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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 5 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.35%
5 years fixed
Your return on €100,000
€2,350
per year, annualised · €12,315 total over 5 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €12,315.
Interest built up over 5 years
€ 0€ 5k€ 10kstart2 yrs4 yrs€12,315

Rate and conditions

BalanceRate
€0 – and up2.35%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 5 tot 6 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.35% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (60 mo) 2.35%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct6 years · 2.40% · Direct
After 1 month: €195.83 rate · balance €100,195.83After 2 months: €391.67 rate · balance €100,391.67After 3 months: €587.50 rate · balance €100,587.50After 4 months: €783.33 rate · balance €100,783.33After 5 months: €979.17 rate · balance €100,979.17After 6 months: €1,175.00 rate · balance €101,175.00After 7 months: €1,370.83 rate · balance €101,370.83After 8 months: €1,566.67 rate · balance €101,566.67After 9 months: €1,762.50 rate · balance €101,762.50After 10 months: €1,958.33 rate · balance €101,958.33After 11 months: €2,154.17 rate · balance €102,154.17After 12 months: €2,350.00 rate · balance €102,350.00After 13 months: €2,550.43 rate · balance €102,550.43After 14 months: €2,750.87 rate · balance €102,750.87After 15 months: €2,951.31 rate · balance €102,951.31After 16 months: €3,151.74 rate · balance €103,151.74After 17 months: €3,352.18 rate · balance €103,352.18After 18 months: €3,552.61 rate · balance €103,552.61After 19 months: €3,753.05 rate · balance €103,753.05After 20 months: €3,953.48 rate · balance €103,953.48After 21 months: €4,153.92 rate · balance €104,153.92After 22 months: €4,354.35 rate · balance €104,354.35After 23 months: €4,554.79 rate · balance €104,554.79After 24 months: €4,755.22 rate · balance €104,755.22After 25 months: €4,960.37 rate · balance €104,960.37After 26 months: €5,165.52 rate · balance €105,165.52After 27 months: €5,370.66 rate · balance €105,370.66After 28 months: €5,575.81 rate · balance €105,575.81After 29 months: €5,780.95 rate · balance €105,780.95After 30 months: €5,986.10 rate · balance €105,986.10After 31 months: €6,191.24 rate · balance €106,191.24After 32 months: €6,396.39 rate · balance €106,396.39After 33 months: €6,601.53 rate · balance €106,601.53After 34 months: €6,806.68 rate · balance €106,806.68After 35 months: €7,011.83 rate · balance €107,011.83After 36 months: €7,216.97 rate · balance €107,216.97After 37 months: €7,426.94 rate · balance €107,426.94After 38 months: €7,636.90 rate · balance €107,636.90After 39 months: €7,846.87 rate · balance €107,846.87After 40 months: €8,056.84 rate · balance €108,056.84After 41 months: €8,266.80 rate · balance €108,266.80After 42 months: €8,476.77 rate · balance €108,476.77After 43 months: €8,686.74 rate · balance €108,686.74After 44 months: €8,896.70 rate · balance €108,896.70After 45 months: €9,106.67 rate · balance €109,106.67After 46 months: €9,316.64 rate · balance €109,316.64After 47 months: €9,526.60 rate · balance €109,526.60After 48 months: €9,736.57 rate · balance €109,736.57After 49 months: €9,951.47 rate · balance €109,951.47After 50 months: €10,166.37 rate · balance €110,166.37After 51 months: €10,381.27 rate · balance €110,381.27After 52 months: €10,596.17 rate · balance €110,596.17After 53 months: €10,811.07 rate · balance €110,811.07After 54 months: €11,025.98 rate · balance €111,025.98After 55 months: €11,240.88 rate · balance €111,240.88After 56 months: €11,455.78 rate · balance €111,455.78After 57 months: €11,670.68 rate · balance €111,670.68After 58 months: €11,885.58 rate · balance €111,885.58After 59 months: €12,100.48 rate · balance €112,100.48After 60 months: €12,315.38 rate · balance €112,315.38
