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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 5 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.35%
5 years fixed
Your return on €16,800
€395
per year, annualised · €2,069 total over 5 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €2,069.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,069

Rate and conditions

BalanceRate
€0 – and up2.35%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 5 tot 6 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.35% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (60 mo) 2.35%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct6 years · 2.40% · Direct
After 1 month: €32.90 rate · balance €16,832.90After 2 months: €65.80 rate · balance €16,865.80After 3 months: €98.70 rate · balance €16,898.70After 4 months: €131.60 rate · balance €16,931.60After 5 months: €164.50 rate · balance €16,964.50After 6 months: €197.40 rate · balance €16,997.40After 7 months: €230.30 rate · balance €17,030.30After 8 months: €263.20 rate · balance €17,063.20After 9 months: €296.10 rate · balance €17,096.10After 10 months: €329.00 rate · balance €17,129After 11 months: €361.90 rate · balance €17,161.90After 12 months: €394.80 rate · balance €17,194.80After 13 months: €428.47 rate · balance €17,228.47After 14 months: €462.15 rate · balance €17,262.15After 15 months: €495.82 rate · balance €17,295.82After 16 months: €529.49 rate · balance €17,329.49After 17 months: €563.17 rate · balance €17,363.17After 18 months: €596.84 rate · balance €17,396.84After 19 months: €630.51 rate · balance €17,430.51After 20 months: €664.19 rate · balance €17,464.19After 21 months: €697.86 rate · balance €17,497.86After 22 months: €731.53 rate · balance €17,531.53After 23 months: €765.21 rate · balance €17,565.21After 24 months: €798.88 rate · balance €17,598.88After 25 months: €833.34 rate · balance €17,633.34After 26 months: €867.81 rate · balance €17,667.81After 27 months: €902.27 rate · balance €17,702.27After 28 months: €936.74 rate · balance €17,736.74After 29 months: €971.20 rate · balance €17,771.20After 30 months: €1,005.67 rate · balance €17,805.67After 31 months: €1,040.13 rate · balance €17,840.13After 32 months: €1,074.59 rate · balance €17,874.59After 33 months: €1,109.06 rate · balance €17,909.06After 34 months: €1,143.52 rate · balance €17,943.52After 35 months: €1,177.99 rate · balance €17,977.99After 36 months: €1,212.45 rate · balance €18,012.45After 37 months: €1,247.73 rate · balance €18,047.73After 38 months: €1,283.00 rate · balance €18,083.00After 39 months: €1,318.28 rate · balance €18,118.28After 40 months: €1,353.55 rate · balance €18,153.55After 41 months: €1,388.82 rate · balance €18,188.82After 42 months: €1,424.10 rate · balance €18,224.10After 43 months: €1,459.37 rate · balance €18,259.37After 44 months: €1,494.65 rate · balance €18,294.65After 45 months: €1,529.92 rate · balance €18,329.92After 46 months: €1,565.20 rate · balance €18,365.20After 47 months: €1,600.47 rate · balance €18,400.47After 48 months: €1,635.75 rate · balance €18,435.75After 49 months: €1,671.85 rate · balance €18,471.85After 50 months: €1,707.95 rate · balance €18,507.95After 51 months: €1,744.06 rate · balance €18,544.06After 52 months: €1,780.16 rate · balance €18,580.16After 53 months: €1,816.26 rate · balance €18,616.26After 54 months: €1,852.37 rate · balance €18,652.37After 55 months: €1,888.47 rate · balance €18,688.47After 56 months: €1,924.57 rate · balance €18,724.57After 57 months: €1,960.67 rate · balance €18,760.67After 58 months: €1,996.78 rate · balance €18,796.78After 59 months: €2,032.88 rate · balance €18,832.88After 60 months: €2,068.98 rate · balance €18,868.98
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,069After 1 month: €32.90 rate · balance €16,832.90After 2 months: €65.80 rate · balance €16,865.80After 3 months: €98.70 rate · balance €16,898.70After 4 months: €131.60 rate · balance €16,931.60After 5 months: €164.50 rate · balance €16,964.50After 6 months: €197.40 rate · balance €16,997.40After 7 months: €230.30 rate · balance €17,030.30After 8 months: €263.20 rate · balance €17,063.20After 9 months: €296.10 rate · balance €17,096.10After 10 months: €329.00 rate · balance €17,129After 11 months: €361.90 rate · balance €17,161.90After 12 months: €394.80 rate · balance €17,194.80After 13 months: €428.47 rate · balance €17,228.47After 14 months: €462.15 rate · balance €17,262.15After 15 months: €495.82 rate · balance €17,295.82After 16 months: €529.49 rate · balance €17,329.49After 17 months: €563.17 rate · balance €17,363.17After 18 months: €596.84 rate · balance €17,396.84After 19 months: €630.51 rate · balance €17,430.51After 20 months: €664.19 rate · balance €17,464.19After 21 months: €697.86 rate · balance €17,497.86After 22 months: €731.53 rate · balance €17,531.53After 23 months: €765.21 rate · balance €17,565.21After 24 months: €798.88 rate · balance €17,598.88After 25 months: €833.34 rate · balance €17,633.34After 26 months: €867.81 rate · balance €17,667.81After 27 months: €902.27 rate · balance €17,702.27After 28 months: €936.74 rate · balance €17,736.74After 29 months: €971.20 rate · balance €17,771.20After 30 months: €1,005.67 rate · balance €17,805.67After 31 months: €1,040.13 rate · balance €17,840.13After 32 months: €1,074.59 rate · balance €17,874.59After 33 months: €1,109.06 rate · balance €17,909.06After 34 months: €1,143.52 rate · balance €17,943.52After 35 months: €1,177.99 rate · balance €17,977.99After 36 months: €1,212.45 rate · balance €18,012.45After 37 months: €1,247.73 rate · balance €18,047.73After 38 months: €1,283.00 rate · balance €18,083.00After 39 months: €1,318.28 rate · balance €18,118.28After 40 months: €1,353.55 rate · balance €18,153.55After 41 months: €1,388.82 rate · balance €18,188.82After 42 months: €1,424.10 rate · balance €18,224.10After 43 months: €1,459.37 rate · balance €18,259.37After 44 months: €1,494.65 rate · balance €18,294.65After 45 months: €1,529.92 rate · balance €18,329.92After 46 months: €1,565.20 rate · balance €18,365.20After 47 months: €1,600.47 rate · balance €18,400.47After 48 months: €1,635.75 rate · balance €18,435.75After 49 months: €1,671.85 rate · balance €18,471.85After 50 months: €1,707.95 rate · balance €18,507.95After 51 months: €1,744.06 rate · balance €18,544.06After 52 months: €1,780.16 rate · balance €18,580.16After 53 months: €1,816.26 rate · balance €18,616.26After 54 months: €1,852.37 rate · balance €18,652.37After 55 months: €1,888.47 rate · balance €18,688.47After 56 months: €1,924.57 rate · balance €18,724.57After 57 months: €1,960.67 rate · balance €18,760.67After 58 months: €1,996.78 rate · balance €18,796.78After 59 months: €2,032.88 rate · balance €18,832.88After 60 months: €2,068.98 rate · balance €18,868.98
Per year
AfterInterest up to thenBalance
1 year€395€17,195
2 years€799€17,599
3 years€1,212€18,012
4 years€1,636€18,436
5 years€2,069€18,869

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

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10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
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18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct