RabobankRabo DoelSparen

Deposit · 5 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.70%
5 years fixed
since 13 Oct 2026
Your return on €16,600
€448
per year, annualised · €2,365 total over 5 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,365.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,365After 1 month: €37.35 rate · balance €16,637.35After 2 months: €74.70 rate · balance €16,674.70After 3 months: €112.05 rate · balance €16,712.05After 4 months: €149.40 rate · balance €16,749.40After 5 months: €186.75 rate · balance €16,786.75After 6 months: €224.10 rate · balance €16,824.10After 7 months: €261.45 rate · balance €16,861.45After 8 months: €298.80 rate · balance €16,898.80After 9 months: €336.15 rate · balance €16,936.15After 10 months: €373.50 rate · balance €16,973.50After 11 months: €410.85 rate · balance €17,010.85After 12 months: €448.20 rate · balance €17,048.20After 13 months: €486.56 rate · balance €17,086.56After 14 months: €524.92 rate · balance €17,124.92After 15 months: €563.28 rate · balance €17,163.28After 16 months: €601.63 rate · balance €17,201.63After 17 months: €639.99 rate · balance €17,239.99After 18 months: €678.35 rate · balance €17,278.35After 19 months: €716.71 rate · balance €17,316.71After 20 months: €755.07 rate · balance €17,355.07After 21 months: €793.43 rate · balance €17,393.43After 22 months: €831.78 rate · balance €17,431.78After 23 months: €870.14 rate · balance €17,470.14After 24 months: €908.50 rate · balance €17,508.50After 25 months: €947.89 rate · balance €17,547.89After 26 months: €987.29 rate · balance €17,587.29After 27 months: €1,026.68 rate · balance €17,626.68After 28 months: €1,066.08 rate · balance €17,666.08After 29 months: €1,105.47 rate · balance €17,705.47After 30 months: €1,144.87 rate · balance €17,744.87After 31 months: €1,184.26 rate · balance €17,784.26After 32 months: €1,223.65 rate · balance €17,823.65After 33 months: €1,263.05 rate · balance €17,863.05After 34 months: €1,302.44 rate · balance €17,902.44After 35 months: €1,341.84 rate · balance €17,941.84After 36 months: €1,381.23 rate · balance €17,981.23After 37 months: €1,421.69 rate · balance €18,021.69After 38 months: €1,462.15 rate · balance €18,062.15After 39 months: €1,502.60 rate · balance €18,102.60After 40 months: €1,543.06 rate · balance €18,143.06After 41 months: €1,583.52 rate · balance €18,183.52After 42 months: €1,623.98 rate · balance €18,223.98After 43 months: €1,664.43 rate · balance €18,264.43After 44 months: €1,704.89 rate · balance €18,304.89After 45 months: €1,745.35 rate · balance €18,345.35After 46 months: €1,785.81 rate · balance €18,385.81After 47 months: €1,826.27 rate · balance €18,426.27After 48 months: €1,866.72 rate · balance €18,466.72After 49 months: €1,908.27 rate · balance €18,508.27After 50 months: €1,949.82 rate · balance €18,549.82After 51 months: €1,991.37 rate · balance €18,591.37After 52 months: €2,032.92 rate · balance €18,632.92After 53 months: €2,074.47 rate · balance €18,674.47After 54 months: €2,116.02 rate · balance €18,716.02After 55 months: €2,157.57 rate · balance €18,757.57After 56 months: €2,199.12 rate · balance €18,799.12After 57 months: €2,240.67 rate · balance €18,840.67After 58 months: €2,282.22 rate · balance €18,882.22After 59 months: €2,323.77 rate · balance €18,923.77After 60 months: €2,365.32 rate · balance €18,965.32
Per year
AfterInterest up to thenBalance
1 year€448€17,048
2 years€909€17,509
3 years€1,381€17,981
4 years€1,867€18,467
5 years€2,365€18,965

Rate and conditions

BalanceRate
€0 – and up2.70%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 5 tot 6 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.00%2.25%2.50%2.75%3.00%12 Feb 202624 Jun 2026now2.70%2.30% from 12 Feb 2026 until 7 Jun 20262.35% from 7 Jun 2026 until 15 Sep 20262.35% from 15 Sep 2026 until 13 Oct 20262.70% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.70%current
15 Sep 20262.35%13 Oct 2026
7 Jun 20262.35%15 Sep 2026web archive
12 Feb 20262.30%7 Jun 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (60 mo): 2.35% → 2.70%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (60 mo): 2.70% announced from 2026-10-14 (now 2.35%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (60 mo) 2.35%

Rate checked on 2 Nov 2026.

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