€ 0€ 5k€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs€12,315After 1 month: €195.83 rate · balance €100,195.83After 2 months: €391.67 rate · balance €100,391.67After 3 months: €587.50 rate · balance €100,587.50After 4 months: €783.33 rate · balance €100,783.33After 5 months: €979.17 rate · balance €100,979.17After 6 months: €1,175.00 rate · balance €101,175.00After 7 months: €1,370.83 rate · balance €101,370.83After 8 months: €1,566.67 rate · balance €101,566.67After 9 months: €1,762.50 rate · balance €101,762.50After 10 months: €1,958.33 rate · balance €101,958.33After 11 months: €2,154.17 rate · balance €102,154.17After 12 months: €2,350.00 rate · balance €102,350.00After 13 months: €2,550.43 rate · balance €102,550.43After 14 months: €2,750.87 rate · balance €102,750.87After 15 months: €2,951.31 rate · balance €102,951.31After 16 months: €3,151.74 rate · balance €103,151.74After 17 months: €3,352.18 rate · balance €103,352.18After 18 months: €3,552.61 rate · balance €103,552.61After 19 months: €3,753.05 rate · balance €103,753.05After 20 months: €3,953.48 rate · balance €103,953.48After 21 months: €4,153.92 rate · balance €104,153.92After 22 months: €4,354.35 rate · balance €104,354.35After 23 months: €4,554.79 rate · balance €104,554.79After 24 months: €4,755.22 rate · balance €104,755.22After 25 months: €4,960.37 rate · balance €104,960.37After 26 months: €5,165.52 rate · balance €105,165.52After 27 months: €5,370.66 rate · balance €105,370.66After 28 months: €5,575.81 rate · balance €105,575.81After 29 months: €5,780.95 rate · balance €105,780.95After 30 months: €5,986.10 rate · balance €105,986.10After 31 months: €6,191.24 rate · balance €106,191.24After 32 months: €6,396.39 rate · balance €106,396.39After 33 months: €6,601.53 rate · balance €106,601.53After 34 months: €6,806.68 rate · balance €106,806.68After 35 months: €7,011.83 rate · balance €107,011.83After 36 months: €7,216.97 rate · balance €107,216.97After 37 months: €7,426.94 rate · balance €107,426.94After 38 months: €7,636.90 rate · balance €107,636.90After 39 months: €7,846.87 rate · balance €107,846.87After 40 months: €8,056.84 rate · balance €108,056.84After 41 months: €8,266.80 rate · balance €108,266.80After 42 months: €8,476.77 rate · balance €108,476.77After 43 months: €8,686.74 rate · balance €108,686.74After 44 months: €8,896.70 rate · balance €108,896.70After 45 months: €9,106.67 rate · balance €109,106.67After 46 months: €9,316.64 rate · balance €109,316.64After 47 months: €9,526.60 rate · balance €109,526.60After 48 months: €9,736.57 rate · balance €109,736.57After 49 months: €9,951.47 rate · balance €109,951.47After 50 months: €10,166.37 rate · balance €110,166.37After 51 months: €10,381.27 rate · balance €110,381.27After 52 months: €10,596.17 rate · balance €110,596.17After 53 months: €10,811.07 rate · balance €110,811.07After 54 months: €11,025.98 rate · balance €111,025.98After 55 months: €11,240.88 rate · balance €111,240.88After 56 months: €11,455.78 rate · balance €111,455.78After 57 months: €11,670.68 rate · balance €111,670.68After 58 months: €11,885.58 rate · balance €111,885.58After 59 months: €12,100.48 rate · balance €112,100.48After 60 months: €12,315.38 rate · balance €112,315.38
Per year
AfterInterest up to thenBalance
1 year€2,350€102,350
2 years€4,755€104,755
3 years€7,217€107,217
4 years€9,737€109,737
5 years€12,315€112,315

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct