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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 7 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.50%
7 years fixed
Your return on €100,000
€2,500
per year, annualised · €18,869 total over 7 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 7 years: €18,869.
Interest built up over 7 years
€ 0€ 10kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
7 years fixed · early withdrawal with loss of interest
Term
7 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 7 tot 8 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.50% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (84 mo) 2.50%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€18,869After 1 month: €208.33 rate · balance €100,208.33After 2 months: €416.67 rate · balance €100,416.67After 3 months: €625.00 rate · balance €100,625.00After 4 months: €833.33 rate · balance €100,833.33After 5 months: €1,041.67 rate · balance €101,041.67After 6 months: €1,250.00 rate · balance €101,250.00After 7 months: €1,458.33 rate · balance €101,458.33After 8 months: €1,666.67 rate · balance €101,666.67After 9 months: €1,875.00 rate · balance €101,875.00After 10 months: €2,083.33 rate · balance €102,083.33After 11 months: €2,291.67 rate · balance €102,291.67After 12 months: €2,500.00 rate · balance €102,500.00After 13 months: €2,713.54 rate · balance €102,713.54After 14 months: €2,927.08 rate · balance €102,927.08After 15 months: €3,140.62 rate · balance €103,140.62After 16 months: €3,354.17 rate · balance €103,354.17After 17 months: €3,567.71 rate · balance €103,567.71After 18 months: €3,781.25 rate · balance €103,781.25After 19 months: €3,994.79 rate · balance €103,994.79After 20 months: €4,208.33 rate · balance €104,208.33After 21 months: €4,421.87 rate · balance €104,421.87After 22 months: €4,635.42 rate · balance €104,635.42After 23 months: €4,848.96 rate · balance €104,848.96After 24 months: €5,062.50 rate · balance €105,062.50After 25 months: €5,281.38 rate · balance €105,281.38After 26 months: €5,500.26 rate · balance €105,500.26After 27 months: €5,719.14 rate · balance €105,719.14After 28 months: €5,938.02 rate · balance €105,938.02After 29 months: €6,156.90 rate · balance €106,156.90After 30 months: €6,375.78 rate · balance €106,375.78After 31 months: €6,594.66 rate · balance €106,594.66After 32 months: €6,813.54 rate · balance €106,813.54After 33 months: €7,032.42 rate · balance €107,032.42After 34 months: €7,251.30 rate · balance €107,251.30After 35 months: €7,470.18 rate · balance €107,470.18After 36 months: €7,689.06 rate · balance €107,689.06After 37 months: €7,913.41 rate · balance €107,913.41After 38 months: €8,137.77 rate · balance €108,137.77After 39 months: €8,362.12 rate · balance €108,362.12After 40 months: €8,586.47 rate · balance €108,586.47After 41 months: €8,810.82 rate · balance €108,810.82After 42 months: €9,035.18 rate · balance €109,035.18After 43 months: €9,259.53 rate · balance €109,259.53After 44 months: €9,483.88 rate · balance €109,483.88After 45 months: €9,708.23 rate · balance €109,708.23After 46 months: €9,932.58 rate · balance €109,932.58After 47 months: €10,156.94 rate · balance €110,156.94After 48 months: €10,381.29 rate · balance €110,381.29After 49 months: €10,611.25 rate · balance €110,611.25After 50 months: €10,841.21 rate · balance €110,841.21After 51 months: €11,071.17 rate · balance €111,071.17After 52 months: €11,301.13 rate · balance €111,301.13After 53 months: €11,531.09 rate · balance €111,531.09After 54 months: €11,761.05 rate · balance €111,761.05After 55 months: €11,991.02 rate · balance €111,991.02After 56 months: €12,220.98 rate · balance €112,220.98After 57 months: €12,450.94 rate · balance €112,450.94After 58 months: €12,680.90 rate · balance €112,680.90After 59 months: €12,910.86 rate · balance €112,910.86After 60 months: €13,140.82 rate · balance €113,140.82After 61 months: €13,376.53 rate · balance €113,376.53After 62 months: €13,612.24 rate · balance €113,612.24After 63 months: €13,847.95 rate · balance €113,847.95After 64 months: €14,083.66 rate · balance €114,083.66After 65 months: €14,319.37 rate · balance €114,319.37After 66 months: €14,555.08 rate · balance €114,555.08After 67 months: €14,790.79 rate · balance €114,790.79After 68 months: €15,026.50 rate · balance €115,026.50After 69 months: €15,262.21 rate · balance €115,262.21After 70 months: €15,497.92 rate · balance €115,497.92After 71 months: €15,733.63 rate · balance €115,733.63After 72 months: €15,969.34 rate · balance €115,969.34After 73 months: €16,210.94 rate · balance €116,210.94After 74 months: €16,452.55 rate · balance €116,452.55After 75 months: €16,694.15 rate · balance €116,694.15After 76 months: €16,935.75 rate · balance €116,935.75After 77 months: €17,177.35 rate · balance €117,177.35After 78 months: €17,418.96 rate · balance €117,418.96After 79 months: €17,660.56 rate · balance €117,660.56After 80 months: €17,902.16 rate · balance €117,902.16After 81 months: €18,143.77 rate · balance €118,143.77After 82 months: €18,385.37 rate · balance €118,385.37After 83 months: €18,626.97 rate · balance €118,626.97After 84 months: €18,868.57 rate · balance €118,868.57
