RabobankRabo DoelSparen

Deposit · 7 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.75%
7 years fixed
since 13 Oct 2026
Your return on €100,000
€2,750
per year, annualised · €20,913 total over 7 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 7 years: €20,913.
Interest built up over 7 years
€ 0€ 10k€ 20kstart2 yrs4 yrs6 yrs€20,913After 1 month: €229.17 rate · balance €100,229.17After 2 months: €458.33 rate · balance €100,458.33After 3 months: €687.50 rate · balance €100,687.50After 4 months: €916.67 rate · balance €100,916.67After 5 months: €1,145.83 rate · balance €101,145.83After 6 months: €1,375.00 rate · balance €101,375.00After 7 months: €1,604.17 rate · balance €101,604.17After 8 months: €1,833.33 rate · balance €101,833.33After 9 months: €2,062.50 rate · balance €102,062.50After 10 months: €2,291.67 rate · balance €102,291.67After 11 months: €2,520.83 rate · balance €102,520.83After 12 months: €2,750.00 rate · balance €102,750.00After 13 months: €2,985.47 rate · balance €102,985.47After 14 months: €3,220.94 rate · balance €103,220.94After 15 months: €3,456.41 rate · balance €103,456.41After 16 months: €3,691.88 rate · balance €103,691.88After 17 months: €3,927.34 rate · balance €103,927.34After 18 months: €4,162.81 rate · balance €104,162.81After 19 months: €4,398.28 rate · balance €104,398.28After 20 months: €4,633.75 rate · balance €104,633.75After 21 months: €4,869.22 rate · balance €104,869.22After 22 months: €5,104.69 rate · balance €105,104.69After 23 months: €5,340.16 rate · balance €105,340.16After 24 months: €5,575.63 rate · balance €105,575.63After 25 months: €5,817.57 rate · balance €105,817.57After 26 months: €6,059.51 rate · balance €106,059.51After 27 months: €6,301.46 rate · balance €106,301.46After 28 months: €6,543.40 rate · balance €106,543.40After 29 months: €6,785.35 rate · balance €106,785.35After 30 months: €7,027.29 rate · balance €107,027.29After 31 months: €7,269.23 rate · balance €107,269.23After 32 months: €7,511.18 rate · balance €107,511.18After 33 months: €7,753.12 rate · balance €107,753.12After 34 months: €7,995.07 rate · balance €107,995.07After 35 months: €8,237.01 rate · balance €108,237.01After 36 months: €8,478.96 rate · balance €108,478.96After 37 months: €8,727.55 rate · balance €108,727.55After 38 months: €8,976.15 rate · balance €108,976.15After 39 months: €9,224.75 rate · balance €109,224.75After 40 months: €9,473.35 rate · balance €109,473.35After 41 months: €9,721.94 rate · balance €109,721.94After 42 months: €9,970.54 rate · balance €109,970.54After 43 months: €10,219.14 rate · balance €110,219.14After 44 months: €10,467.74 rate · balance €110,467.74After 45 months: €10,716.33 rate · balance €110,716.33After 46 months: €10,964.93 rate · balance €110,964.93After 47 months: €11,213.53 rate · balance €111,213.53After 48 months: €11,462.13 rate · balance €111,462.13After 49 months: €11,717.56 rate · balance €111,717.56After 50 months: €11,972.99 rate · balance €111,972.99After 51 months: €12,228.43 rate · balance €112,228.43After 52 months: €12,483.86 rate · balance €112,483.86After 53 months: €12,739.30 rate · balance €112,739.30After 54 months: €12,994.73 rate · balance €112,994.73After 55 months: €13,250.16 rate · balance €113,250.16After 56 months: €13,505.60 rate · balance €113,505.60After 57 months: €13,761.03 rate · balance €113,761.03After 58 months: €14,016.47 rate · balance €114,016.47After 59 months: €14,271.90 rate · balance €114,271.90After 60 months: €14,527.33 rate · balance €114,527.33After 61 months: €14,789.79 rate · balance €114,789.79After 62 months: €15,052.25 rate · balance €115,052.25After 63 months: €15,314.71 rate · balance €115,314.71After 64 months: €15,577.17 rate · balance €115,577.17After 65 months: €15,839.63 rate · balance €115,839.63After 66 months: €16,102.09 rate · balance €116,102.09After 67 months: €16,364.54 rate · balance €116,364.54After 68 months: €16,627.00 rate · balance €116,627.00After 69 months: €16,889.46 rate · balance €116,889.46After 70 months: €17,151.92 rate · balance €117,151.92After 71 months: €17,414.38 rate · balance €117,414.38After 72 months: €17,676.84 rate · balance €117,676.84After 73 months: €17,946.51 rate · balance €117,946.51After 74 months: €18,216.19 rate · balance €118,216.19After 75 months: €18,485.86 rate · balance €118,485.86After 76 months: €18,755.54 rate · balance €118,755.54After 77 months: €19,025.22 rate · balance €119,025.22After 78 months: €19,294.89 rate · balance €119,294.89After 79 months: €19,564.57 rate · balance €119,564.57After 80 months: €19,834.25 rate · balance €119,834.25After 81 months: €20,103.92 rate · balance €120,103.92After 82 months: €20,373.60 rate · balance €120,373.60After 83 months: €20,643.27 rate · balance €120,643.27After 84 months: €20,912.95 rate · balance €120,912.95
Per year
AfterInterest up to thenBalance
1 year€2,750€102,750
2 years€5,576€105,576
3 years€8,479€108,479
4 years€11,462€111,462
5 years€14,527€114,527
6 years€17,677€117,677
7 years€20,913€120,913

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
7 years fixed · early withdrawal with loss of interest
Term
7 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 7 tot 8 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%12 Feb 202624 Jun 2026now2.75%2.50% from 12 Feb 2026 until 15 Sep 20262.50% from 15 Sep 2026 until 13 Oct 20262.75% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.75%current
15 Sep 20262.50%13 Oct 2026
12 Feb 20262.50%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 20 Oct 2026Rabobank – Rabo DoelSparen (84 mo): conditions changed
  • 13 Oct 2026Rabobank – Rabo DoelSparen (84 mo): 2.50% → 2.75%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (84 mo): 2.75% announced from 2026-10-14 (now 2.50%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (84 mo) 2.50%

Rate checked on 2 Nov 2026.

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