RabobankRabo DoelSparen

Deposit · 7 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.75%
7 years fixed
since 13 Oct 2026
Your return on €25,000
€688
per year, annualised · €5,228 total over 7 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 7 years: €5,228.
Interest built up over 7 years
€ 0€ 2k€ 4kstart2 yrs4 yrs6 yrs€5,228After 1 month: €57.29 rate · balance €25,057.29After 2 months: €114.58 rate · balance €25,114.58After 3 months: €171.88 rate · balance €25,171.88After 4 months: €229.17 rate · balance €25,229.17After 5 months: €286.46 rate · balance €25,286.46After 6 months: €343.75 rate · balance €25,343.75After 7 months: €401.04 rate · balance €25,401.04After 8 months: €458.33 rate · balance €25,458.33After 9 months: €515.63 rate · balance €25,515.63After 10 months: €572.92 rate · balance €25,572.92After 11 months: €630.21 rate · balance €25,630.21After 12 months: €687.50 rate · balance €25,687.50After 13 months: €746.37 rate · balance €25,746.37After 14 months: €805.23 rate · balance €25,805.23After 15 months: €864.10 rate · balance €25,864.10After 16 months: €922.97 rate · balance €25,922.97After 17 months: €981.84 rate · balance €25,981.84After 18 months: €1,040.70 rate · balance €26,040.70After 19 months: €1,099.57 rate · balance €26,099.57After 20 months: €1,158.44 rate · balance €26,158.44After 21 months: €1,217.31 rate · balance €26,217.31After 22 months: €1,276.17 rate · balance €26,276.17After 23 months: €1,335.04 rate · balance €26,335.04After 24 months: €1,393.91 rate · balance €26,393.91After 25 months: €1,454.39 rate · balance €26,454.39After 26 months: €1,514.88 rate · balance €26,514.88After 27 months: €1,575.36 rate · balance €26,575.36After 28 months: €1,635.85 rate · balance €26,635.85After 29 months: €1,696.34 rate · balance €26,696.34After 30 months: €1,756.82 rate · balance €26,756.82After 31 months: €1,817.31 rate · balance €26,817.31After 32 months: €1,877.79 rate · balance €26,877.79After 33 months: €1,938.28 rate · balance €26,938.28After 34 months: €1,998.77 rate · balance €26,998.77After 35 months: €2,059.25 rate · balance €27,059.25After 36 months: €2,119.74 rate · balance €27,119.74After 37 months: €2,181.89 rate · balance €27,181.89After 38 months: €2,244.04 rate · balance €27,244.04After 39 months: €2,306.19 rate · balance €27,306.19After 40 months: €2,368.34 rate · balance €27,368.34After 41 months: €2,430.49 rate · balance €27,430.49After 42 months: €2,492.64 rate · balance €27,492.64After 43 months: €2,554.78 rate · balance €27,554.78After 44 months: €2,616.93 rate · balance €27,616.93After 45 months: €2,679.08 rate · balance €27,679.08After 46 months: €2,741.23 rate · balance €27,741.23After 47 months: €2,803.38 rate · balance €27,803.38After 48 months: €2,865.53 rate · balance €27,865.53After 49 months: €2,929.39 rate · balance €27,929.39After 50 months: €2,993.25 rate · balance €27,993.25After 51 months: €3,057.11 rate · balance €28,057.11After 52 months: €3,120.97 rate · balance €28,120.97After 53 months: €3,184.82 rate · balance €28,184.82After 54 months: €3,248.68 rate · balance €28,248.68After 55 months: €3,312.54 rate · balance €28,312.54After 56 months: €3,376.40 rate · balance €28,376.40After 57 months: €3,440.26 rate · balance €28,440.26After 58 months: €3,504.12 rate · balance €28,504.12After 59 months: €3,567.98 rate · balance €28,567.98After 60 months: €3,631.83 rate · balance €28,631.83After 61 months: €3,697.45 rate · balance €28,697.45After 62 months: €3,763.06 rate · balance €28,763.06After 63 months: €3,828.68 rate · balance €28,828.68After 64 months: €3,894.29 rate · balance €28,894.29After 65 months: €3,959.91 rate · balance €28,959.91After 66 months: €4,025.52 rate · balance €29,025.52After 67 months: €4,091.14 rate · balance €29,091.14After 68 months: €4,156.75 rate · balance €29,156.75After 69 months: €4,222.36 rate · balance €29,222.36After 70 months: €4,287.98 rate · balance €29,287.98After 71 months: €4,353.59 rate · balance €29,353.59After 72 months: €4,419.21 rate · balance €29,419.21After 73 months: €4,486.63 rate · balance €29,486.63After 74 months: €4,554.05 rate · balance €29,554.05After 75 months: €4,621.47 rate · balance €29,621.47After 76 months: €4,688.88 rate · balance €29,688.88After 77 months: €4,756.30 rate · balance €29,756.30After 78 months: €4,823.72 rate · balance €29,823.72After 79 months: €4,891.14 rate · balance €29,891.14After 80 months: €4,958.56 rate · balance €29,958.56After 81 months: €5,025.98 rate · balance €30,025.98After 82 months: €5,093.40 rate · balance €30,093.40After 83 months: €5,160.82 rate · balance €30,160.82After 84 months: €5,228.24 rate · balance €30,228.24
Per year
AfterInterest up to thenBalance
1 year€688€25,688
2 years€1,394€26,394
3 years€2,120€27,120
4 years€2,866€27,866
5 years€3,632€28,632
6 years€4,419€29,419
7 years€5,228€30,228

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
7 years fixed · early withdrawal with loss of interest
Term
7 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 7 tot 8 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%12 Feb 202624 Jun 2026now2.75%2.50% from 12 Feb 2026 until 15 Sep 20262.50% from 15 Sep 2026 until 13 Oct 20262.75% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.75%current
15 Sep 20262.50%13 Oct 2026
12 Feb 20262.50%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 20 Oct 2026Rabobank – Rabo DoelSparen (84 mo): conditions changed
  • 13 Oct 2026Rabobank – Rabo DoelSparen (84 mo): 2.50% → 2.75%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (84 mo): 2.75% announced from 2026-10-14 (now 2.50%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (84 mo) 2.50%

Rate checked on 2 Nov 2026.

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