RabobankRabo DoelSparen

Deposit · 5 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.70%
5 years fixed
since 13 Oct 2026
Your return on €10,000
€270
per year, annualised · €1,425 total over 5 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,425.
Interest built up over 5 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,425After 1 month: €22.50 rate · balance €10,022.50After 2 months: €45 rate · balance €10,045After 3 months: €67.50 rate · balance €10,067.50After 4 months: €90 rate · balance €10,090After 5 months: €112.50 rate · balance €10,112.50After 6 months: €135 rate · balance €10,135After 7 months: €157.50 rate · balance €10,157.50After 8 months: €180 rate · balance €10,180After 9 months: €202.50 rate · balance €10,202.50After 10 months: €225 rate · balance €10,225After 11 months: €247.50 rate · balance €10,247.50After 12 months: €270 rate · balance €10,270After 13 months: €293.11 rate · balance €10,293.11After 14 months: €316.22 rate · balance €10,316.22After 15 months: €339.32 rate · balance €10,339.32After 16 months: €362.43 rate · balance €10,362.43After 17 months: €385.54 rate · balance €10,385.54After 18 months: €408.65 rate · balance €10,408.65After 19 months: €431.75 rate · balance €10,431.75After 20 months: €454.86 rate · balance €10,454.86After 21 months: €477.97 rate · balance €10,477.97After 22 months: €501.08 rate · balance €10,501.08After 23 months: €524.18 rate · balance €10,524.18After 24 months: €547.29 rate · balance €10,547.29After 25 months: €571.02 rate · balance €10,571.02After 26 months: €594.75 rate · balance €10,594.75After 27 months: €618.48 rate · balance €10,618.48After 28 months: €642.22 rate · balance €10,642.22After 29 months: €665.95 rate · balance €10,665.95After 30 months: €689.68 rate · balance €10,689.68After 31 months: €713.41 rate · balance €10,713.41After 32 months: €737.14 rate · balance €10,737.14After 33 months: €760.87 rate · balance €10,760.87After 34 months: €784.60 rate · balance €10,784.60After 35 months: €808.34 rate · balance €10,808.34After 36 months: €832.07 rate · balance €10,832.07After 37 months: €856.44 rate · balance €10,856.44After 38 months: €880.81 rate · balance €10,880.81After 39 months: €905.18 rate · balance €10,905.18After 40 months: €929.56 rate · balance €10,929.56After 41 months: €953.93 rate · balance €10,953.93After 42 months: €978.30 rate · balance €10,978.30After 43 months: €1,002.67 rate · balance €11,002.67After 44 months: €1,027.04 rate · balance €11,027.04After 45 months: €1,051.42 rate · balance €11,051.42After 46 months: €1,075.79 rate · balance €11,075.79After 47 months: €1,100.16 rate · balance €11,100.16After 48 months: €1,124.53 rate · balance €11,124.53After 49 months: €1,149.56 rate · balance €11,149.56After 50 months: €1,174.59 rate · balance €11,174.59After 51 months: €1,199.62 rate · balance €11,199.62After 52 months: €1,224.65 rate · balance €11,224.65After 53 months: €1,249.68 rate · balance €11,249.68After 54 months: €1,274.71 rate · balance €11,274.71After 55 months: €1,299.74 rate · balance €11,299.74After 56 months: €1,324.77 rate · balance €11,324.77After 57 months: €1,349.80 rate · balance €11,349.81After 58 months: €1,374.84 rate · balance €11,374.84After 59 months: €1,399.87 rate · balance €11,399.87After 60 months: €1,424.90 rate · balance €11,424.90
Per year
AfterInterest up to thenBalance
1 year€270€10,270
2 years€547€10,547
3 years€832€10,832
4 years€1,125€11,125
5 years€1,425€11,425

Rate and conditions

BalanceRate
€0 – and up2.70%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 5 tot 6 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.00%2.25%2.50%2.75%3.00%12 Feb 202624 Jun 2026now2.70%2.30% from 12 Feb 2026 until 7 Jun 20262.35% from 7 Jun 2026 until 15 Sep 20262.35% from 15 Sep 2026 until 13 Oct 20262.70% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.70%current
15 Sep 20262.35%13 Oct 2026
7 Jun 20262.35%15 Sep 2026web archive
12 Feb 20262.30%7 Jun 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (60 mo): 2.35% → 2.70%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (60 mo): 2.70% announced from 2026-10-14 (now 2.35%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (60 mo) 2.35%

Rate checked on 2 Nov 2026.

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