RabobankRabo DoelSparen

Deposit · 5 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.70%
5 years fixed
since 13 Oct 2026
Your return on €25,000
€675
per year, annualised · €3,562 total over 5 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €3,562.
Interest built up over 5 years
€ 0€ 2kstart2 yrs4 yrs€3,562After 1 month: €56.25 rate · balance €25,056.25After 2 months: €112.50 rate · balance €25,112.50After 3 months: €168.75 rate · balance €25,168.75After 4 months: €225 rate · balance €25,225After 5 months: €281.25 rate · balance €25,281.25After 6 months: €337.50 rate · balance €25,337.50After 7 months: €393.75 rate · balance €25,393.75After 8 months: €450 rate · balance €25,450After 9 months: €506.25 rate · balance €25,506.25After 10 months: €562.50 rate · balance €25,562.50After 11 months: €618.75 rate · balance €25,618.75After 12 months: €675 rate · balance €25,675After 13 months: €732.77 rate · balance €25,732.77After 14 months: €790.54 rate · balance €25,790.54After 15 months: €848.31 rate · balance €25,848.31After 16 months: €906.08 rate · balance €25,906.08After 17 months: €963.84 rate · balance €25,963.84After 18 months: €1,021.61 rate · balance €26,021.61After 19 months: €1,079.38 rate · balance €26,079.38After 20 months: €1,137.15 rate · balance €26,137.15After 21 months: €1,194.92 rate · balance €26,194.92After 22 months: €1,252.69 rate · balance €26,252.69After 23 months: €1,310.46 rate · balance €26,310.46After 24 months: €1,368.23 rate · balance €26,368.23After 25 months: €1,427.55 rate · balance €26,427.55After 26 months: €1,486.88 rate · balance €26,486.88After 27 months: €1,546.21 rate · balance €26,546.21After 28 months: €1,605.54 rate · balance €26,605.54After 29 months: €1,664.87 rate · balance €26,664.87After 30 months: €1,724.20 rate · balance €26,724.20After 31 months: €1,783.53 rate · balance €26,783.53After 32 months: €1,842.85 rate · balance €26,842.85After 33 months: €1,902.18 rate · balance €26,902.18After 34 months: €1,961.51 rate · balance €26,961.51After 35 months: €2,020.84 rate · balance €27,020.84After 36 months: €2,080.17 rate · balance €27,080.17After 37 months: €2,141.10 rate · balance €27,141.10After 38 months: €2,202.03 rate · balance €27,202.03After 39 months: €2,262.96 rate · balance €27,262.96After 40 months: €2,323.89 rate · balance €27,323.89After 41 months: €2,384.82 rate · balance €27,384.82After 42 months: €2,445.75 rate · balance €27,445.75After 43 months: €2,506.68 rate · balance €27,506.68After 44 months: €2,567.61 rate · balance €27,567.61After 45 months: €2,628.54 rate · balance €27,628.54After 46 months: €2,689.47 rate · balance €27,689.47After 47 months: €2,750.40 rate · balance €27,750.40After 48 months: €2,811.33 rate · balance €27,811.33After 49 months: €2,873.91 rate · balance €27,873.91After 50 months: €2,936.48 rate · balance €27,936.48After 51 months: €2,999.06 rate · balance €27,999.06After 52 months: €3,061.63 rate · balance €28,061.63After 53 months: €3,124.21 rate · balance €28,124.21After 54 months: €3,186.79 rate · balance €28,186.79After 55 months: €3,249.36 rate · balance €28,249.36After 56 months: €3,311.94 rate · balance €28,311.94After 57 months: €3,374.51 rate · balance €28,374.51After 58 months: €3,437.09 rate · balance €28,437.09After 59 months: €3,499.66 rate · balance €28,499.66After 60 months: €3,562.24 rate · balance €28,562.24
Per year
AfterInterest up to thenBalance
1 year€675€25,675
2 years€1,368€26,368
3 years€2,080€27,080
4 years€2,811€27,811
5 years€3,562€28,562

Rate and conditions

BalanceRate
€0 – and up2.70%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 5 tot 6 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.00%2.25%2.50%2.75%3.00%12 Feb 202624 Jun 2026now2.70%2.30% from 12 Feb 2026 until 7 Jun 20262.35% from 7 Jun 2026 until 15 Sep 20262.35% from 15 Sep 2026 until 13 Oct 20262.70% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.70%current
15 Sep 20262.35%13 Oct 2026
7 Jun 20262.35%15 Sep 2026web archive
12 Feb 20262.30%7 Jun 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (60 mo): 2.35% → 2.70%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (60 mo): 2.70% announced from 2026-10-14 (now 2.35%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (60 mo) 2.35%

Rate checked on 2 Nov 2026.

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