€ 0€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€18,869After 1 month: €208.33 rate · balance €100,208.33After 2 months: €416.67 rate · balance €100,416.67After 3 months: €625.00 rate · balance €100,625.00After 4 months: €833.33 rate · balance €100,833.33After 5 months: €1,041.67 rate · balance €101,041.67After 6 months: €1,250.00 rate · balance €101,250.00After 7 months: €1,458.33 rate · balance €101,458.33After 8 months: €1,666.67 rate · balance €101,666.67After 9 months: €1,875.00 rate · balance €101,875.00After 10 months: €2,083.33 rate · balance €102,083.33After 11 months: €2,291.67 rate · balance €102,291.67After 12 months: €2,500.00 rate · balance €102,500.00After 13 months: €2,713.54 rate · balance €102,713.54After 14 months: €2,927.08 rate · balance €102,927.08After 15 months: €3,140.62 rate · balance €103,140.62After 16 months: €3,354.17 rate · balance €103,354.17After 17 months: €3,567.71 rate · balance €103,567.71After 18 months: €3,781.25 rate · balance €103,781.25After 19 months: €3,994.79 rate · balance €103,994.79After 20 months: €4,208.33 rate · balance €104,208.33After 21 months: €4,421.87 rate · balance €104,421.87After 22 months: €4,635.42 rate · balance €104,635.42After 23 months: €4,848.96 rate · balance €104,848.96After 24 months: €5,062.50 rate · balance €105,062.50After 25 months: €5,281.38 rate · balance €105,281.38After 26 months: €5,500.26 rate · balance €105,500.26After 27 months: €5,719.14 rate · balance €105,719.14After 28 months: €5,938.02 rate · balance €105,938.02After 29 months: €6,156.90 rate · balance €106,156.90After 30 months: €6,375.78 rate · balance €106,375.78After 31 months: €6,594.66 rate · balance €106,594.66After 32 months: €6,813.54 rate · balance €106,813.54After 33 months: €7,032.42 rate · balance €107,032.42After 34 months: €7,251.30 rate · balance €107,251.30After 35 months: €7,470.18 rate · balance €107,470.18After 36 months: €7,689.06 rate · balance €107,689.06After 37 months: €7,913.41 rate · balance €107,913.41After 38 months: €8,137.77 rate · balance €108,137.77After 39 months: €8,362.12 rate · balance €108,362.12After 40 months: €8,586.47 rate · balance €108,586.47After 41 months: €8,810.82 rate · balance €108,810.82After 42 months: €9,035.18 rate · balance €109,035.18After 43 months: €9,259.53 rate · balance €109,259.53After 44 months: €9,483.88 rate · balance €109,483.88After 45 months: €9,708.23 rate · balance €109,708.23After 46 months: €9,932.58 rate · balance €109,932.58After 47 months: €10,156.94 rate · balance €110,156.94After 48 months: €10,381.29 rate · balance €110,381.29After 49 months: €10,611.25 rate · balance €110,611.25After 50 months: €10,841.21 rate · balance €110,841.21After 51 months: €11,071.17 rate · balance €111,071.17After 52 months: €11,301.13 rate · balance €111,301.13After 53 months: €11,531.09 rate · balance €111,531.09After 54 months: €11,761.05 rate · balance €111,761.05After 55 months: €11,991.02 rate · balance €111,991.02After 56 months: €12,220.98 rate · balance €112,220.98After 57 months: €12,450.94 rate · balance €112,450.94After 58 months: €12,680.90 rate · balance €112,680.90After 59 months: €12,910.86 rate · balance €112,910.86After 60 months: €13,140.82 rate · balance €113,140.82After 61 months: €13,376.53 rate · balance €113,376.53After 62 months: €13,612.24 rate · balance €113,612.24After 63 months: €13,847.95 rate · balance €113,847.95After 64 months: €14,083.66 rate · balance €114,083.66After 65 months: €14,319.37 rate · balance €114,319.37After 66 months: €14,555.08 rate · balance €114,555.08After 67 months: €14,790.79 rate · balance €114,790.79After 68 months: €15,026.50 rate · balance €115,026.50After 69 months: €15,262.21 rate · balance €115,262.21After 70 months: €15,497.92 rate · balance €115,497.92After 71 months: €15,733.63 rate · balance €115,733.63After 72 months: €15,969.34 rate · balance €115,969.34After 73 months: €16,210.94 rate · balance €116,210.94After 74 months: €16,452.55 rate · balance €116,452.55After 75 months: €16,694.15 rate · balance €116,694.15After 76 months: €16,935.75 rate · balance €116,935.75After 77 months: €17,177.35 rate · balance €117,177.35After 78 months: €17,418.96 rate · balance €117,418.96After 79 months: €17,660.56 rate · balance €117,660.56After 80 months: €17,902.16 rate · balance €117,902.16After 81 months: €18,143.77 rate · balance €118,143.77After 82 months: €18,385.37 rate · balance €118,385.37After 83 months: €18,626.97 rate · balance €118,626.97After 84 months: €18,868.57 rate · balance €118,868.57
Per year
AfterInterest up to thenBalance
1 year€2,500€102,500
2 years€5,062€105,063
3 years€7,689€107,689
4 years€10,381€110,381
5 years€13,141€113,141
6 years€15,969€115,969
7 years€18,869€118,869

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
8 years · 2.60% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct