RabobankRabo DoelSparen

Deposit · 5 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.70%
5 years fixed
since 13 Oct 2026
Your return on €50,000
€1,350
per year, annualised · €7,124 total over 5 years
Deposit guarantee
€50,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 5 years: €7,124.
Interest built up over 5 years
€ 0€ 2,5k€ 5kstart2 yrs4 yrs€7,124After 1 month: €112.50 rate · balance €50,112.50After 2 months: €225 rate · balance €50,225After 3 months: €337.50 rate · balance €50,337.50After 4 months: €450 rate · balance €50,450After 5 months: €562.50 rate · balance €50,562.50After 6 months: €675 rate · balance €50,675After 7 months: €787.50 rate · balance €50,787.50After 8 months: €900 rate · balance €50,900After 9 months: €1,012.50 rate · balance €51,012.50After 10 months: €1,125 rate · balance €51,125After 11 months: €1,237.50 rate · balance €51,237.50After 12 months: €1,350 rate · balance €51,350After 13 months: €1,465.54 rate · balance €51,465.54After 14 months: €1,581.07 rate · balance €51,581.07After 15 months: €1,696.61 rate · balance €51,696.61After 16 months: €1,812.15 rate · balance €51,812.15After 17 months: €1,927.69 rate · balance €51,927.69After 18 months: €2,043.22 rate · balance €52,043.22After 19 months: €2,158.76 rate · balance €52,158.76After 20 months: €2,274.30 rate · balance €52,274.30After 21 months: €2,389.84 rate · balance €52,389.84After 22 months: €2,505.37 rate · balance €52,505.38After 23 months: €2,620.91 rate · balance €52,620.91After 24 months: €2,736.45 rate · balance €52,736.45After 25 months: €2,855.11 rate · balance €52,855.11After 26 months: €2,973.76 rate · balance €52,973.76After 27 months: €3,092.42 rate · balance €53,092.42After 28 months: €3,211.08 rate · balance €53,211.08After 29 months: €3,329.73 rate · balance €53,329.74After 30 months: €3,448.39 rate · balance €53,448.39After 31 months: €3,567.05 rate · balance €53,567.05After 32 months: €3,685.71 rate · balance €53,685.71After 33 months: €3,804.36 rate · balance €53,804.36After 34 months: €3,923.02 rate · balance €53,923.02After 35 months: €4,041.68 rate · balance €54,041.68After 36 months: €4,160.33 rate · balance €54,160.33After 37 months: €4,282.19 rate · balance €54,282.19After 38 months: €4,404.06 rate · balance €54,404.06After 39 months: €4,525.92 rate · balance €54,525.92After 40 months: €4,647.78 rate · balance €54,647.78After 41 months: €4,769.64 rate · balance €54,769.64After 42 months: €4,891.50 rate · balance €54,891.50After 43 months: €5,013.36 rate · balance €55,013.36After 44 months: €5,135.22 rate · balance €55,135.22After 45 months: €5,257.08 rate · balance €55,257.08After 46 months: €5,378.94 rate · balance €55,378.94After 47 months: €5,500.80 rate · balance €55,500.80After 48 months: €5,622.66 rate · balance €55,622.66After 49 months: €5,747.81 rate · balance €55,747.81After 50 months: €5,872.97 rate · balance €55,872.97After 51 months: €5,998.12 rate · balance €55,998.12After 52 months: €6,123.27 rate · balance €56,123.27After 53 months: €6,248.42 rate · balance €56,248.42After 54 months: €6,373.57 rate · balance €56,373.57After 55 months: €6,498.72 rate · balance €56,498.72After 56 months: €6,623.87 rate · balance €56,623.87After 57 months: €6,749.02 rate · balance €56,749.02After 58 months: €6,874.17 rate · balance €56,874.17After 59 months: €6,999.32 rate · balance €56,999.32After 60 months: €7,124.48 rate · balance €57,124.48
Per year
AfterInterest up to thenBalance
1 year€1,350€51,350
2 years€2,736€52,736
3 years€4,160€54,160
4 years€5,623€55,623
5 years€7,124€57,124

Rate and conditions

BalanceRate
€0 – and up2.70%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 5 tot 6 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€50,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.00%2.25%2.50%2.75%3.00%12 Feb 202624 Jun 2026now2.70%2.30% from 12 Feb 2026 until 7 Jun 20262.35% from 7 Jun 2026 until 15 Sep 20262.35% from 15 Sep 2026 until 13 Oct 20262.70% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.70%current
15 Sep 20262.35%13 Oct 2026
7 Jun 20262.35%15 Sep 2026web archive
12 Feb 20262.30%7 Jun 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (60 mo): 2.35% → 2.70%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (60 mo): 2.70% announced from 2026-10-14 (now 2.35%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (60 mo) 2.35%

Rate checked on 2 Nov 2026.

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