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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 5 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.35%
5 years fixed
Your return on €25,000
€588
per year, annualised · €3,079 total over 5 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €3,079.
Interest built up over 5 years
€ 0€ 2kstart2 yrs4 yrs€3,079After 1 month: €48.96 rate · balance €25,048.96

Rate and conditions

BalanceRate
€0 – and up2.35%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 5 tot 6 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.35% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (60 mo) 2.35%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct6 years · 2.40% · Direct
After 2 months: €97.92 rate · balance €25,097.92After 3 months: €146.87 rate · balance €25,146.87After 4 months: €195.83 rate · balance €25,195.83After 5 months: €244.79 rate · balance €25,244.79After 6 months: €293.75 rate · balance €25,293.75After 7 months: €342.71 rate · balance €25,342.71After 8 months: €391.67 rate · balance €25,391.67After 9 months: €440.62 rate · balance €25,440.62After 10 months: €489.58 rate · balance €25,489.58After 11 months: €538.54 rate · balance €25,538.54After 12 months: €587.50 rate · balance €25,587.50After 13 months: €637.61 rate · balance €25,637.61After 14 months: €687.72 rate · balance €25,687.72After 15 months: €737.83 rate · balance €25,737.83After 16 months: €787.94 rate · balance €25,787.94After 17 months: €838.04 rate · balance €25,838.04After 18 months: €888.15 rate · balance €25,888.15After 19 months: €938.26 rate · balance €25,938.26After 20 months: €988.37 rate · balance €25,988.37After 21 months: €1,038.48 rate · balance €26,038.48After 22 months: €1,088.59 rate · balance €26,088.59After 23 months: €1,138.70 rate · balance €26,138.70After 24 months: €1,188.81 rate · balance €26,188.81After 25 months: €1,240.09 rate · balance €26,240.09After 26 months: €1,291.38 rate · balance €26,291.38After 27 months: €1,342.67 rate · balance €26,342.67After 28 months: €1,393.95 rate · balance €26,393.95After 29 months: €1,445.24 rate · balance €26,445.24After 30 months: €1,496.52 rate · balance €26,496.52After 31 months: €1,547.81 rate · balance €26,547.81After 32 months: €1,599.10 rate · balance €26,599.10After 33 months: €1,650.38 rate · balance €26,650.38After 34 months: €1,701.67 rate · balance €26,701.67After 35 months: €1,752.96 rate · balance €26,752.96After 36 months: €1,804.24 rate · balance €26,804.24After 37 months: €1,856.73 rate · balance €26,856.73After 38 months: €1,909.23 rate · balance €26,909.23After 39 months: €1,961.72 rate · balance €26,961.72After 40 months: €2,014.21 rate · balance €27,014.21After 41 months: €2,066.70 rate · balance €27,066.70After 42 months: €2,119.19 rate · balance €27,119.19After 43 months: €2,171.68 rate · balance €27,171.68After 44 months: €2,224.18 rate · balance €27,224.18After 45 months: €2,276.67 rate · balance €27,276.67After 46 months: €2,329.16 rate · balance €27,329.16After 47 months: €2,381.65 rate · balance €27,381.65After 48 months: €2,434.14 rate · balance €27,434.14After 49 months: €2,487.87 rate · balance €27,487.87After 50 months: €2,541.59 rate · balance €27,541.59After 51 months: €2,595.32 rate · balance €27,595.32After 52 months: €2,649.04 rate · balance €27,649.04After 53 months: €2,702.77 rate · balance €27,702.77After 54 months: €2,756.49 rate · balance €27,756.49After 55 months: €2,810.22 rate · balance €27,810.22After 56 months: €2,863.94 rate · balance €27,863.94After 57 months: €2,917.67 rate · balance €27,917.67After 58 months: €2,971.39 rate · balance €27,971.39After 59 months: €3,025.12 rate · balance €28,025.12After 60 months: €3,078.84 rate · balance €28,078.84
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€3,079After 1 month: €48.96 rate · balance €25,048.96After 2 months: €97.92 rate · balance €25,097.92After 3 months: €146.87 rate · balance €25,146.87After 4 months: €195.83 rate · balance €25,195.83After 5 months: €244.79 rate · balance €25,244.79After 6 months: €293.75 rate · balance €25,293.75After 7 months: €342.71 rate · balance €25,342.71After 8 months: €391.67 rate · balance €25,391.67After 9 months: €440.62 rate · balance €25,440.62After 10 months: €489.58 rate · balance €25,489.58After 11 months: €538.54 rate · balance €25,538.54After 12 months: €587.50 rate · balance €25,587.50After 13 months: €637.61 rate · balance €25,637.61After 14 months: €687.72 rate · balance €25,687.72After 15 months: €737.83 rate · balance €25,737.83After 16 months: €787.94 rate · balance €25,787.94After 17 months: €838.04 rate · balance €25,838.04After 18 months: €888.15 rate · balance €25,888.15After 19 months: €938.26 rate · balance €25,938.26After 20 months: €988.37 rate · balance €25,988.37After 21 months: €1,038.48 rate · balance €26,038.48After 22 months: €1,088.59 rate · balance €26,088.59After 23 months: €1,138.70 rate · balance €26,138.70After 24 months: €1,188.81 rate · balance €26,188.81After 25 months: €1,240.09 rate · balance €26,240.09After 26 months: €1,291.38 rate · balance €26,291.38After 27 months: €1,342.67 rate · balance €26,342.67After 28 months: €1,393.95 rate · balance €26,393.95After 29 months: €1,445.24 rate · balance €26,445.24After 30 months: €1,496.52 rate · balance €26,496.52After 31 months: €1,547.81 rate · balance €26,547.81After 32 months: €1,599.10 rate · balance €26,599.10After 33 months: €1,650.38 rate · balance €26,650.38After 34 months: €1,701.67 rate · balance €26,701.67After 35 months: €1,752.96 rate · balance €26,752.96After 36 months: €1,804.24 rate · balance €26,804.24After 37 months: €1,856.73 rate · balance €26,856.73After 38 months: €1,909.23 rate · balance €26,909.23After 39 months: €1,961.72 rate · balance €26,961.72After 40 months: €2,014.21 rate · balance €27,014.21After 41 months: €2,066.70 rate · balance €27,066.70After 42 months: €2,119.19 rate · balance €27,119.19After 43 months: €2,171.68 rate · balance €27,171.68After 44 months: €2,224.18 rate · balance €27,224.18After 45 months: €2,276.67 rate · balance €27,276.67After 46 months: €2,329.16 rate · balance €27,329.16After 47 months: €2,381.65 rate · balance €27,381.65After 48 months: €2,434.14 rate · balance €27,434.14After 49 months: €2,487.87 rate · balance €27,487.87After 50 months: €2,541.59 rate · balance €27,541.59After 51 months: €2,595.32 rate · balance €27,595.32After 52 months: €2,649.04 rate · balance €27,649.04After 53 months: €2,702.77 rate · balance €27,702.77After 54 months: €2,756.49 rate · balance €27,756.49After 55 months: €2,810.22 rate · balance €27,810.22After 56 months: €2,863.94 rate · balance €27,863.94After 57 months: €2,917.67 rate · balance €27,917.67After 58 months: €2,971.39 rate · balance €27,971.39After 59 months: €3,025.12 rate · balance €28,025.12After 60 months: €3,078.84 rate · balance €28,078.84
Per year
AfterInterest up to thenBalance
1 year€587€25,587
2 years€1,189€26,189
3 years€1,804€26,804
4 years€2,434€27,434
5 years€3,079€28,079

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.50% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct