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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 7 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.50%
7 years fixed
Your return on €10,000
€250
per year, annualised · €1,887 total over 7 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 7 years: €1,887.
Interest built up over 7 years
€ 0€ 1kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
7 years fixed · early withdrawal with loss of interest
Term
7 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 7 tot 8 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.50% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (84 mo) 2.50%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€1,887After 1 month: €20.83 rate · balance €10,020.83After 2 months: €41.67 rate · balance €10,041.67After 3 months: €62.50 rate · balance €10,062.50After 4 months: €83.33 rate · balance €10,083.33After 5 months: €104.17 rate · balance €10,104.17After 6 months: €125.00 rate · balance €10,125.00After 7 months: €145.83 rate · balance €10,145.83After 8 months: €166.67 rate · balance €10,166.67After 9 months: €187.50 rate · balance €10,187.50After 10 months: €208.33 rate · balance €10,208.33After 11 months: €229.17 rate · balance €10,229.17After 12 months: €250.00 rate · balance €10,250.00After 13 months: €271.35 rate · balance €10,271.35After 14 months: €292.71 rate · balance €10,292.71After 15 months: €314.06 rate · balance €10,314.06After 16 months: €335.42 rate · balance €10,335.42After 17 months: €356.77 rate · balance €10,356.77After 18 months: €378.12 rate · balance €10,378.12After 19 months: €399.48 rate · balance €10,399.48After 20 months: €420.83 rate · balance €10,420.83After 21 months: €442.19 rate · balance €10,442.19After 22 months: €463.54 rate · balance €10,463.54After 23 months: €484.90 rate · balance €10,484.90After 24 months: €506.25 rate · balance €10,506.25After 25 months: €528.14 rate · balance €10,528.14After 26 months: €550.03 rate · balance €10,550.03After 27 months: €571.91 rate · balance €10,571.91After 28 months: €593.80 rate · balance €10,593.80After 29 months: €615.69 rate · balance €10,615.69After 30 months: €637.58 rate · balance €10,637.58After 31 months: €659.47 rate · balance €10,659.47After 32 months: €681.35 rate · balance €10,681.35After 33 months: €703.24 rate · balance €10,703.24After 34 months: €725.13 rate · balance €10,725.13After 35 months: €747.02 rate · balance €10,747.02After 36 months: €768.91 rate · balance €10,768.91After 37 months: €791.34 rate · balance €10,791.34After 38 months: €813.78 rate · balance €10,813.78After 39 months: €836.21 rate · balance €10,836.21After 40 months: €858.65 rate · balance €10,858.65After 41 months: €881.08 rate · balance €10,881.08After 42 months: €903.52 rate · balance €10,903.52After 43 months: €925.95 rate · balance €10,925.95After 44 months: €948.39 rate · balance €10,948.39After 45 months: €970.82 rate · balance €10,970.82After 46 months: €993.26 rate · balance €10,993.26After 47 months: €1,015.69 rate · balance €11,015.69After 48 months: €1,038.13 rate · balance €11,038.13After 49 months: €1,061.12 rate · balance €11,061.12After 50 months: €1,084.12 rate · balance €11,084.12After 51 months: €1,107.12 rate · balance €11,107.12After 52 months: €1,130.11 rate · balance €11,130.11After 53 months: €1,153.11 rate · balance €11,153.11After 54 months: €1,176.11 rate · balance €11,176.11After 55 months: €1,199.10 rate · balance €11,199.10After 56 months: €1,222.10 rate · balance €11,222.10After 57 months: €1,245.09 rate · balance €11,245.09After 58 months: €1,268.09 rate · balance €11,268.09After 59 months: €1,291.09 rate · balance €11,291.09After 60 months: €1,314.08 rate · balance €11,314.08After 61 months: €1,337.65 rate · balance €11,337.65After 62 months: €1,361.22 rate · balance €11,361.22After 63 months: €1,384.79 rate · balance €11,384.79After 64 months: €1,408.37 rate · balance €11,408.37After 65 months: €1,431.94 rate · balance €11,431.94After 66 months: €1,455.51 rate · balance €11,455.51After 67 months: €1,479.08 rate · balance €11,479.08After 68 months: €1,502.65 rate · balance €11,502.65After 69 months: €1,526.22 rate · balance €11,526.22After 70 months: €1,549.79 rate · balance €11,549.79After 71 months: €1,573.36 rate · balance €11,573.36After 72 months: €1,596.93 rate · balance €11,596.93After 73 months: €1,621.09 rate · balance €11,621.09After 74 months: €1,645.25 rate · balance €11,645.25After 75 months: €1,669.41 rate · balance €11,669.41After 76 months: €1,693.57 rate · balance €11,693.57After 77 months: €1,717.74 rate · balance €11,717.74After 78 months: €1,741.90 rate · balance €11,741.90After 79 months: €1,766.06 rate · balance €11,766.06After 80 months: €1,790.22 rate · balance €11,790.22After 81 months: €1,814.38 rate · balance €11,814.38After 82 months: €1,838.54 rate · balance €11,838.54After 83 months: €1,862.70 rate · balance €11,862.70After 84 months: €1,886.86 rate · balance €11,886.86
€ 0€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€1,887After 1 month: €20.83 rate · balance €10,020.83After 2 months: €41.67 rate · balance €10,041.67After 3 months: €62.50 rate · balance €10,062.50After 4 months: €83.33 rate · balance €10,083.33After 5 months: €104.17 rate · balance €10,104.17After 6 months: €125.00 rate · balance €10,125.00After 7 months: €145.83 rate · balance €10,145.83After 8 months: €166.67 rate · balance €10,166.67After 9 months: €187.50 rate · balance €10,187.50After 10 months: €208.33 rate · balance €10,208.33After 11 months: €229.17 rate · balance €10,229.17After 12 months: €250.00 rate · balance €10,250.00After 13 months: €271.35 rate · balance €10,271.35After 14 months: €292.71 rate · balance €10,292.71After 15 months: €314.06 rate · balance €10,314.06After 16 months: €335.42 rate · balance €10,335.42After 17 months: €356.77 rate · balance €10,356.77After 18 months: €378.12 rate · balance €10,378.12After 19 months: €399.48 rate · balance €10,399.48After 20 months: €420.83 rate · balance €10,420.83After 21 months: €442.19 rate · balance €10,442.19After 22 months: €463.54 rate · balance €10,463.54After 23 months: €484.90 rate · balance €10,484.90After 24 months: €506.25 rate · balance €10,506.25After 25 months: €528.14 rate · balance €10,528.14After 26 months: €550.03 rate · balance €10,550.03After 27 months: €571.91 rate · balance €10,571.91After 28 months: €593.80 rate · balance €10,593.80After 29 months: €615.69 rate · balance €10,615.69After 30 months: €637.58 rate · balance €10,637.58After 31 months: €659.47 rate · balance €10,659.47After 32 months: €681.35 rate · balance €10,681.35After 33 months: €703.24 rate · balance €10,703.24After 34 months: €725.13 rate · balance €10,725.13After 35 months: €747.02 rate · balance €10,747.02After 36 months: €768.91 rate · balance €10,768.91After 37 months: €791.34 rate · balance €10,791.34After 38 months: €813.78 rate · balance €10,813.78After 39 months: €836.21 rate · balance €10,836.21After 40 months: €858.65 rate · balance €10,858.65After 41 months: €881.08 rate · balance €10,881.08After 42 months: €903.52 rate · balance €10,903.52After 43 months: €925.95 rate · balance €10,925.95After 44 months: €948.39 rate · balance €10,948.39After 45 months: €970.82 rate · balance €10,970.82After 46 months: €993.26 rate · balance €10,993.26After 47 months: €1,015.69 rate · balance €11,015.69After 48 months: €1,038.13 rate · balance €11,038.13After 49 months: €1,061.12 rate · balance €11,061.12After 50 months: €1,084.12 rate · balance €11,084.12After 51 months: €1,107.12 rate · balance €11,107.12After 52 months: €1,130.11 rate · balance €11,130.11After 53 months: €1,153.11 rate · balance €11,153.11After 54 months: €1,176.11 rate · balance €11,176.11After 55 months: €1,199.10 rate · balance €11,199.10After 56 months: €1,222.10 rate · balance €11,222.10After 57 months: €1,245.09 rate · balance €11,245.09After 58 months: €1,268.09 rate · balance €11,268.09After 59 months: €1,291.09 rate · balance €11,291.09After 60 months: €1,314.08 rate · balance €11,314.08After 61 months: €1,337.65 rate · balance €11,337.65After 62 months: €1,361.22 rate · balance €11,361.22After 63 months: €1,384.79 rate · balance €11,384.79After 64 months: €1,408.37 rate · balance €11,408.37After 65 months: €1,431.94 rate · balance €11,431.94After 66 months: €1,455.51 rate · balance €11,455.51After 67 months: €1,479.08 rate · balance €11,479.08After 68 months: €1,502.65 rate · balance €11,502.65After 69 months: €1,526.22 rate · balance €11,526.22After 70 months: €1,549.79 rate · balance €11,549.79After 71 months: €1,573.36 rate · balance €11,573.36After 72 months: €1,596.93 rate · balance €11,596.93After 73 months: €1,621.09 rate · balance €11,621.09After 74 months: €1,645.25 rate · balance €11,645.25After 75 months: €1,669.41 rate · balance €11,669.41After 76 months: €1,693.57 rate · balance €11,693.57After 77 months: €1,717.74 rate · balance €11,717.74After 78 months: €1,741.90 rate · balance €11,741.90After 79 months: €1,766.06 rate · balance €11,766.06After 80 months: €1,790.22 rate · balance €11,790.22After 81 months: €1,814.38 rate · balance €11,814.38After 82 months: €1,838.54 rate · balance €11,838.54After 83 months: €1,862.70 rate · balance €11,862.70After 84 months: €1,886.86 rate · balance €11,886.86
Per year
AfterInterest up to thenBalance
1 year€250€10,250
2 years€506€10,506
3 years€769€10,769
4 years€1,038€11,038
5 years€1,314€11,314
6 years€1,597€11,597
7 years€1,887€11,887

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct