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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 5 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.35%
5 years fixed
Your return on €16,600
€390
per year, annualised · €2,044 total over 5 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,044.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,044

Rate and conditions

BalanceRate
€0 – and up2.35%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 5 tot 6 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.35% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (60 mo) 2.35%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct6 years · 2.40% · Direct
After 1 month: €32.51 rate · balance €16,632.51After 2 months: €65.02 rate · balance €16,665.02After 3 months: €97.52 rate · balance €16,697.52After 4 months: €130.03 rate · balance €16,730.03After 5 months: €162.54 rate · balance €16,762.54After 6 months: €195.05 rate · balance €16,795.05After 7 months: €227.56 rate · balance €16,827.56After 8 months: €260.07 rate · balance €16,860.07After 9 months: €292.57 rate · balance €16,892.57After 10 months: €325.08 rate · balance €16,925.08After 11 months: €357.59 rate · balance €16,957.59After 12 months: €390.10 rate · balance €16,990.10After 13 months: €423.37 rate · balance €17,023.37After 14 months: €456.64 rate · balance €17,056.64After 15 months: €489.92 rate · balance €17,089.92After 16 months: €523.19 rate · balance €17,123.19After 17 months: €556.46 rate · balance €17,156.46After 18 months: €589.73 rate · balance €17,189.73After 19 months: €623.01 rate · balance €17,223.01After 20 months: €656.28 rate · balance €17,256.28After 21 months: €689.55 rate · balance €17,289.55After 22 months: €722.82 rate · balance €17,322.82After 23 months: €756.09 rate · balance €17,356.09After 24 months: €789.37 rate · balance €17,389.37After 25 months: €823.42 rate · balance €17,423.42After 26 months: €857.48 rate · balance €17,457.48After 27 months: €891.53 rate · balance €17,491.53After 28 months: €925.58 rate · balance €17,525.58After 29 months: €959.64 rate · balance €17,559.64After 30 months: €993.69 rate · balance €17,593.69After 31 months: €1,027.75 rate · balance €17,627.75After 32 months: €1,061.80 rate · balance €17,661.80After 33 months: €1,095.86 rate · balance €17,695.85After 34 months: €1,129.91 rate · balance €17,729.91After 35 months: €1,163.96 rate · balance €17,763.96After 36 months: €1,198.02 rate · balance €17,798.02After 37 months: €1,232.87 rate · balance €17,832.87After 38 months: €1,267.73 rate · balance €17,867.73After 39 months: €1,302.58 rate · balance €17,902.58After 40 months: €1,337.44 rate · balance €17,937.44After 41 months: €1,372.29 rate · balance €17,972.29After 42 months: €1,407.14 rate · balance €18,007.14After 43 months: €1,442.00 rate · balance €18,042.00After 44 months: €1,476.85 rate · balance €18,076.85After 45 months: €1,511.71 rate · balance €18,111.71After 46 months: €1,546.56 rate · balance €18,146.56After 47 months: €1,581.42 rate · balance €18,181.42After 48 months: €1,616.27 rate · balance €18,216.27After 49 months: €1,651.95 rate · balance €18,251.95After 50 months: €1,687.62 rate · balance €18,287.62After 51 months: €1,723.29 rate · balance €18,323.29After 52 months: €1,758.97 rate · balance €18,358.97After 53 months: €1,794.64 rate · balance €18,394.64After 54 months: €1,830.31 rate · balance €18,430.31After 55 months: €1,865.99 rate · balance €18,465.99After 56 months: €1,901.66 rate · balance €18,501.66After 57 months: €1,937.33 rate · balance €18,537.33After 58 months: €1,973.01 rate · balance €18,573.01After 59 months: €2,008.68 rate · balance €18,608.68After 60 months: €2,044.35 rate · balance €18,644.35
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,044After 1 month: €32.51 rate · balance €16,632.51After 2 months: €65.02 rate · balance €16,665.02After 3 months: €97.52 rate · balance €16,697.52After 4 months: €130.03 rate · balance €16,730.03After 5 months: €162.54 rate · balance €16,762.54After 6 months: €195.05 rate · balance €16,795.05After 7 months: €227.56 rate · balance €16,827.56After 8 months: €260.07 rate · balance €16,860.07After 9 months: €292.57 rate · balance €16,892.57After 10 months: €325.08 rate · balance €16,925.08After 11 months: €357.59 rate · balance €16,957.59After 12 months: €390.10 rate · balance €16,990.10After 13 months: €423.37 rate · balance €17,023.37After 14 months: €456.64 rate · balance €17,056.64After 15 months: €489.92 rate · balance €17,089.92After 16 months: €523.19 rate · balance €17,123.19After 17 months: €556.46 rate · balance €17,156.46After 18 months: €589.73 rate · balance €17,189.73After 19 months: €623.01 rate · balance €17,223.01After 20 months: €656.28 rate · balance €17,256.28After 21 months: €689.55 rate · balance €17,289.55After 22 months: €722.82 rate · balance €17,322.82After 23 months: €756.09 rate · balance €17,356.09After 24 months: €789.37 rate · balance €17,389.37After 25 months: €823.42 rate · balance €17,423.42After 26 months: €857.48 rate · balance €17,457.48After 27 months: €891.53 rate · balance €17,491.53After 28 months: €925.58 rate · balance €17,525.58After 29 months: €959.64 rate · balance €17,559.64After 30 months: €993.69 rate · balance €17,593.69After 31 months: €1,027.75 rate · balance €17,627.75After 32 months: €1,061.80 rate · balance €17,661.80After 33 months: €1,095.86 rate · balance €17,695.85After 34 months: €1,129.91 rate · balance €17,729.91After 35 months: €1,163.96 rate · balance €17,763.96After 36 months: €1,198.02 rate · balance €17,798.02After 37 months: €1,232.87 rate · balance €17,832.87After 38 months: €1,267.73 rate · balance €17,867.73After 39 months: €1,302.58 rate · balance €17,902.58After 40 months: €1,337.44 rate · balance €17,937.44After 41 months: €1,372.29 rate · balance €17,972.29After 42 months: €1,407.14 rate · balance €18,007.14After 43 months: €1,442.00 rate · balance €18,042.00After 44 months: €1,476.85 rate · balance €18,076.85After 45 months: €1,511.71 rate · balance €18,111.71After 46 months: €1,546.56 rate · balance €18,146.56After 47 months: €1,581.42 rate · balance €18,181.42After 48 months: €1,616.27 rate · balance €18,216.27After 49 months: €1,651.95 rate · balance €18,251.95After 50 months: €1,687.62 rate · balance €18,287.62After 51 months: €1,723.29 rate · balance €18,323.29After 52 months: €1,758.97 rate · balance €18,358.97After 53 months: €1,794.64 rate · balance €18,394.64After 54 months: €1,830.31 rate · balance €18,430.31After 55 months: €1,865.99 rate · balance €18,465.99After 56 months: €1,901.66 rate · balance €18,501.66After 57 months: €1,937.33 rate · balance €18,537.33After 58 months: €1,973.01 rate · balance €18,573.01After 59 months: €2,008.68 rate · balance €18,608.68After 60 months: €2,044.35 rate · balance €18,644.35
Per year
AfterInterest up to thenBalance
1 year€390€16,990
2 years€789€17,389
3 years€1,198€17,798
4 years€1,616€18,216
5 years€2,044€18,644

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct