RabobankRabo DoelSparen

Deposit · 7 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.75%
7 years fixed
since 13 Oct 2026
Your return on €16,600
€457
per year, annualised · €3,472 total over 7 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 7 years: €3,472.
Interest built up over 7 years
€ 0€ 2kstart2 yrs4 yrs6 yrs€3,472After 1 month: €38.04 rate · balance €16,638.04After 2 months: €76.08 rate · balance €16,676.08After 3 months: €114.13 rate · balance €16,714.13After 4 months: €152.17 rate · balance €16,752.17After 5 months: €190.21 rate · balance €16,790.21After 6 months: €228.25 rate · balance €16,828.25After 7 months: €266.29 rate · balance €16,866.29After 8 months: €304.33 rate · balance €16,904.33After 9 months: €342.38 rate · balance €16,942.38After 10 months: €380.42 rate · balance €16,980.42After 11 months: €418.46 rate · balance €17,018.46After 12 months: €456.50 rate · balance €17,056.50After 13 months: €495.59 rate · balance €17,095.59After 14 months: €534.68 rate · balance €17,134.68After 15 months: €573.76 rate · balance €17,173.76After 16 months: €612.85 rate · balance €17,212.85After 17 months: €651.94 rate · balance €17,251.94After 18 months: €691.03 rate · balance €17,291.03After 19 months: €730.12 rate · balance €17,330.12After 20 months: €769.20 rate · balance €17,369.20After 21 months: €808.29 rate · balance €17,408.29After 22 months: €847.38 rate · balance €17,447.38After 23 months: €886.47 rate · balance €17,486.47After 24 months: €925.55 rate · balance €17,525.55After 25 months: €965.72 rate · balance €17,565.72After 26 months: €1,005.88 rate · balance €17,605.88After 27 months: €1,046.04 rate · balance €17,646.04After 28 months: €1,086.20 rate · balance €17,686.20After 29 months: €1,126.37 rate · balance €17,726.37After 30 months: €1,166.53 rate · balance €17,766.53After 31 months: €1,206.69 rate · balance €17,806.69After 32 months: €1,246.86 rate · balance €17,846.86After 33 months: €1,287.02 rate · balance €17,887.02After 34 months: €1,327.18 rate · balance €17,927.18After 35 months: €1,367.34 rate · balance €17,967.34After 36 months: €1,407.51 rate · balance €18,007.51After 37 months: €1,448.77 rate · balance €18,048.77After 38 months: €1,490.04 rate · balance €18,090.04After 39 months: €1,531.31 rate · balance €18,131.31After 40 months: €1,572.58 rate · balance €18,172.58After 41 months: €1,613.84 rate · balance €18,213.84After 42 months: €1,655.11 rate · balance €18,255.11After 43 months: €1,696.38 rate · balance €18,296.38After 44 months: €1,737.64 rate · balance €18,337.64After 45 months: €1,778.91 rate · balance €18,378.91After 46 months: €1,820.18 rate · balance €18,420.18After 47 months: €1,861.45 rate · balance €18,461.45After 48 months: €1,902.71 rate · balance €18,502.71After 49 months: €1,945.11 rate · balance €18,545.11After 50 months: €1,987.52 rate · balance €18,587.52After 51 months: €2,029.92 rate · balance €18,629.92After 52 months: €2,072.32 rate · balance €18,672.32After 53 months: €2,114.72 rate · balance €18,714.72After 54 months: €2,157.13 rate · balance €18,757.13After 55 months: €2,199.53 rate · balance €18,799.53After 56 months: €2,241.93 rate · balance €18,841.93After 57 months: €2,284.33 rate · balance €18,884.33After 58 months: €2,326.73 rate · balance €18,926.73After 59 months: €2,369.14 rate · balance €18,969.14After 60 months: €2,411.54 rate · balance €19,011.54After 61 months: €2,455.11 rate · balance €19,055.11After 62 months: €2,498.67 rate · balance €19,098.67After 63 months: €2,542.24 rate · balance €19,142.24After 64 months: €2,585.81 rate · balance €19,185.81After 65 months: €2,629.38 rate · balance €19,229.38After 66 months: €2,672.95 rate · balance €19,272.95After 67 months: €2,716.51 rate · balance €19,316.51After 68 months: €2,760.08 rate · balance €19,360.08After 69 months: €2,803.65 rate · balance €19,403.65After 70 months: €2,847.22 rate · balance €19,447.22After 71 months: €2,890.79 rate · balance €19,490.79After 72 months: €2,934.36 rate · balance €19,534.36After 73 months: €2,979.12 rate · balance €19,579.12After 74 months: €3,023.89 rate · balance €19,623.89After 75 months: €3,068.65 rate · balance €19,668.65After 76 months: €3,113.42 rate · balance €19,713.42After 77 months: €3,158.19 rate · balance €19,758.19After 78 months: €3,202.95 rate · balance €19,802.95After 79 months: €3,247.72 rate · balance €19,847.72After 80 months: €3,292.48 rate · balance €19,892.48After 81 months: €3,337.25 rate · balance €19,937.25After 82 months: €3,382.02 rate · balance €19,982.02After 83 months: €3,426.78 rate · balance €20,026.78After 84 months: €3,471.55 rate · balance €20,071.55
Per year
AfterInterest up to thenBalance
1 year€457€17,057
2 years€926€17,526
3 years€1,408€18,008
4 years€1,903€18,503
5 years€2,412€19,012
6 years€2,934€19,534
7 years€3,472€20,072

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
7 years fixed · early withdrawal with loss of interest
Term
7 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 7 tot 8 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%12 Feb 202624 Jun 2026now2.75%2.50% from 12 Feb 2026 until 15 Sep 20262.50% from 15 Sep 2026 until 13 Oct 20262.75% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.75%current
15 Sep 20262.50%13 Oct 2026
12 Feb 20262.50%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 20 Oct 2026Rabobank – Rabo DoelSparen (84 mo): conditions changed
  • 13 Oct 2026Rabobank – Rabo DoelSparen (84 mo): 2.50% → 2.75%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (84 mo): 2.75% announced from 2026-10-14 (now 2.50%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (84 mo) 2.50%

Rate checked on 2 Nov 2026.

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