RabobankRabo DoelSparen

Deposit · 6 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.75%
6 years fixed
since 13 Oct 2026
Your return on €16,800
€462
per year, annualised · €2,970 total over 6 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 6 years: €2,970.
Interest built up over 6 years
€ 0€ 1k€ 2kstart2 yrs4 yrs6 yrs€2,970After 1 month: €38.50 rate · balance €16,838.50After 2 months: €77 rate · balance €16,877After 3 months: €115.50 rate · balance €16,915.50After 4 months: €154 rate · balance €16,954After 5 months: €192.50 rate · balance €16,992.50After 6 months: €231 rate · balance €17,031After 7 months: €269.50 rate · balance €17,069.50After 8 months: €308 rate · balance €17,108After 9 months: €346.50 rate · balance €17,146.50After 10 months: €385 rate · balance €17,185After 11 months: €423.50 rate · balance €17,223.50After 12 months: €462 rate · balance €17,262After 13 months: €501.56 rate · balance €17,301.56After 14 months: €541.12 rate · balance €17,341.12After 15 months: €580.68 rate · balance €17,380.68After 16 months: €620.24 rate · balance €17,420.24After 17 months: €659.79 rate · balance €17,459.79After 18 months: €699.35 rate · balance €17,499.35After 19 months: €738.91 rate · balance €17,538.91After 20 months: €778.47 rate · balance €17,578.47After 21 months: €818.03 rate · balance €17,618.03After 22 months: €857.59 rate · balance €17,657.59After 23 months: €897.15 rate · balance €17,697.15After 24 months: €936.71 rate · balance €17,736.71After 25 months: €977.35 rate · balance €17,777.35After 26 months: €1,018.00 rate · balance €17,818.00After 27 months: €1,058.65 rate · balance €17,858.65After 28 months: €1,099.29 rate · balance €17,899.29After 29 months: €1,139.94 rate · balance €17,939.94After 30 months: €1,180.59 rate · balance €17,980.59After 31 months: €1,221.23 rate · balance €18,021.23After 32 months: €1,261.88 rate · balance €18,061.88After 33 months: €1,302.53 rate · balance €18,102.53After 34 months: €1,343.17 rate · balance €18,143.17After 35 months: €1,383.82 rate · balance €18,183.82After 36 months: €1,424.46 rate · balance €18,224.46After 37 months: €1,466.23 rate · balance €18,266.23After 38 months: €1,507.99 rate · balance €18,307.99After 39 months: €1,549.76 rate · balance €18,349.76After 40 months: €1,591.52 rate · balance €18,391.52After 41 months: €1,633.29 rate · balance €18,433.29After 42 months: €1,675.05 rate · balance €18,475.05After 43 months: €1,716.82 rate · balance €18,516.82After 44 months: €1,758.58 rate · balance €18,558.58After 45 months: €1,800.34 rate · balance €18,600.34After 46 months: €1,842.11 rate · balance €18,642.11After 47 months: €1,883.87 rate · balance €18,683.87After 48 months: €1,925.64 rate · balance €18,725.64After 49 months: €1,968.55 rate · balance €18,768.55After 50 months: €2,011.46 rate · balance €18,811.46After 51 months: €2,054.38 rate · balance €18,854.38After 52 months: €2,097.29 rate · balance €18,897.29After 53 months: €2,140.20 rate · balance €18,940.20After 54 months: €2,183.12 rate · balance €18,983.12After 55 months: €2,226.03 rate · balance €19,026.03After 56 months: €2,268.94 rate · balance €19,068.94After 57 months: €2,311.85 rate · balance €19,111.85After 58 months: €2,354.77 rate · balance €19,154.77After 59 months: €2,397.68 rate · balance €19,197.68After 60 months: €2,440.59 rate · balance €19,240.59After 61 months: €2,484.69 rate · balance €19,284.69After 62 months: €2,528.78 rate · balance €19,328.78After 63 months: €2,572.87 rate · balance €19,372.87After 64 months: €2,616.96 rate · balance €19,416.96After 65 months: €2,661.06 rate · balance €19,461.06After 66 months: €2,705.15 rate · balance €19,505.15After 67 months: €2,749.24 rate · balance €19,549.24After 68 months: €2,793.34 rate · balance €19,593.34After 69 months: €2,837.43 rate · balance €19,637.43After 70 months: €2,881.52 rate · balance €19,681.52After 71 months: €2,925.62 rate · balance €19,725.62After 72 months: €2,969.71 rate · balance €19,769.71
Per year
AfterInterest up to thenBalance
1 year€462€17,262
2 years€937€17,737
3 years€1,424€18,224
4 years€1,926€18,726
5 years€2,441€19,241
6 years€2,970€19,770

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
6 years fixed · early withdrawal with loss of interest
Term
6 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 6 tot 7 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,800 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.00%2.25%2.50%2.75%3.00%12 Feb 202624 Jun 2026now2.75%2.40% from 12 Feb 2026 until 15 Sep 20262.40% from 15 Sep 2026 until 13 Oct 20262.75% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.75%current
15 Sep 20262.40%13 Oct 2026
12 Feb 20262.40%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 20 Oct 2026Rabobank – Rabo DoelSparen (72 mo): conditions changed
  • 13 Oct 2026Rabobank – Rabo DoelSparen (72 mo): 2.40% → 2.75%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (72 mo): 2.75% announced from 2026-10-14 (now 2.40%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (72 mo) 2.40%

Rate checked on 2 Nov 2026.

Other offers from Rabobank