: €78.33 rate · balance €10,078.33After 5 months: €97.92 rate · balance €10,097.92After 6 months: €117.50 rate · balance €10,117.50After 7 months: €137.08 rate · balance €10,137.08After 8 months: €156.67 rate · balance €10,156.67After 9 months: €176.25 rate · balance €10,176.25After 10 months: €195.83 rate · balance €10,195.83After 11 months: €215.42 rate · balance €10,215.42After 12 months: €235.00 rate · balance €10,235.00After 13 months: €255.04 rate · balance €10,255.04After 14 months: €275.09 rate · balance €10,275.09After 15 months: €295.13 rate · balance €10,295.13After 16 months: €315.17 rate · balance €10,315.17After 17 months: €335.22 rate · balance €10,335.22After 18 months: €355.26 rate · balance €10,355.26After 19 months: €375.30 rate · balance €10,375.30After 20 months: €395.35 rate · balance €10,395.35After 21 months: €415.39 rate · balance €10,415.39After 22 months: €435.43 rate · balance €10,435.43After 23 months: €455.48 rate · balance €10,455.48After 24 months: €475.52 rate · balance €10,475.52After 25 months: €496.04 rate · balance €10,496.04After 26 months: €516.55 rate · balance €10,516.55After 27 months: €537.07 rate · balance €10,537.07After 28 months: €557.58 rate · balance €10,557.58After 29 months: €578.09 rate · balance €10,578.09After 30 months: €598.61 rate · balance €10,598.61After 31 months: €619.12 rate · balance €10,619.12After 32 months: €639.64 rate · balance €10,639.64After 33 months: €660.15 rate · balance €10,660.15After 34 months: €680.67 rate · balance €10,680.67After 35 months: €701.18 rate · balance €10,701.18After 36 months: €721.70 rate · balance €10,721.70After 37 months: €742.69 rate · balance €10,742.69After 38 months: €763.69 rate · balance €10,763.69After 39 months: €784.69 rate · balance €10,784.69After 40 months: €805.68 rate · balance €10,805.68After 41 months: €826.68 rate · balance €10,826.68After 42 months: €847.68 rate · balance €10,847.68After 43 months: €868.67 rate · balance €10,868.67After 44 months: €889.67 rate · balance €10,889.67After 45 months: €910.67 rate · balance €10,910.67After 46 months: €931.66 rate · balance €10,931.66After 47 months: €952.66 rate · balance €10,952.66After 48 months: €973.66 rate · balance €10,973.66After 49 months: €995.15 rate · balance €10,995.15After 50 months: €1,016.64 rate · balance €11,016.64After 51 months: €1,038.13 rate · balance €11,038.13After 52 months: €1,059.62 rate · balance €11,059.62After 53 months: €1,081.11 rate · balance €11,081.11After 54 months: €1,102.60 rate · balance €11,102.60After 55 months: €1,124.09 rate · balance €11,124.09After 56 months: €1,145.58 rate · balance €11,145.58After 57 months: €1,167.07 rate · balance €11,167.07After 58 months: €1,188.56 rate · balance €11,188.56After 59 months: €1,210.05 rate · balance €11,210.05After 60 months: €1,231.54 rate · balance €11,231.54
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,232After 1 month: €19.58 rate · balance €10,019.58After 2 months: €39.17 rate · balance €10,039.17After 3 months: €58.75 rate · balance €10,058.75After 4 months: €78.33 rate · balance €10,078.33After 5 months: €97.92 rate · balance €10,097.92After 6 months: €117.50 rate · balance €10,117.50After 7 months: €137.08 rate · balance €10,137.08After 8 months: €156.67 rate · balance €10,156.67After 9 months: €176.25 rate · balance €10,176.25After 10 months: €195.83 rate · balance €10,195.83After 11 months: €215.42 rate · balance €10,215.42After 12 months: €235.00 rate · balance €10,235.00After 13 months: €255.04 rate · balance €10,255.04After 14 months: €275.09 rate · balance €10,275.09After 15 months: €295.13 rate · balance €10,295.13After 16 months: €315.17 rate · balance €10,315.17After 17 months: €335.22 rate · balance €10,335.22After 18 months: €355.26 rate · balance €10,355.26After 19 months: €375.30 rate · balance €10,375.30After 20 months: €395.35 rate · balance €10,395.35After 21 months: €415.39 rate · balance €10,415.39After 22 months: €435.43 rate · balance €10,435.43After 23 months: €455.48 rate · balance €10,455.48After 24 months: €475.52 rate · balance €10,475.52After 25 months: €496.04 rate · balance €10,496.04After 26 months: €516.55 rate · balance €10,516.55After 27 months: €537.07 rate · balance €10,537.07After 28 months: €557.58 rate · balance €10,557.58After 29 months: €578.09 rate · balance €10,578.09After 30 months: €598.61 rate · balance €10,598.61After 31 months: €619.12 rate · balance €10,619.12After 32 months: €639.64 rate · balance €10,639.64After 33 months: €660.15 rate · balance €10,660.15After 34 months: €680.67 rate · balance €10,680.67After 35 months: €701.18 rate · balance €10,701.18After 36 months: €721.70 rate · balance €10,721.70After 37 months: €742.69 rate · balance €10,742.69After 38 months: €763.69 rate · balance €10,763.69After 39 months: €784.69 rate · balance €10,784.69After 40 months: €805.68 rate · balance €10,805.68After 41 months: €826.68 rate · balance €10,826.68After 42 months: €847.68 rate · balance €10,847.68After 43 months: €868.67 rate · balance €10,868.67After 44 months: €889.67 rate · balance €10,889.67After 45 months: €910.67 rate · balance €10,910.67After 46 months: €931.66 rate · balance €10,931.66After 47 months: €952.66 rate · balance €10,952.66After 48 months: €973.66 rate · balance €10,973.66After 49 months: €995.15 rate · balance €10,995.15After 50 months: €1,016.64 rate · balance €11,016.64After 51 months: €1,038.13 rate · balance €11,038.13After 52 months: €1,059.62 rate · balance €11,059.62After 53 months: €1,081.11 rate · balance €11,081.11After 54 months: €1,102.60 rate · balance €11,102.60After 55 months: €1,124.09 rate · balance €11,124.09After 56 months: €1,145.58 rate · balance €11,145.58After 57 months: €1,167.07 rate · balance €11,167.07After 58 months: €1,188.56 rate · balance €11,188.56After 59 months: €1,210.05 rate · balance €11,210.05After 60 months: €1,231.54 rate · balance €11,231.54
Per year
AfterInterest up to thenBalance
1 year€235€10,235
2 years€476€10,476
3 years€722€10,722
4 years€974€10,974
5 years€1,232€11,232

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct